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How to File a Truck Accident Claim The majority of truck accidents happen due to inattention on the part of a trucker or a trucking company Injured victims typically have to file a lawsuit in order to get full compensation for the injuries and expenses resulting from accidents Medical bills are an expense that victims of truck accidents typically need to pay Insurance companies can request an independent medical exam to determine the severity of your injuries and the impact they have on your daily activities Medical Care You must seek medical attention right away following an accident with a truck to ensure your safety and health In addition seeking medical assistance as soon as you can makes it easier to note your injuries in your claim This will also assist you to create stronger evidence that your injuries were caused because of the accident Medical expenses are an essential element of any claim for personal injury They show the severity of your injury and how it has affected your life Without solid documentation of your injuries you may not be able to claim the full amount of compensation for all your losses In certain situations medical attention may be so extensive that it prevents you from working or going back to your normal activities In this situation you may be eligible for compensation for loss of income You may also be eligible to receive reimbursement for the cost of any assistive device that you require to live an ordinary life In the event of an accident it is possible that several parties could be held accountable for a truck crash These parties include Truck drivers Drivers of trucks can be employees of a company who are under a contract to work for an employer or independent owneroperators that operate their trucks for themselves or a shipper they contract with Truck drivers who are reckless negligent or engage in unsafe driving could be held accountable for causing an accident youngstown truck accident attorney In the event that the negligence of another driver contributed to an accident that driver could be held liable It is not uncommon for other drivers to share responsibility when it comes to truck accidents especially when the other driver was driving recklessly or distracted The liable parties may try to minimize your claim by avoiding the blame recording your statement against you or tricking you into admitting to fault You must hire an experienced truck accident attorney Your attorney will fight for your rights and ensure that the liable party pays you what you are due Lost Wages Accidents with trucks arent the typical These accidents are more severe and are more likely to cause permanent disability and longterm injury These crashes also involve larger loads which could make the occupants more vulnerable There are various kinds of truck drivers These include owneroperators who own their own trucks and contract with shippers to haul goods for a fee or corporate drivers who operate the vehicles owned by their employers Both are at risk in the event of a collision involving commercial vehicles based on the circumstances surrounding the accident Anyone who suffers an injury in a car accident that stops the person from working could be entitled to compensation for their lost wages These are calculated in relation to the amount the money they could have earned during the time they were unable to work because of their injuries This includes regular wages as well as benefits like paid time off or overtime A judge will usually review a doctors letter before awarding damages to the person who was injured for lost wages The letter must explain the treatment plan and also as why they were unable get to work A letter from their employer that confirms their earnings hourly wage and the number of days that they were unable to go to work due to the injury is also required After all the evidence has been gathered after which your lawyer will draft an order form that outlines the amount youve lost due to the truck accident The package is sent to the insurer of the other driver The package includes clearly stating the facts of the situation how you were injured and the amount youre requesting There may be a back and forth communication during the negotiation process and if a deal is not reached your lawyer will start a lawsuit on your behalf In most cases a plaintiff can claim compensation for lost wages under the liability bodily injury coverage If this isnt available or not available the person who was injured by an uninsured or underinsured driver can claim compensation through their own car insurance company to the extent of their personal injury protection PIP coverage limit Suffering and Pain In addition to financial loss truck accidents can result in substantial physical pain and emotional distress These noneconomic losses are typically more difficult to put a dollar figure on yet they do require monetary compensation A knowledgeable New York truck accident lawyer can examine your case and determine the potential value of your noneconomic losses A good example of noneconomic losses is the inability to pursue hobbies or engage in your favorite pastimes because of injuries You may miss out on holidays or other activities that make your life enjoyable You deserve compensation for these losses Loss of consortium as well as loss of enjoyment of life are other examples of noneconomic damages It is imperative to seek prompt medical attention for any injuries caused by a collision with the size of a truck This will not only assist you to keep your health in good shape but also serve as an invaluable document in any future personal injury claims Even if the injury seems small its important to have a thorough evaluation As time passes medical professionals can determine the severity of your injury and provide you with the correct treatment The next step is to have your attorney review all the evidence and create a demand letter that sets the compensation you require Your lawyer will forward the letter to the parties at fault and their insurance companies Your lawyer will be prepared to go to trial if they are unable to adhere to your demands This shows that you are not willing to back down and that they should treat you respectfully in the event that they want to pay you a fair compensation Be prepared for the insurance company of the party at fault to reach out to you regarding the accident and any injuries that you suffered They are often wolves in sheepskins and will try to obtain them information that they could alter and use against your settlement in court You can stay clear of making statements that may be used against your interests by having your attorney handle all communications with insurers and other parties Damages The most significant aspect of an accident claim involving a truck is damages These can be financial like medical bills and lost wages or noneconomic like suffering and pain All damage is caused by negligence To be eligible for compensation the victim must prove that the party responsible did not take reasonable care when operating their vehicle or was reckless while on the road Even minor accidents can cause devastating injuries due to weight and size It is essential to seek immediate medical attention even if your injuries appear to be minimal This will not only safeguard your health and wellbeing but also provide crucial evidence for your injury claim This will help the insurance company be aware of the full impact of your injuries It could also hinder them from arguing you arent as severely injured as you claim to be It is also important to keep track of all costs that you incur as a result of your accident This includes any travel expenses you incur in order to get to doctors appointments or other treatments and also any property damage that occurs as a result of the collision This includes your car which may be totaled in a serious crash and also personal items like watches and other jewelry It is not uncommon for the insurance company of the responsible party company to try to reach you after the crash to offer an agreement However you should be wary of speaking with them or agreeing to a settlement without consulting a seasoned truck accident lawyer They are often trying to convince you to accept low offers that dont pay for your incidentrelated expenses A reputable lawyer can examine your records and provide you with a precise estimation of the value of your case Your lawyer can also determine if additional damages like punitive damage are available These are damages designed to punish the culprit and deter others from engaging in similar behavior