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How to File a Truck Accident Claim The majority of truck accidents happen by carelessness on the part of a trucker or trucking firm Victims of injuries are usually required to file a lawsuit in order to get full compensation for the accidentrelated costs Medical bills are an expense that victims of truck accidents typically have to cover Insurance companies may demand an independent medical examination to determine the severity of your injuries and the impact they have on your daily life Medical Care It is essential to seek medical attention right away following an accident with a truck to ensure your health and safety In getting medical attention as soon as you can make it easier for you to record the injuries you sustained in order to use them as evidence in your claim This will help you build more convincing evidence that your injuries are the result of because of the accident Medical expenses are a foundational part of any personal injury claim They provide evidence of the severity of your injury and how it has affected your life Without solid documentation of your injuries you could not be able to claim full compensation for all of your injuries In certain instances medical treatment may be so that you are not able to work or return to your usual activities In this case you could be able to get compensation for the loss in income In addition you could be entitled to reimbursement for the costs of any assistive devices you require to make your life as normal as possible As with all accidents there are many parties that can be held accountable for an accident involving a truck The parties involved include Truck drivers Truck drivers may be employees of a company who are bound by a contract to work for an employer or independent owneroperators who operate their trucks for their own company or a shipper they contract with Truck drivers who are reckless negligent or engaged in unsafe driving could be held accountable for the resultant accident Other drivers When the negligence of another driver caused a crash that person could be held accountable It is typical for other drivers to share responsibility in truck accidents especially when the other driver was driving recklessly or distracted The parties at fault may attempt to minimize your claim by shifting blame or recording the statement against you or deceiving you into admitting guilt You need to hire an experienced lawyer for your truck accident Your attorney will fight for your rights and ensure the responsible party pays you what you are due Lost Wages Accidents with trucks arent the typical These kinds of crashes are more serious and more likely to cause permanent disability and longterm injuries These crashes also involve heavy loads which can expose occupants to greater risk There are several different kinds of truck drivers including owneroperators who own their own trucks and contract with shippers to transport goods for a fee or corporate drivers who drive vehicles of their employers Both of them can be held accountable in the event of a collision involving commercial vehicles based on the circumstances of the incident A person who suffers an injury from a truck accident that hinders them from working could be entitled to compensation for their lost wages They are based on the amount of the money they could have earned during the time they were unable to work as a result of their injuries This includes regular salaries as well as benefits such paid time off or overtime In order to award damages for lost wages a judge typically will review a letter from an doctor who treated the injured party that provides a treatment plan and explains the reason they were unable to go to work A letter from their employer which confirms their hourly wage salary and the number of days that they were unable go to work due to their injury is also required Once all the evidence is collected after which your lawyer will draft a demand package that outlines how much you have suffered as a result of the truck accident The package is sent to the insurance company of the other driver with a clear statement that outlines the facts of the situation and the extent of your injuries and the amount you are requesting Negotiations may include backand forth communication If an agreement cannot be reached then your lawyer will file a lawsuit on your behalf In most instances a plaintiff is able to get compensation for lost wages under the atfault drivers bodily injury liability If this isnt an option the person who has been injured can submit a claim to their own insurance company for their automobile This will only be up to the limit of their personal injury protection insurance PIP Suffering and Pain In addition to financial loss truck accidents can result in substantial physical pain and emotional distress These noneconomic damages are hard to quantify but they still require compensation in the form of money A knowledgeable New York truck accident lawyer can examine your case and determine the potential worth of your noneconomic damages A great example of a noneconomic loss is the inability to pursue hobbies or participate in your favorite pastimes because of injuries It is also possible to miss out on vacations or other activities that can make life more enjoyable and you are entitled to compensation for this loss Loss of consortium and loss in enjoyment of life are both examples of noneconomic damages Its important to seek immediate medical attention for any injuries that results from a crash involving the size of a truck Not only will this aid in ensuring your health but it will be a vital piece of evidence for any future personal injury claim Even if the incident appears minor its essential to have a thorough evaluation As time passes an expert in medical care can determine how serious your injury really is and will provide you with the proper treatment Next your attorney will go through all the evidence and draft an order letter that outlines your compensation requirements Your lawyer will forward the letter to the party responsible and their insurance companies If they are unwilling to accept your demands your lawyer will be ready to take them to court This shows that you are not willing to back down and that they should treat you respectfully should they decide to offer you a fair compensation Finally be prepared for the party at faults insurance company to contact you regarding the accident and the injuries They are usually wolves in sheepskins and will try to convince you to provide the information they will make up and use against your settlement in court You can avoid making statements that may be used against your interests by letting your attorney handle all communications with insurers and others Damages The most important aspect of a truck accident claim involves the damages These can be financial like medical bills and lost wages or noneconomic like pain and suffering All damage is caused by negligence Consequently to receive compensation for these losses an injured victim must show that the responsible party failed to exercise reasonable care in operating or maintaining their vehicle or acted recklessly on the road Due to the massive size and weight of these vehicles victims are prone to suffering severe injuries even in minor accidents Even if you feel that your injuries arent too serious it is crucial to seek medical attention immediately This will not only ensure your health but also give you the necessary documentation in the event of a possible injury claim concord truck accident lawyer will help your insurance company know the full extent of your injuries and can help them avoid arguing that yourent as injured as you claim to be It is also important to keep track of all expenses incurred in connection with your accident This includes travel expenses you incur in order for getting to doctors appointments or other treatments and any property damage sustained in the crash This includes your vehicle that could be destroyed in a serious crash and also personal items such as watches and other jewelry It is not uncommon for the insurance company to try to contact you within a few hours of your crash to offer an offer of settlement But you should stay clear of making contact with them or signing a settlement agreement without consulting a knowledgeable truck accident lawyer These representatives will often try to convince you to accept lower offers that dont cover your expenses resulting from the accident A lawyer who is experienced will be able to review your documents and provide you with an accurate estimate of the case In addition your lawyer will determine whether any additional damages are available such as punitive damages These are damages intended to penalize the perpetrator and discourage others from engaging in similar behavior