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How to File a Truck Accident Claim Truck accidents can be traumatic They can result in serious injuries and make it difficult for you to work or pay your bills A personal injury lawsuit can be made by the victim to recover damages from the party at responsible The insurance company may not be willing to negotiate a fair settlement Your attorney at Buckingham Barrera Vega can help you decide if you should pursue litigation Identifying the At Fault Party Truck accidents are more complex than regular vehicle accidents In most cases there are multiple parties to blame Based on the circumstances you may be able to obtain compensation from the owner of the truck and their employer the company which loaded the truck the company that manufactured the truck or the trucks parts or even from government agencies Finding all the responsible parties requires a lot of investigation as each one has different insurance policies and numerous factors to take into consideration Although you might be enticed to speak to the insurance companies of the other party or claim examiners following an accident its an error The defense lawyers of the defendants will be looking to take what you say out of context or distort and twist it in order to weaken your claim Instead you should focus your efforts on obtaining medical care and documenting your injuries It is essential to get an experienced truck accident lawyer involved in the early stages of the process so that they can handle all communication with responsible parties In general the truck driver is at fault for a crash when they engage in reckless behavior behind the wheel This includes reckless driving including speeding or driving under the influence of drugs or alcohol They can also be held accountable for an accident if the truckers fail to adhere to regulations for trucking such as driving hours restrictions Respondeat superior may hold the company that employs truck drivers accountable in the event that they hire an incompetent or negligent worker The trucking firm could be held liable if it does not adequately supervise its employees The company that designed or sold the truck may also be accountable for its flaws Additionally any other parties that control relevant surveillance footage that filmed the scene of the accident could be held responsible They may possess footage that documents the accident for example skids that occur outside of marked lanes or a damaged rail They might have video footage that shows the details of the incident like the location of the truck at the time of impact However the video evidence might be difficult to access because the parties in control of the video dont keep it for long Receiving Medical Attention Even if you seem to be fine after a crash with the truck its crucial to see a medical professional as soon as possible Many people suffer from whiplash symptoms for within a few days or weeks following an accident You may cause permanent damage if ignore these signs and could limit your chances of obtaining compensation If you seek medical attention you can ensure that your injuries are completely recorded in your medical records This will prevent the trucker trucking company or any other atfault party from claiming later that your symptoms were not connected to the accident If you have medical insurance be sure to disclose the details to your insurers to allow them to invoice the policy in advance and then seek reimbursement later from the atfault person or settlement If you do not have insurance we will often work with the medical providers to delay billing or collection until after your claim is settled Once you have received medical attention we recommend keeping a journal or other simple record of your experience and the impact your injuries have had on your life This can help you recognize accidentrelated damages such as medical expenses loss of income due to absence from work and other losses Remember that yelling or screaming or getting into a fight could hurt your case Insurance adjusters from the truck driver or a trucking company may try to contact you and record your account It is recommended to politely decline these requests and refer your attorney Also you should keep all your appointments and followups with your doctor This will allow you to recover faster and strengthen your claim for compensation The presence of medical evidence that is strong and convincing about your injuries can aid jurors to appreciate how serious and significant your losses are and will increase the odds that youll be able to obtain an equitable settlement from the trucking company or any other atfault party Documenting your injuries Unless you are unable due to injuries from doing so be sure to capture pictures of the scene of the accident from multiple angles and of the damages caused to both vehicles This will help prove who is at fault and will also document your injuries visible It is also useful to write down everything you remember about the crash even seemingly minor details If medical aid is available on the scene make sure you and the other passengers are examined thoroughly Even if you do not think you are injured a physician can detect injuries that will not be apparent until later and reveal the concealed or delayed symptoms in your case After you have been examined in the hospital make sure you request copies of your medical records It is recommended to request this directly with the medical professional not giving an insurance company permission to access your medical records This will help ensure your privacy and stop an insurance company from using your existing medical conditions against you in a dispute You should also keep your notes of your symptoms This will help you and your lawyer when it comes time for making a calculation of your losses Make sure to record every single detail such as an aching headache blurred vision or sharp pain in your leg Keep a log of your symptoms This can help to support your claim for compensation which could include suffering and suffering as well as loss of enjoyment of living If you can speak to any witnesses who saw the incident Ask for their names and contact information so that your attorney can obtain their statements later in the process If you are not able to talk to them at the scene it is vital to look around the area around the place where the accident occurred and try to locate statements from witnesses later on Find any other records or documents that could be relevant to your truck accident claim including police reports and estimates for repairs to your vehicle or repairs pay stubs for payments and medical records as well as an accident journal This information will help to prove your loss in a dispute with the insurance company of the trucking companys carrier You may have to ask the trucking company for specific types of records like DOT records Contacting a Lawyer Many truck accident victims are able to settle their claims without having to take their case to court every case is different If an insurance company refuses to give you an equitable settlement or their offers are significantly less than the amount youll need to cover your damages and losses it might be time to think about bringing a lawsuit There are many reasons to contact an New York truck accident lawyer as soon as possible after the incident One of the most important is that it allows us to begin building your case while evidence is fresh If you dont contact an attorney the harder it will be to retrieve important evidence like witness statements The memories of witnesses will fade and their statements will be questioned An investigation into a truckrelated accident is also much more thorough than an auto accident Truckers require special commercial licenses that allow them to drive vehicles of a certain size weight along the majority of roads Truckers and trucking firms are also subject to a number of federal regulations that must be adhered to wichita falls truck accident law firm will know how to deal with this type of investigation and gather all evidence including the black box on the truck It is important that you document your losses and the impact of your injuries on your life when you file an insurance claim The information you provide will be used to calculate your total economic damages These can be used to pay for past present and future expenses that are a direct result of the crash For example you can seek compensation for medical expenses loss of wages property damage and many more Keep in mind that even a minor injury could have longterm effects It is recommended that you see an expert doctor after any incident regardless of whether you feel injured or not Getting diagnosed and treated immediately will also help to prevent any complications from developing in the future that could make it difficult to get compensation for your injuries from an accident