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How to File a Car Accident Claim A car accident can be stressful If it was your fault or not there are some important actions to take if are planning to file an insurance claim One of the first things you should do is contact the police to report the incident A police report will help your insurer determine who was responsible 1 Contact the Police If youre involved in a car accident its crucial to call the police as soon as you can This will allow you to gather important information like witness statements as well as insurance information that can be used in court Its often difficult to determine whos responsible for an accident This can result in a confusing situation and a police investigation can help to clarify things in the end When the police arrive theyll listen to the testimony of witnesses and collect evidence to determine who was the culprit in the accident This can help in determining the amount of compensation you might be entitled to In addition police may conduct roadside checks to check for drugs or alcohol in the driver This is useful should you suspect that the driver was under the influence at the time of the accident It is imperative to report any injuries to the police This will allow authorities the chance to evaluate the damage and take photographs of the scene You should also collect the name address telephone number and drivers licence number of everyone involved in the collision If the authorities decide to conduct an investigation further this information could be used to locate them Once youve gathered all relevant information contact your insurance provider and file a claim for the damages that were caused by the accident This will ensure you are covered for any damages and medical expenses that may have occurred As soon as youre ableto speak with eyewitnesses at the scene and collect their names and addresses so that they can provide their information to the authorities This is particularly important should you ever have to bring the case to court and need to provide evidence in support of your claim Photograph the scene of the crash and any skid marks This is crucial for to prove the cause of the accident and what damage was caused to your vehicle 2 Gather Information Before you call the police and your insurance company to report a car crash its worth taking some time to gather the most important details This will help you and your attorney to understand the specifics that led to the accident as well as the damages that must be paid This may include pictures and videos of the scene of an accident medical records photos and details about the cars involved You can also gather information about the weather the timing of the day and other pertinent information that can aid you in claiming These records should be secured to ensure they arent lost or lost and may be later used Its also beneficial to keep the right documents ready to prove your claim in court should the need arise You can also use this data to build a precise estimate of the damage to your car which can be extremely useful in assessing the compensation youll receive in a court of law This is a great method to ensure your insurance policy will cover the damage caused To find out more about car accident and the steps to get your claim handled properly Call KWFDM today to set up an appointment at no cost with one of our car accident lawyers in Atlanta We will walk you through every stage of the process ensuring that you are aware and have the support of an experienced lawyer 3 Contact Your Insurance Company If you are injured or your car is damaged as a result of a car accident The next thing to do is contact your insurance company Based on your policy its likely that you must inform them of the accident within a certain amount of time While you wait for your insurance company to call you back make a note of the incident This will assist you in establishing your good faith accident report effort and could be helpful in obtaining compensation for the other driver You might also want to collect the license number the vehicle model and make along with the insurance information of the driver who was driving This will aid you in determining who was at fault for the accident and how to proceed with your claim When allen car accident lawyer arrive you should provide them with information also This can include your address name phone number insurance companys policy number and drivers license or ID card Ask for a copy the police report of the driver who was driving Sometimes the account of events provided by the driver who was driving may be contradictory to yours This can lead to a denied claim Another reason that insurance companies refuse to pay claims is that someone did not seek medical treatment for their injuries after an accident This can be extremely detrimental if your insurer uses it against the other party to argue that your injury wasnt caused by the accident You should always see an expert in medical care immediately following an accident and be prepared to provide any medical information you receive This will help the insurance adjuster to better understand your injuries and the symptoms you are experiencing It is also advisable to check your insurance policy to make sure you have sufficient coverage for drivers who arent insured or uninsured These policies are extremely important because they safeguard you in the event of an accident that involves drivers who are not insured or who is not insured at all After you have spoken to your insurance provider and made a goodfaith effort to file a car crash claim its time to speak to an attorney about your options An experienced lawyer will assess your case and ensure you have all the legal documents needed to support your claim 4 Contact an Attorney A car crash is a terrifying event even if its not your fault It can cause injuries that require a lot of medical care a financial burden of costly repairs and emotional distress New York law offers a option to claim compensation for these and other losses A fair settlement for the damage you sustained in your car can help you put your life back together Before you call an attorney here are a few points to remember The First Step Take Care Of Your Health and Property If youve been injured in a car crash the first priority is to get yourself and your vehicle repaired To accomplish this youll need to contact your insurance company Theyll require the full details of your accident so be prepared to provide them with your police report as well as a thorough description of the incident Once they have received your information the adjuster will call you The adjuster will look over your vehicle to determine the cost of repairs This could include having your vehicle be inspected by an auto body shop certified The insurance adjuster may also want to know if you have coverage for uninsured motorists This is crucial since it will help cover the gap between your primary and other drivers coverage It is important to inform your insurance company about the accident as soon as you can to ensure youre protected against increasing premiums or other issues concerning your coverage If you wait too long your claim may be rejected This is a time to be patient The adjuster will be busy assessing your vehicles damage and determining how much youre entitled to claim from your insurance company Theyll need your doctors prescriptions and records as well your evidence of any injuries you have suffered or medical treatments Most likely the insurance adjuster will offer a settlement that is lowcost These settlements are usually offered as a desperate attempt to cut down on the amount of liability they face and to save money An experienced car accident lawyer will ensure you receive all the compensation youre entitled to They can also advocate for fair treatment from the people who are responsible for your injuries or the damages