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How to File a Truck Accident Claim Most truck accidents are the result of carelessness on the part the truck driver or a trucking company Injured victims typically have to file a lawsuit to obtain full compensation for incidentrelated costs Medical bills are a typical cost for victims of truck accidents Insurance companies can require an independent medical examination to determine the severity of your injuries and the impact they have on your daily activities Medical Care You must seek medical attention immediately following a truck accident to ensure your health and safety In addition getting medical attention as soon as you can makes it easier to record your injuries in your claim It will also assist you to build an argument that is stronger and proves your injuries were caused by the accident Medical expenses are an essential aspect of any personal injury claim They demonstrate the severity of your injuries and how they affected your life Without solid documentation of your injuries you may not be able claim the full amount of your damages In certain instances medical treatment may be enough to stop you from working or returning to normal activities In this situation you may be entitled to compensation for lost income You may also be entitled to reimbursement for the cost of any assistive device that you require to live a normal life As in any accident there are a variety of parties that could be held liable for the consequences of a truck crash These parties include Truck drivers Truck drivers may be company employees who are bound by a contract to work for a certain employer or independent owneroperators who operate their trucks on behalf of their own company or a shipper they contract with Truck drivers who are negligent reckless or engage in unsafe driving could be held accountable for creating an accident Other drivers In the event that the negligence of another driver led to a crash that person could be held responsible Other drivers are typically accountable for truckrelated accidents especially when the other driver was driving recklessly or was distracted The liable parties may try to minimize your claim by avoiding the blame or recording the statement against you or even tricking your into admitting fault It is essential to employ an experienced truck accident lawyer Your attorney will fight for your rights and make sure that the liable party pays what you are due Lost Wages While fenderbenders and parking area scrapes are normal for cars that are driven by passengers the same cannot be said about truck crashes These accidents are more severe and more likely cause permanent disability and longterm injuries These crashes also carry heavy loads which can expose occupants to greater risk There are many different types of truck drivers Owneroperators who own their own trucks and contract with shippers for a fee to haul goods or company drivers who operate vehicles that are owned by their employer Both of them can be held accountable in the event of a collision involving commercial vehicles based on the circumstances surrounding the accident Anyone who suffers an injury in a truck accident that stops them from working might be entitled to compensation for the loss of wages They are according to the amount of money they could have earned during the time they were unable to work as a result of their injuries This is not just regular wages but also benefits such as paid time off and overtime A judge usually reviews the doctors note prior to granting damages to the injured party for lost wages The letter should outline the treatment plan and also as why they were unable go to work A letter from the individuals employer is also required that is proof of their hourly or monthly wage and the number of days they were unable attend work due to their injury Once all the evidence is taken into consideration your lawyer will prepare an offer letter that outlines the amount youve lost as a result of the truck accident The demand package is sent as an unambiguous message to the other drivers insurance company detailing the details of the incident and the extent of your injuries There could be back and forth communication during the negotiation process and if an agreement is not reached your lawyer will file a lawsuit on your behalf In the majority of cases a claimant can get back lost wages through the bodily injury liability insurance of the driver who was at the fault If this isnt feasible the person who has been injured can make a claim through their own insurance company for their automobile This will only be limited to the maximum amount of their personal injury protection coverage PIP Suffering and Pain Truck accidents can cause emotional and physical pain along with financial loss These damages that are not economic are difficult to quantify yet they deserve monetary compensation A New York truck accident attorney can review your case to determine the value of your noneconomic damages A great example of noneconomic losses is the inability to engage in hobbies or in the activities you love due to injuries You could also miss going on vacations and other activities that make life more enjoyable and you should be compensated for this loss Loss of consortium and loss of enjoyment of life are other examples of noneconomic losses It is imperative to seek prompt medical attention for any injuries caused by a collision with a large truck This will not only help you stay healthy as well but it can also be an important document for any future personal injury claim Its also important to get an accurate medical assessment even if the injuries seem to be minor at the time As time passes an experienced medical professional can determine the severity of your injury is and provide you with the correct treatment The next step is to have your attorney review all the evidence and create an order letter that sets out your compensation requirements Your lawyer will then forward the demand letter to the atfault parties and their insurance providers Your lawyer will be able to bring them to trial if they are unable to meet your demands This indicates that you will not back down and that they must respect you in the event that they want to pay you a fair compensation Lastly be prepared for the atfault partys insurance company to contact you concerning the collision and your injuries They are often wolves in sheepskins and will attempt to obtain them information that they could make up and use against your settlement in court You should avoid making statements that may be used against your best interests by letting your attorney manage all communications with insurers and others Damages The most important thing to consider is the damages component of any truck crash claim The damages can be either economic medical expenses loss of wages or noneconomic pain and suffering All damages are caused by negligence To be awarded compensation the victim must prove that the person responsible did not take reasonable care when operating or maintaining their vehicle or behaved recklessly driving Due to the huge weight and size of these vehicles victims can sustain severe injuries even in minor accidents Even if your injuries are minor it is essential to seek medical attention as soon as possible This will not only protect your health but also provide vital evidence for any injury claim that could be filed This will allow your insurance company to determine the extent of your injuries and could help them prove that youre not really injured as you claim to be gary truck accident lawyer is also crucial to keep track of all expenses that result from your accident This includes any travel costs you incur for getting to doctors appointments or other treatments and also any property damage that is incurred in the accident This includes your vehicle which could be totaled and other personal items like watches and jewelry It is common for the insurance company of the responsible party company to attempt to contact you shortly after your crash to offer a settlement It is not advisable to contact them or accept a settlement without consulting with a knowledgeable truck accident lawyer These people will often try to convince you to accept low offers that do not cover your accidentrelated costs A lawyer with expertise will be able to review your documents and provide you with an accurate estimate of the case In addition your lawyer will be able to determine if additional damages are available such as punitive damages These are damages designed to punish the offender and deter others from engaging in the same behavior