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Car Accidents Lawyers Near Me Car accidents are one of the main causes of injury and death in the United States They can be devastating to the families of victims both physically and emotionally When someone elses negligence results in a car accident and the victim is injured they may be able to file a lawsuit and recover compensation This process isnt easy and usually requires a lawyer to look into the scene of the crash gather evidence and deal with insurance companies Insurance Coverage It is crucial to know your rights to compensation in the event that youve been injured or have suffered property damage from an accident Insurance is among the most important sources of financial recovery Your policy may cover your medical expenses repair or replacement of damaged vehicles and lost income while you recover from your injuries However your insurance provider will only cover the policy limits If your injuries are serious or result in a significant amount of ongoing medical treatment the cost of such expenses could easily exceed your limit of coverage In these cases a lawsuit could give you the chance of recovering more compensation for your losses Employing a seasoned New York City auto accident attorney is the best way to get the financial compensation that you are entitled to after an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation regardless of what kind of insurance you have You can also sue to recover damages for suffering and pain that is not covered by insurance These types of harms can be extremely real and you are entitled to be compensated for your pain loss emotional trauma Insurance companies have the duty to defend that is a legal obligation This is a part of your liability insurance policy It implies that the insurer will provide a lawyer in the event that you are sued for damages from an auto accident This is a great thing because it helps make sure that you dont have to pay for the expense of fighting for yourself in court This can be particularly beneficial in the case of hitandrun accidents in which the other driver might not have insurance In these circumstances the Personal Injury Protection PIP or uninsured motorists UM insurance can step in and cover the costs of your medical bills and other losses until the insurance of the driver who caused the accident pays up You must contact your insurance company within a certain time period after an accident This period of time could be as little as five or ten days subject to the terms of your policy If you fail to comply the insurer could revoke your policy and not cover you or provide you with an attorney in the event that you are sued Statute of Limitations The statute of limitations is a law which states how long you can bring a lawsuit against a company or person after a certain incident The statute of limitations may influence the amount and length of time you have to file a personal injury lawsuit or wrongfuldeath suit In New York the statutes of limitations are usually three years after the date of the accident although there may be exceptions In wrongful death cases the statute of limitations may be extended It is crucial to get in touch with a car wreck lawyer near me right away to ensure that all deadlines are fulfilled If you miss the deadline and file a claim its almost certain to be rejected and timebarred The chances of winning practically nonexistent unless theres an exception This is because a court is almost always unable to take your case on the basis on the law which states that you must file your personal injury lawsuit within three years from the date of the initial accident This is true for any lawsuit related to an automobile accident regardless of whether youre seeking compensation for your personal injuries or the injuries of a loved one or for the repair or replacement of your vehicle or property damaged by the crash Another noteworthy exception to the statute of limitations applies if youre a minor at the time of your accident The time limit is suspended until the victim turns 18 years old This is because of the tolling law that is a concept in the law which states that courts treat minors as adults when they suffered their injury This can be a huge issue if youre trying file a personal injury lawsuit against an insurance company Because the insurance adjuster knows that you are not allowed to sue outside of the statute of limitations and therefore it can be a challenge to reach a fair settlement on your behalf henderson car accident attorneys could result in you losing time money and resources on the case that might not have been necessary at all Comparative Fault When it comes to a car accident one of the most important factors you need to think about is who is responsible An attorney for car accidents can help you determine who is responsible and whom you should sue The majority of states have a system of comparative negligence which means that each party can be compensated depending on their contribution to the incident This can be good for drivers as it allows them to get compensation for losses or injuries However there are some problems with this system which is why it is recommended that you seek out an experienced car accident lawyer to defend your right to get compensation for the damages These lawyers can assist you obtain the most favorable settlement from the person who caused the accident Youll be responsible for paying your medical bills as well as other expenses when the person who is at fault has no insurance This can quickly increase especially if your injuries are serious There are certain states that operate the system of comparative fault that is pure This allows all parties to the collision to claim damages even if they were 100 percent at fault Thirteen states including California Florida and other states have this kind of system The drawback is that the amount of damages you could receive will be small Thats because this type of system relies on the courts to determine the percentage of blame given to the various parties involved in the crash This means that if you were found to be at least 80 percent at fault for the crash the only thing you could recover is 40 percent of your monetary damages This can be problematic if the incident caused you to suffer serious injuries or to lose a significant amount of time at work There are other comparative negligence systems which permit drivers to claim damages even when their fault is only an insignificant portion They include contributory negligence pure comparative fault and modified comparative fault Hire an Attorney If youve been injured in a car crash there are a myriad of reasons to hire an attorney An attorney can assist you in filing an insurance claim with your own insurance company and negotiate with the insurance company of the other driver on your behalf and pursue a personal injury lawsuit against the other driver Based on the severity of your injury compensation may be needed in order to treat pain and suffering You may also need compensation for medical expenses and lost wages as well as other damages A good lawyer knows how much to demand and ensures that you dont accept less than you deserve A car accident lawyer can negotiate with insurance companies and assist you to secure fair compensation If the insurance company denies your claim or offers a settlement that does not fully cover your losses the lawyer may appeal to the judge and fight for what youre entitled to An experienced attorney can assist you in determining which laws are applicable to your case and how the local courts interpret them This knowledge can help you reduce time spent on paperwork and research while you focus on recovering from injuries They can also help you calculate damages like medical expenses lost income and diminished earning capacity This will allow you to get the funds you require to cover your expenses and recover from your injuries If your injuries are serious and severe you may need a large amount of compensation to cover doctors visits surgery physical therapies and prescription medications These damages may also help you deal with the longterm effects of your injuries like chronic pain or mental stress A lawyer will try to establish that the other driver is responsible for your injuries and financial loss This can be a difficult task since there are numerous factors to consider when determining the fault As soon as you can you should call an attorney as soon as you can This will allow them to investigate your case gather evidence and manage negotiations with the insurance company on your behalf The best car accidents lawyers near me will have a proven track record of fighting for the rights of the victims They will know how to secure large settlements and verdicts when insurance companies try to deny the value of your claim