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Car Accidents Lawyers Near Me Car accidents are one of the main causes of injury and deaths in the United States They can be extremely devastating emotionally physically and financially for the victims as well as their families If the negligence of someone else causes a car accident or other accident the victim may be legally able to file a suit and recover compensation This is a complex process that requires an attorney to look into the accident scene collect evidence and negotiate with insurance companies Insurance Coverage If youve been injured or property damage as a result of an automobile accident it is important to know your rights to compensation Insurance is one of the most important sources of financial recovery Your policy may cover your medical expenses repair or replacement of damaged vehicles as well as lost income while recovering from your injuries However your insurance company will only pay for up to the policy limits If your injuries are severe or require a lot of ongoing medical care the coverage limits might not be sufficient to cover the costs In these situations it is possible to pursue a lawsuit for the opportunity to recover larger amounts of money for your losses Employing an experienced New York City auto accident attorney is the best option to get the financial compensation you deserve after an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation regardless of what kind of insurance coverage you have You may also sue to recover damages for suffering and pain that is not covered by insurance These kinds of damages can be very real and you are entitled to be compensated for your pain loss emotional stress Insurance companies have an duty to defend which is a contractual obligation This is a part of the liability insurance policy It means that the insurance company will provide a lawyer in the event that you are sued for damages due to an automobile accident This is a great option because it makes sure that you dont need to personally cover the cost of defending yourself in court This is especially helpful in the event of a hitandrun accident in which the driver at fault may not have insurance In such cases your Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical expenses and other expenses while the policy of the motorist at fault is paid You must notify your insurance provider within a predetermined time period after an accident The time frame could be as short as five or ten days depending on the policy you have If you do not the insurer could cancel your policy and deny to cover you or provide you with an attorney if you are sued Statute of limitations The statute of limitations is a law that outlines the time frame that after certain events you are able to take legal action against a person or a company It can affect how long you must bring a personal injury or wrongful death lawsuit and the amount of damages you are awarded Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In cases involving wrongful deaths the statute of limitations may be extended It is crucial to speak with a car accident lawyer near me right away to ensure that all deadlines are met One of the most important things to know about the statute of limitations is that if you violate it the claim is almost certain to be denied and timebarred Unless theres some kind of exceptional circumstance the odds of winning a case are virtually null This is because the court will almost always refuse to consider your case based on the law which states that you must make a personal injury claim within three years of the date of the initial accident Thats the same for any lawsuit related to a car accident regardless of whether its to claim injuries to you or a loved one or the repair or replacement of your vehicle or any other property damaged by the accident If you were a minor when your accident occurred theres another significant exception to the Statute of Limitations Particularly in the context of tolling which is a legal term that means courts treat a minor as the case would be if they were an adult at the time of their injury the statute limitations is suspended until the victim reaches age of 18 in order to file a claim If you are trying to file a claim for personal injury against an insurance company this could be a huge issue Since the adjuster for insurance knows that you are not allowed to sue outside of the statute of limitations which is why its difficult to find a fair settlement your behalf This can lead to you spending time money and resources on a lawsuit which may not be necessary in the first in the first Comparative Fault In the event of a car accident one of the most important things you should think about is who is at fault Based on the state you live in a car accident attorney can assist you in determining which driver is at fault and whom you should sue for compensation The majority of states follow a system of comparative negligence which means that each party involved in the incident can collect damages based on the amount they contributed to the accident This can be good for drivers since it allows them to receive compensation for injuries or losses However there are also some problems with this system which is why it is suggested that you employ a seasoned car accident lawyer to defend your right to receive financial compensation for your damages These lawyers can ensure that you have the best chance of obtaining a fair settlement from the driver who was at fault You will be accountable for medical bills along with other expenses if the driver at fault does not have insurance This can quickly add up especially if you suffer serious injuries There are durham car accident lawyers You Tube that have a pure comparative fault system It allows all parties in the collision to claim damages even if theyre 100 responsible for the collision Thirteen states including California Florida and other states use this type of system However the drawback is that youll only be only able to claim a small amount of damages This is because the courts determine the proportion of blame that each party in the incident is responsible for If you are found to be 80 percent responsible for an accident youll only claim 40 of your financial damages This could be problematic if the incident caused you to suffer serious injuries or if you lost a significant amount of work hours There are other systems of comparative negligence that allow drivers to claim damages even when their fault is just the smallest part They include contributory negligence pure comparative fault and modified comparative fault Hire an Attorney If youve been injured in a car crash there are plenty of reasons why you should hire an attorney An attorney can assist you in filing claims with your own insurance company negotiate with the insurance company of the other driver on your behalf and even file an injury lawsuit against the other driver Depending on the severity of your injuries you might need compensation for pain and suffering as well as medical expenses lost wages or other damages A professional lawyer knows how much you can ask for so you dont settle for less than you deserve A lawyer for car accidents can negotiate with insurance companies to help you find fair compensation If the insurance company denies your claim or offers a settlement that doesnt fully cover your damages Your lawyer can appeal to the judge and fight for what youre entitled to An experienced lawyer will assist you in determining which laws apply to your situation and how the local court system interprets these laws This knowledge can help you save time on paperwork and research while focusing on recovering from injuries They can also help you calculate damages such as medical costs loss of income diminished earning capacity This will assist you in get the money that you require to cover the costs of damages and get back from injuries If your injuries are severe you may require a large amount of compensation to cover medical visits surgeries or physical therapy as well prescription drugs These damages can also assist you with the longterm consequences of your injuries such as chronic pain and mental suffering A lawyer will try to show that the other driver is responsible for your injuries and financial losses This can be a daunting task as there are many aspects that determine fault As soon as possible you should speak with an attorney This will allow them to investigate your case gather evidence and handle negotiations with the other partys insurance company on your behalf The top car accident lawyers near me will have a proven track record of fighting for injured victims rights They know how they can win huge settlements and verdicts when insurance companies attempt to deny the value of your claim