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What Is Injury Compensation Injury compensation is the money paid to injured workers to compensate them for injuries resulting from accidents at work These losses include medical expenses as well as lost wages future income and loss of enjoyment of life There are two ways to obtain this type of cash a settlement or a lawsuit injury lawyer santa barbara will review your case and help you decide the best option for you Medical Treatment Medical treatment is a crucial aspect of your injury claim The insurance company will cover reasonable and necessary medical care This includes medical bills from health providers and specialists You can also receive reimbursement for prescriptions and overthe counter medicines while you travel to and from medical appointments Depending on your injury you might require assistive devices such as canes wheelchairs or special clothes You may also be eligible to recover expenses for home modifications including ramps and stairlifts Medical expenses include the cost of diagnostic tests required to diagnose your injuries and track your recovery You are also able to claim reimbursement for any surgery required to treat your injury The Workers Compensation Board has medical treatment guidelines which doctors are required to adhere to These guidelines allow your doctor to give the majority of your care without requesting your insurance approval Following your doctors advice can be a great help in your case If the defendant or insurance company notices that youve missed appointments or playing tennis on weekends despite your claim of injury they will claim that your injuries are not as serious as you claim If youre always seeing medical professionals and getting an extensive medical treatment they may have to admit that your injuries were serious Lost Wages Injuries can be physically painful but they can also be financially devastating The expenses associated with treatment typically grow quickly and those who suffer injuries are also faced with losing wages while they are recovering from their injuries If your injury has caused you to take time off from work you may be entitled to compensation for the time that youve missed The process of proving lost wages is a tense process and requires specific documentation In addition to medical narratives It is essential to have copies of your old pay stubs as well as income tax documents These documents can be used by your attorney to show the total amount of lost income because of your accident Your lost wages may include your regular hourly or salaried earnings possible overtime bonus payments commissions and more You can also include benefits that you no longer receive such as free meals or allowances for cars You also have the right to compensation for days youve had to use vacation or sick time to make up for the hours youve missed due to your injuries Your attorney can calculate the fair value of these days and request reimbursement from the party responsible If your injury is irreparable your lawyer can also seek compensation for lost earning capacity This is a more complex procedure that requires the hiring of an accountant or forensic accountant in order to demonstrate your loss of future earning potential Medical Costs Depending on the severity of your injuries you may have to pay for medical bills that can strain your financial security A serious injury could also stop you from earning money and working for a considerable amount of time This could result in an economic burden on you and your loved ones You are entitled to reimbursement for all medical expenses that are related to your condition such as ambulance rides doctors visits as well as hospital treatments such as xrays xrays and This includes supplies medication medical supplies and orthopedic devices Additionally you are entitled to reimbursement for travel expenses to and from medical appointments including therapy Keep receipts of any medical expenses You will be reimbursed on the basis of actual expenses For the purpose of negotiating attorneys and insurance firms typically use your invoiced amounts as the base for calculating medical special damages They will then multiply this number by a multiplier of 15 to 5 to calculate general damages Most commonly minor injuries will be at the lower part of this spectrum while longlasting or serious injuries will be at the top end The Kocian Law Group is skilled in ensuring you receive all medicalrelated compensation which you are entitled We will fight to force insurers to pay for the full amount of treatment your health care providers recommend even if the insurance company denies the legitimacy or necessity of the treatment Suffering and Pain The injured party has the right to be compensated for the physical and emotional pain and suffering that result from his or her injuries Physical pain and suffering damages may include past and future medical treatment Mental anguish and discomfort or shame shock and sadness can also be considered It can be difficult to put an appropriate value on the hurt and suffering caused by an accident particularly when permanent injuries are involved such as being in a wheelchair or being blinded It is crucial for accident victims to have the support of an attorney when it comes to gathering the necessary evidence to show their losses In some cases the party who was injured will settle the case without the need to go to trial This is called an agreement to settle and will typically involve an insurance company The insurance company can use either a multiplier or per diem method to calculate the pain and suffering damages The courts employ both the multiplier method and the per diem method to determine compensation for physical and emotional suffering resulting from accidents Both methods have their advantages and disadvantages however the final amount will be decided by the jury An attorney for personal injury can help accident victims gather evidence to support their claim The experienced lawyers at Adam S Kutner Associates can help with the investigation and preparation of your case for court or settlement