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How to File a Car Accident Claim A car accident can be stressful It doesnt matter if the accident was your fault or not there are some important steps to follow if you wish to file an insurance claim One of the first things you need to do is call the police to report the incident A police report can aid your insurance company in determining who was responsible 1 Contact the Police If youre involved in a car crash its important to call the police as soon as you can This will allow you to collect important information such as witnesses statements as well as insurance details which could be used in court later Its not always easy to determine who is responsible for an accident This can lead to a confusing situation However a police report can aid in determining the cause When the police arrive they will interview witnesses and gather evidence to help determine who is at fault in the accident This will help you determine how much compensation you might be entitled to Police can also conduct roadside checks to determine if the driver is under the influence of drugs or alcohol This can be valuable should you suspect that the driver was under the alcohol at the time of the crash It is important to immediately report any injuries to police This will allow authorities the chance to assess the damage and take photos of the scene You Tube is also crucial to collect the names address phone numbers addresses and drivers license numbers of all the individuals who were involved in the incident This will allow authorities to locate them should they decide to investigate this case further in the future After youve collected all the relevant information you should contact your insurance provider and submit a claim for damages that were caused by the accident This will make sure that youre protected for any damages and medical expenses that may have occurred Speak to witnesses on the scene as quickly as you can and take their names and addresses so that you can provide to authorities This is especially important if youre required to present evidence to prove your case in court While youre at the scene of the accident try to photograph the area and any skid marks from the crash This will be crucial in documenting the circumstances of the crash and what kind of damage was done to your vehicle 2 Gather Information Before calling the police or your insurance company to report a car accident its worthwhile to take some time to gather the most important information This will enable you and your lawyer to gain a better understanding of the circumstances of the incident and the damages that must be paid This could comprise a wide range of items including photos and videos of the scene of the accident to medical records and details of the vehicles involved It is also possible to gather information regarding the weather conditions and other factors which could aid in your claim The records should be secured so that they dont become lost or misplaced and can be later used Its also worth having the appropriate documents to support your claims in court if required This information can be used to create a precise model of the damage to your car that will help in determining the amount of compensation youll receive in court Furthermore this is the best method to ensure that your insurance coverage will match the amount of damage done Call KWFDM today for a free consultation with an Atlanta car accident lawyer We will walk you through every step of the process so you are wellinformed and have the support of an experienced lawyer 3 Contact your insurance company Contact your insurance company if hurt or your car is damaged due to a car accident It is possible that your insurance policy requires you to notify them within a specified time frame While you wait for your insurance companys call take notes on the incident This will help you establish your goodfaith accidentreporting efforts and could assist in obtaining compensation from the insurance company of the other driver company You might also want to get the other drivers license number as well as the vehicles make and model as well as their insurance details This can aid in determining who is at fault in the accident and how to make your own claim If police arrive be sure to exchange information with them in addition This could include your name address telephone number insurance companys policy number and drivers license or ID card Dont forget to request an official copy of the police report of the other driver as well Often times the other drivers version of what happened could be different from your own This can result in a denied claim Another reason why insurance companies deny claims is when an individual did not seek medical attention for their injuries following an accident This can be extremely detrimental should your insurer use it against the other party to argue that your injury was not caused by the accident Always see an ophthalmologist as soon as you can after an accident Prepare to provide any medical records you have This will help the insurance adjuster understand what caused your injuries and the issues you are going through Also you should look over your insurance policy to determine if you have uninsured motorist or underinsured motorist coverage These are essential policies to have as they protect you in the event you are hit by a driver who doesnt carry enough insurance or does not have insurance at all After you have reached out to your insurance company and made an honest effort to submit a claim for car accident damages it is time to speak with an attorney about your options An experienced attorney can evaluate your case and make sure you have all the legal documentation required to support your claim 4 Contact an Attorney Even if its not your fault a crash could be frightening You could suffer serious injuries that require medical attention expensive repairs and emotional stress Fortunately New York law provides a way to seek compensation for these damages and more You can seek compensation for your car accident However there are a few things to consider before you start contacting an attorney The First Step Take Care Of Your Health and Property If youve been injured in a car crash the first thing you need to do is to get yourself and your vehicle fixed Your insurance provider will need to be contacted in order to accomplish this They will need to know the details of your accident Be prepared to provide them your police reports and a detailed description After they have received your information An adjuster will then contact you The adjuster will assess your vehicle to determine the cost of repairs This could include asking that your vehicle be examined by an auto body shop that is certified The insurance adjuster will also need to know if have uninsured motorist coverage This is crucial because it can help fill in the gaps between your primary insurance and the other drivers policy It is important to inform your insurance company about the incident immediately so that youre protected from rising premiums or other issues with your coverage If you are waiting too long your claim may be rejected Be Patient Throughout This Process The adjuster will be busy assessing your vehicles damage and determining what youre entitled to from your insurance company Theyll need to collect your doctors records and bills and your own records of past injuries and medical treatments The insurance adjuster may offer you an offer of a small settlement They usually offer these offers in a desperate attempt to reduce their costs and reduce their liability An experienced lawyer can assist you get the money you are entitled They will also fight for the fair treatment you deserve from the parties responsible for your injuries and damages