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How to File a Car Accident Claim In the event of a car crash it can be a stressful time No matter if it was your fault or not there are some important actions to take if would like to file a claim One of the first things you need to do is contact the police to report the incident Having a police report will assist your insurance company in determining who was at fault 1 Contact the Police If youre involved in a car accident It is essential to contact the police as soon as possible This will allow you to collect important information such as witnesses statements as well as insurance information which can be used later in court Sometimes its difficult to determine whos the cause of an accident This can create an uneasy situation However the police report may aid in determining the cause When the police arrive they will interview witnesses and gather evidence to help determine who was at fault in the incident This can assist in determining the amount of you are entitled to Police can conduct roadside inspections to determine whether the driver is impaired by drugs or alcohol This can be valuable if you suspect that someone may have been driving under the influence at the incident If there are any injuries it is recommended to also report the incident to the police as swiftly as you can This will enable the authorities to evaluate the damage and take photographs of the scene You should also collect the name address phone number and drivers license numbers of the person who was involved in the collision This will help authorities find them should they decide to investigate this case further in the future Once youve gathered all the pertinent information you need to contact your insurance provider and make a claim for the damage that was caused by the accident This will ensure that youre covered for the costs of repairs and any medical expenses that could have been incurred in the aftermath Contact witnesses on the scene as soon as you can and take their names and addresses to provide authorities This is especially important should you ever have to bring the case before a judge and have to prove the validity of your claim While youre at the scene of the accident take pictures of the area and any skid marks left by the crash This will help establish the cause of the accident and also show how much damage your vehicle suffered 2 Gather Information Its worth taking the time to gather as much information as you can before you call your insurance company and the police to report a accident This will help you and your attorney to understand the specifics that led up to the accident and the amount of damages that need to be compensated This could include videos and photos of the accident scene along with medical records and information about the vehicles involved You can also gather information regarding the weather timing of the day and other pertinent factors that may assist you in filing a claim Its best to keep these documents in a secure location where they wont be lost or misplaced so you can reference them in the future Its also beneficial to keep the correct documents available to prove your case in court should the need arise You can also use this information to create a thorough model of car damage estimation which can be extremely useful in assessing the amount of compensation youll get in the court of law Furthermore this is the best way to make sure that your insurance policy will be sufficient to cover the damage that was caused To find out more about car accident and how to get your claim filed in a timely manner Contact KWFDM today to set up an appointment at no cost with one of our car accident lawyers in Atlanta We will walk you through each step of the process so you are wellinformed and supported by an experienced lawyer 3 Contact Your Insurance Company If youre injured or your vehicle is damaged in a collision the next thing to do is to contact your insurance company In accordance with your policy its likely that you must inform them of the accident within a specific period of time While you wait for your insurance company to contact you to discuss the incident make notes about the incident This will aid in establishing your good faith accident reporting effort and can be useful in getting compensation for the other driver You may also need to get the license number vehicle make and models as well as the insurance information of the driver who was driving This can aid in determining who is at fault for the accident and the best way to start your own claim You should also exchange information with the police upon their arrival This could include your name address and phone number as well as the policy number and drivers license or ID card Dont forget to request an official copy of the police report of the other driver as well Sometimes the version of events provided by the driver who was driving may be contradictory to yours This could lead to a denied claim Insurance companies also refuse claims if a person is unable to seek medical treatment after an accident This could be extremely damaging should your insurer use it against the other party to claim that your injury was not caused by the accident Always see a doctor as soon as you can following an accident Make sure to provide any medical records that you have This will enable the insurance adjuster to better understand your injuries and what you are experiencing It is also advisable to check your insurance policy to ensure you have enough coverage for drivers who are uninsured or underinsured These policies are very important as they will safeguard you in the event of an accident that involves the driver who is not insured or who isnt insured in any way After you have contacted your insurance company and made an honest attempt to submit a claim for car accident damages it is time to talk to an attorney about your options champaign car accident lawsuits can assess your case and make sure you have all the legal documentation necessary to support your claim 4 Contact an attorney A car accident can be a scary experience even when its not your fault You may suffer severe injuries that require medical attention expensive repairs and emotional stress Luckily New York law provides the opportunity to claim compensation for these losses and much more You may be able to get compensation for your car accident However there are a few things you need to know before you begin contacting an attorney The first step Take care of your health and property If youve been injured in a car accident the first thing you should do is to get yourself and your vehicle fixed To do this be required to contact your insurance company Theyll need to know all the details of your incident so be prepared to give them your police report and a complete description of what transpired Once they have your details an insurance adjuster will get in contact with you The adjuster will inspect your car and determine the cost of repair This process may include having your vehicle checked by a certified auto body shop Insurance adjusters will also ask whether you have insurance coverage This is important because it helps fill in the gaps between your primary and other drivers insurance policy Youll need to inform your insurance company about the incident as soon as possible to ensure that you are protected against rising premiums and other issues concerning your coverage Your claim could be denied if it is left too long This is an opportunity to be patient The adjuster will be busy taking a look at the damage to your car and trying to determine what youre entitled to from your insurance company Theyll need your doctors prescriptions and records along with your medical records of past injuries or medical treatments Your insurance adjuster will likely offer you an offer of a small settlement These offers are often made by adjusters for insurance in an attempt to reduce their liability and save money An experienced lawyer for car accidents will ensure that you receive all the compensation you deserve They will also fight for fair treatment you deserve from the parties responsible for your injuries and damages