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How to File a Car Accident Claim A car accident can be stressful You must know the steps to follow if you want to file a claim regardless of whether or not it was your fault First call the police to report the incident A police report will assist your insurance company in determining who was at fault 1 Contact YouTube is crucial to call the police as soon as you are involved in a car accident This will assist you in obtaining crucial information including witnesses statements and insurance information which can be used later in court Often its not immediately clear whos the cause of an accident This can create an uneasy situation However an investigation by a police officer can help to clarify the situation When the police arrive theyll take witness statements and collect evidence to help determine who was at fault in the accident This can help you determine how much compensation you may be entitled to In addition police could conduct roadside checks to check the presence of alcohol or drugs in the driver If you suspect someone was driving under the influence at time of accident this can be very beneficial If you suffer any injuries you should also report the accident to the police as quickly as you can This will allow the authorities to assess the damage and take photographs of the scene You should also obtain the name address telephone number and drivers license numbers of everyone who was involved in the incident This can help the authorities locate them should they decide to investigate the case further in the future Once youve got all the information you require call your insurance company to submit a claim for damages This will ensure that youre protected for any damages and medical expenses that could be incurred Speak to witnesses on the scene as quickly as you can and gather their names and addresses so that you can provide to authorities This will be especially important should you ever have to bring the case to court and need to prove the validity of your claim While youre at the site of the accident take pictures of the area and any skid marks left by the crash This will be important for proving how the accident happened and what damage was done to your vehicle 2 Gather Information Before calling the police and your insurance company to report a car crash its worth taking some time to gather the most important details This will enable you and your lawyer to know more about the circumstances surrounding the accident and the damages that must be paid This could include videos and photos of the accident scene medical records photos and details on the cars involved You can also collect information about the weather and other pertinent factors that could help you in your claim Its best to keep these documents in a secure location where they wont be lost or misplaced so you can reference them in the future Its also important to have the appropriate documents to prove your claims in court should the need arise This information can be used to create a detailed model of the cars damages that will help in calculating the amount of compensation youll be awarded in court Whats more this is the best way to make sure that your insurance coverage will cover the full amount of damage that has occurred Contact KWFDM today to schedule a nocost consultation with a Atlanta car accident lawyer We will guide you through every step of the process to ensure you are aware and have the support of an experienced lawyer 3 Contact Your Insurance Company Contact your insurance company if youre hurt or your car is damaged due to a car accident It is likely that your insurance policy requires you to notify them within a particular time frame While you are waiting for your insurance company to call you back to discuss the incident make notes about the incident This will help you establish your good faith accident reporting effort and could prove useful in getting compensation for the other driver You might also wish to collect the license number of the other driver as well as the vehicles make and model as well as their insurance information This can aid in determining who is responsible for the incident and how to proceed with your own claim It is also advisable to exchange information with the police at the time they arrive This can include your name address telephone number insurance company policy number and drivers license or ID card Dont forget to ask for the police report for the other driver as well Sometimes the account of events offered by the driver who was driving may be different from yours This can result in the denial of your claim Another reason why insurance companies deny claims is when an individual did not seek medical attention for their injuries after an accident This could be extremely damaging if your insurer uses it against the other party to argue that your injury wasnt caused by the accident Always see a doctor as soon as possible after an accident Be prepared to give any medical records you have This will allow the insurance adjuster to better understand the extent of your injuries as well as the symptoms you are experiencing Finally you should review your insurance policy to determine whether you are covered by uninsured or underinsured motorist coverage These are essential policies to have as they protect you if you are hit by a motorist who doesnt carry enough insurance or does not have insurance at all After you have reached out to your insurance company and made an honest effort to make a claim on car accident damages its time to talk to an attorney about your options An experienced lawyer can assess your situation and ensure you have all the legal documents needed to support your claim 4 Get in touch with an attorney Even even if its your fault a car accident can be frightening There are serious injuries that require medical attention expensive repairs and emotional distress Luckily New York law provides an avenue to seek compensation for these losses and more Being compensated for your car accident can help you bring your life back to order Before you call an attorney here are a few points to remember The first step Take care of your health and property Your first priority should be to fix your car and yourself if youve been in an accident To do this be required to contact your insurance company Theyll need to know all the details of your accident so be prepared to provide them with your police report as well as a detailed description of what happened Once they have your information an insurance adjuster will be in contact with you The adjuster will need to inspect your car and determine the cost of repair This could mean having your vehicle be inspected by an auto body shop that is certified The insurance adjuster may also need to know if have coverage for uninsured motorists This is important as it will help cover the gap between your primary and the other drivers insurance policy To safeguard yourself from rising premiums and other issues related to your coverage You must inform your insurance company promptly about the accident Your claim will be denied if you delay too long This is a good time to be patient The adjuster will be taking a look at the damage to your car and trying to determine how much youre entitled to claim from your insurance company Theyll need the records and bills from your doctor along with your own records of previous medical procedures and injuries Your insurance adjuster is likely to offer you an offer of a small settlement These offers are usually made by adjusters for insurance in an effort to lower their liability and save money An experienced lawyer in car accidents will ensure you receive all the compensation youre entitled to They will as well fight for the fair treatment you deserve from the parties responsible for your injuries and damages