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Car Accidents Lawyers Near Me Car accidents are among the main causes of injury and death in the United States They can be devastating for the families of victims both physically and emotionally If someone elses negligence causes an accident in a car the victim could be entitled to compensation This process is complex and requires an attorney to investigate the scene of the accident and collect evidence and bargain with insurance companies Insurance Coverage If youve suffered injury or property damage in the course of a car crash it is important to understand your rights to be compensated One of the most important sources of financial recovery is insurance Your insurance policy may be used to pay for medical expenses as well as repairs or replacements for damaged vehicles as well as lost income during recovery Your insurance provider will only pay the limits of your policy If your injuries are serious or result in a significant amount of ongoing medical treatment The cost of these expenses can easily exceed your limit of coverage In these instances an action lawsuit could offer the chance to recover greater amounts of money for your losses The best way to ensure that you get the financial compensation you deserve after an accident is to employ an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli will fight for your rights and maximize your compensation regardless of the type of insurance youve purchased A lawsuit could also assist you in obtaining damages for pain and suffering that arent covered by your insurance company These kinds of losses are usually very real and you deserve to receive full and fair compensation for the pain as well as loss of enjoyment and emotional distress Most people dont know but insurance companies have a contractual duty to defend This is a part of your liability policy and means the insurer will provide you with a lawyer in the event that you are sued over damages resulting from an accident This is advantageous because it means you wont have to pay for your own legal defense This can be especially beneficial when there is a hitand run accident where the other driver may not have any coverage In such a case you can use your Personal Injury Protection PIP or uninsured motorists UM insurance can step in and cover the costs of your medical bills and other expenses until the policy of the driver who is at fault pays up You must contact your insurance provider within a certain amount of time after an accident The time frame could be as short as five or ten days depending on your policy If you do not the insurer may void your policy and not cover you or provide an attorney if you are sued Statute of limitations The statute of limitations is a law which states the time limit you must file an action against a firm or person after a certain event The statute of limitations can determine the length and amount of time you have to file a personal injury lawsuit or wrongful death lawsuit Typically the statute of limitation is three years from the date of the accident in New York but there are exceptions to this rule In cases of wrongful death the statute of limitations may be longer Its important to contact a car crash lawyer near me as soon as you can to ensure all deadlines are adhered to One of the most important things to be aware of about the statute of limitations is that if you miss it the claim is almost certain to be deemed to be untimely and rejected Your chances of winning are virtually zero unless there is an exceptional circumstance This is because the court is almost always unable to consider your case based on the law that says that you must bring your personal injury suit within three years from the date of the initial accident This is the case in any lawsuit arising from an automobile accident regardless of whether youre suing for your own injuries or the injuries of a loved one or to seek repairs or replacements for your vehicle or property damaged by the accident Another noteworthy exception to the limitation period is if youre an underage person at the time of your accident The statute of limitations is extended until the victim is 18 years old This is due to the tolling law which is a term in the law which states that courts treat minors as adults at the time they sustained their injury This can be a huge issue if youre attempting to seek a personal injury claim against an insurance company Since edinburg car accident lawyers knows that you are not allowed to sue beyond the time limit which is why its difficult to negotiate a fair settlement your behalf This could result in you wasting valuable time and money in cases that may not have been needed in the first place Comparative Fault When it comes to an automobile accident one of the most important aspects you should think about is who is responsible A lawyer who is involved in car accidents can assist you in determining who is responsible and whom you should sue Most states employ a comparative negligence system which means that each participant in the crash can collect damages based on how much they contributed to the crash This can be a beneficial thing for drivers as it helps them collect damages for injuries and losses However there are some issues with this system which is why it is suggested that you engage a skilled car accident lawyer to defend your right to receive financial compensation for your damages These attorneys can help you obtain the most favorable settlement from the person responsible for the crash If the atfault driver has no insurance then youll have to pay for medical bills and other expenses out of pocket This can add up quickly especially if you sustain severe injuries There are a few states that are able to recognize a true comparative fault system that allows all parties in the collision to recover damages even if theyre 100 percent responsible for the collision Thirteen states which include California Florida and other states have this kind of system But the downside is that youll be in a position to recover a tiny amount of damages Thats because this type of system relies on the courts to decide which percentage of blame was given to the various parties involved in the crash If you find yourself to be 80 at fault for an accident youll only claim 40 of the monetary damages This could be an issue if the accident caused you to suffer severe injuries or even lose a large amount of work hours Luckily there are other types of comparative negligence that allow all drivers to claim their damages even if they were partly at the fault These include contributory negligence pure comparative fault and modified comparative fault Employ an attorney There are numerous reasons to hire an accident attorney if youve been injured in a car crash A lawyer can assist in filing a claim with your own insurance company or negotiate with the insurance company of the other driver on your behalf and file a personal injury claim against the other party Depending on the extent of your injuries compensation may be needed for suffering and pain You could also require compensation for expenses for medical bills or lost wages as well as other damages A skilled lawyer will know what you can expect in order to ensure that you do not accept less than you deserve A lawyer for car accidents can negotiate with insurance companies to help you get fair compensation Your lawyer can take your case to the court if the insurance company refuses you compensation or offers a settlement which is not enough to compensate you for your losses An experienced attorney can help you determine which laws apply to your case and how local courts interpret them This will help you save time on research and paperwork while focusing on your recovery from injuries They can also assist you to calculate damages such as medical expenses lost income and diminished earning capacity This will enable you to obtain the funds you need to cover the costs of your injuries and repair your injuries If your injuries are serious then you might require an extensive amount of compensation to cover surgeries doctors appointments or physical therapy as well as prescription medications These damages could help you cope with the longterm effects of your injuries such as chronic pain or mental stress A lawyer will try to establish that the other driver was responsible for your injuries and financial losses This can be a difficult task since there are numerous aspects that determine fault As soon as possible you should contact an attorney This will enable them to investigate your case collect evidence and discuss with the insurance company of the other party on your behalf The top car accident lawyers near me will have a solid history of fighting for rights of the victims They will know how to win big settlements and verdicts in the opposition to insurance companies efforts to reduce the value of your claim