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Car Accidents Lawyers Near Me Car accidents are one of the most frequent causes of injury and death in the United States They can be devastating for the families of victims both physically and emotionally If negligence by someone else results in a car accident or other accident the victim may be able to file a lawsuit and receive compensation This is a complex process that requires an attorney to study the scene of the accident and collect evidence and bargain with insurance companies Insurance Coverage It is essential to know your rights to compensation if you have been injured or sustained property damage in an accident One of the most important sources of financial recovery is insurance The policy you have with you could cover medical expenses repair or replacement of damaged vehicles as well as the loss of income in the process of recovering from your injuries However your insurance company will only pay up to the policy limits If your injuries are serious or require a large amount of ongoing medical attention the coverage limits might not be enough to cover the costs In these situations an action lawsuit could offer the chance to recover larger amounts of money to compensate for your losses Hiring an experienced New York City auto accident attorney is the best option to get the financial compensation that you are entitled to following an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation irrespective of what type of insurance coverage you have You can also sue to seek damages for suffering and pain that is not covered by insurance These kinds of damages can be very real and you deserve to be compensated for your suffering loss emotional suffering Many dont know the fact that insurance companies have an obligation to defend under a contract called a duty to defend This is part of the policy of liability and it means the insurance company will provide you with an attorney in the event you are sued for damages resulting from an accident This is advantageous because it means you dont have to pay for your own legal defense This is especially helpful in the event of a hitandrun accident where the other driver may not have any coverage In these situations the Personal Injury Protection or Uninsured Motorists UM coverage will pay your medical expenses and other losses while the policy of the driver at fault is paid You must contact your insurer within a specific amount of time after an accident The timeframe may be as short as five or ten days according to your policy If you do not do so the insurer can void your insurance and deny you with coverage or a lawyer in case of a lawsuit Statute of Limitations The statute of limitation is a law that defines how long you have to file an action against a firm or person after a certain event It can impact the length of time you must file a personal injury or wrongful death suit and the amount of damages you are awarded Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule It could be longer in the case of wrongful death which is why its essential to contact a lawyer who handles car accidents near me as soon as you can to ensure that deadlines are met and your rights protected One of the most important things to be aware of about the statute of limitations is that if you fail to meet the deadline the claim is almost certain to be timebarred and denied Your chances of winning are nearly zero unless you have a rare exception This is because the courts will typically refuse to hear your case based on the law that says that you have to make a personal injury claim within three years from the date of the underlying accident bryan car accident attorney s the same for any car accidentrelated lawsuit whether its a claim for injuries to you or a loved ones or for the repair or replacement of your vehicle or any other property damaged by the collision Another noteworthy exception to the statute of limitations is if youre a minor at the time of your accident The time limit is suspended until the victim reaches 18 years old This is due to the tolling law that is a concept in the law that says courts treat minors as adults when they suffered their injury This could be a major problem if youre trying to pursue a personal injury claim against an insurance company Insurance adjusters is likely to find it difficult to negotiate on your behalf as they are aware that you cannot pursue a lawsuit after the statute of limitation has expired This can result in you losing time and money in cases that may not have been needed in the first place Comparative Fault In a car crash it is important to determine who is at fault A lawyer for car accidents can help you determine who is responsible and who you should sue The majority of states have the concept of comparative negligence which means that each person involved in the incident can be awarded damages based upon how much they contributed to the accident This is beneficial for drivers because it allows them to claim compensation for any injuries or losses However there are also some problems with this system and thats why it is recommended to seek out an experienced car accident lawyer to defend your right to collect monetary compensation for your damages They can assist you to get the most money possible from the driver who was at fault Youll be responsible for paying your medical bills and other costs in the event that the driver at fault has no insurance This can quickly become a burden particularly if your injuries are severe There are a few states that have an absolute comparative fault system This allows all parties in the collision to recover damages regardless of being 100 at fault This type of system is used by thirteen states including California and Florida The downside is that the amount of damages that you can receive will be small This is because this system relies on the courts to decide which percentage of blame was assigned to each party involved in the crash This means that if found to be 80 percent at fault for the crash you may only recover 40 percent of your damages This could be a major issue if you suffered severe injuries or lost a significant amount of time at work because of the accident There are other systems of comparative negligence that allow drivers to claim damages even when their fault is just a small part These include contributory negligence pure comparative fault and modified comparative fault Hire an Attorney There are a variety of reasons to employ an accident lawyer when youve been injured in a car crash A lawyer can help you file a claim with your insurance company negotiate with the insurance company of the other driver company on your behalf or even pursue an injury lawsuit against the other party Depending on your injuries compensation may be needed for pain and suffering It is also possible to get compensation for medical expenses or lost wages as well as other damages A competent lawyer will know how much you can request to ensure that you dont settle for less than youre due A car accident lawyer can negotiate with insurance companies to help you obtain fair compensation If the insurance company denies your claim or offers you a settlement that isnt enough to cover your damages your attorney can appeal to the court and fight for the compensation you deserve A knowledgeable attorney can assist you in determining the laws that apply to your particular situation and how the local court system interprets them This will help you save time on research and paperwork while focusing on your recovery from injuries You can also use them to calculate damages like medical expenses or lost income as well as a diminished earning potential This will help you get the money you need to cover your expenses and recover from your injuries If your injuries are serious they may require an amount of compensation to cover doctors appointments surgery physical therapy and prescription medications These damages could help you deal with the longterm implications of your injuries like persistent pain or mental distress A lawyer will try to establish that the other driver is responsible for your injuries and financial loss This can be a daunting task as there are many aspects that determine the fault You should speak with a lawyer as soon as possible after the accident This gives them the chance to examine your case collect evidence and manage negotiations with the other partys insurance company on your behalf The best car accidents lawyers near me will have an impressive record of fighting for the rights of the injured They will know how to win large settlements and verdicts when insurance companies attempt to lower the value of your claim