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How to File a Car Accident Claim A car accident can be stressful It doesnt matter if the accident was your fault or not there are important steps to follow if you are planning to make a claim One of the first things you must do is call the police to report the accident Having a police report will help your insurance company identify who was atfault 1 Contact the Police It is important to contact the police right away after you are involved in a car accident This will help you collect crucial information including witnesses statements as well as insurance information which can be used in court later Its sometimes difficult to determine who is accountable for an accident This can lead to an uneasy situation However the police report can aid in determining the issue When the police arrive they will take witness statements and collect evidence to determine who was the culprit in the accident This can assist in determining the amount of compensation you might be entitled to In addition police could conduct roadside checks to check the presence of alcohol or drugs in the driver This is useful when you suspect that the driver was under the alcohol at the moment of the accident If you suffer any injuries you should also report the incident to the police as fast as possible This will allow the authorities time to evaluate the extent of the damage and take pictures of the scene It is also essential to obtain the names address phone numbers addresses and drivers license number of all those involved in the incident This will assist authorities locate themif they decide to investigate this case further in the future Once you have all the information you require call your insurance company to file a claim to claim damages This will ensure that youre covered for the costs of repairs as well as any medical expenses that might have occurred in the aftermath Talk to eyewitnesses on the scene as quickly as you can and get their names and addresses to provide authorities This is especially important if youre required to show evidence to prove your case in court While youre at the scene of the crash try to take photos of the area and any skid marks left by the accident This will help you prove the accident and show how much damage your vehicle sustained 2 Gather Information Before you call the police or your insurance company to report a car crash Its worth spending a few minutes to gather the most important information This will help you and your lawyer to better understand the circumstances that led to the accident as well as the damages that must be paid This could include photographs and videos of the accident scene medical records and details on the vehicles involved You can also gather information regarding the weather conditions as well as other relevant information that could assist you in your claim The documents must be stored in a secure place so that they dont get lost or lost and could be later used Its also beneficial to have the appropriate documents to support your claims in court if needed You can also use this data to build a precise car damage estimation model which is a great way to evaluate the amount youll be awarded in the court of law Whats more this is the best way to make sure that your insurance coverage will be able to cover the damage done For more information about a car accident and how to get your claim properly filed Call KWFDM today to set up an appointment for a nocost consultation with one of our car accident lawyers in Atlanta We will walk you through every step of the process to ensure you are fully informed and have the support of an experienced lawyer 3 Contact Your Insurance Company Contact your insurance company if youre injured or your vehicle is damaged in a car accident Depending on your policy its likely that you will need to notify them of the accident within a certain period of time While you wait for the insurance companys call make notes about the incident hammond car accident lawyer You Tube will help you establish your good faith accident reporting effort and could prove useful in obtaining compensation for the other driver You may also wish to obtain the license number car model and make as well as the insurance information of the driver who was driving This will aid you in determining who was responsible for the incident and how to proceed with your claim If the police arrive you must give them your contact information also This could include your address name and telephone number as well as the policy number and drivers licence or ID card Dont forget to request a copy of the other drivers police report as well Often times the report of the other driver of what happened could be different from your own This can lead to a denied claim Another reason that insurance companies refuse to pay claims is that an individual did not seek medical attention for their injuries after an accident This can be very detrimental should the insurance company of the other party applies it against you to claim that your injury wasnt caused by the accident Always consult an expert in medical care immediately following an accident and be prepared with any medical records you receive This will help the insurance adjuster know what caused your injuries and the issues you are experiencing It is also advisable to check your insurance policy to make sure you have enough coverage for drivers who are uninsured or underinsured These are crucial policies to have because they can protect you if you are struck by a driver who does not have enough insurance or not have insurance at all After you have contacted your insurance company and made a goodfaith effort to file a car crash claim its the time to speak with an attorney about your options An experienced lawyer can assess your situation and ensure you have all the legal documentation required to support your claim 4 Contact an attorney Even even if its not your fault a car crash could be frightening There are serious injuries that require medical attention costly repairs and emotional stress Luckily New York law provides the opportunity to claim compensation for these damages and more You can get compensation for your car accident Before you reach out to an attorney here are some things to consider The First Step Take Care of Your Health and Property The first thing you should do is fixing your car and yourself if you have been involved in an accident Your insurance company will need to be contacted to accomplish this Theyll require all details about your accident Prepare to give them your police reports and an extensive description Once they have your information an insurance adjuster will get in contact with you The adjuster will inspect your vehicle to determine the cost of repairs This could involve the vehicle to be inspected by an auto body shop certified The insurance adjuster will also be looking to find out if you have uninsured motorist insurance This is crucial since it can help fill in the gaps between your primary policy and the other drivers coverage Youll need to tell your insurance company about the incident as soon as you can to ensure youre protected against the rising cost of premiums or other problems in your insurance coverage If you wait too long your claim may be denied This is the time to be patient The adjuster will assess the damage to your vehicle and calculate how youre entitled to from your insurance company Theyll need your doctors bills and records and also your documentation of injuries from the past or medical treatments Most likely the insurance adjuster will present you with an offer of a lowcost settlement They usually offer these offers in an attempt to reduce the amount of liability they face and to save money An experienced car accident lawyer can ensure that you receive all the compensation you deserve They can also help you get fair treatment from the people responsible for your injuries or damage