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Car Accidents Lawyers Near Me In the United States car accidents are the main cause of death and injury They can be devastating physically emotionally and financially for the victims and their families If the negligence of someone else results in a car crash or other accident the victim may be in a position to file a lawsuit and recover compensation This process can be complicated and often requires a lawyer to look into the scene of the crash collect evidence and deal with insurance companies Insurance Coverage If youve suffered injury or property damage in the course of a car crash it is essential to know your rights to be compensated Insurance is among the most significant sources of financial recovery Your insurance policy could provide for medical costs repair or replacement of damaged vehicles as well as lost income during recovery Your insurance provider will only cover the policy limits If your injuries are serious or require a lot of ongoing medical attention your insurance coverage may not be enough to cover the costs In these instances a lawsuit could give you the chance to recover additional compensation for your losses The best way to ensure that you receive the financial compensation you are entitled to following an accident is to employ an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation regardless of the type of insurance coverage you have You can also sue to recover damages for pain and suffering that are not covered by insurance These types of injuries are usually quite real and you are entitled to an adequate and fair settlement for the pain and loss of enjoyment and emotional distress Insurance companies have the duty to defend that is contractual This is a part of the liability insurance policy It implies that the insurer will offer a lawyer if you are sued for damages resulting from an accident in your car This is advantageous because it means that you wont need to pay for your own legal defense This can be particularly helpful when there is a hitand run accident where the other driver may not have insurance In such a case the Personal Injury Protection PIP or uninsured motorists UM coverage could assist and pay the cost of medical bills and other expenses until the policy of the driver who is at fault covers the cost You must notify your insurance company within a specified amount of time following an accident This time period can be as short as 5 or 10 days depending on the language of your policy If you do not comply the insurer may void your policy and not cover you or provide a lawyer if you are sued Statute of limitations The statute of limitations is a law that outlines how long following certain events you are able to file legal action against a person or company The statute of limitations can affect the amount and duration of time that you must start your personal injury or wrongfuldeath suit Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In wrongful death cases the statute of limitations could be extended Its important to contact a car crash lawyer near me as soon as you can to ensure that deadlines are adhered to One of the most important things to be aware of about the statute of limitations is that if you do not meet it the claim will most likely be timebarred and denied Your odds of winning are virtually zero unless there is an exception This is because a courts will typically refuse to accept your case based on the law that says that you must submit your personal injury lawsuit within three years from the date of your underlying accident Its the same with any other lawsuit related to car accidents regardless of whether its to claim injuries to yourself or a loved ones or the repair or replacement of your vehicle or other property damaged in the accident If you were a minor when your accident occurred there is an additional exception to the Statute of Limitations Particularly in the context of tolling which is a legal term that means courts treat a minor as when they were adults at the time of their injury the statute of limitations is suspended until the victim reaches the age of 18 in order to file a claim This could be a major problem if youre trying to seek a personal injury claim against an insurance company The insurance adjuster will be unable to negotiate on your behalf as they know that you cannot pursue a lawsuit after the statute of limitation has expired This could result in having to waste time and money in a case that might not have been necessary initially Comparative Fault In a car crash it is important to determine who was at fault In the case of your state the attorney who handles car accidents can help you determine the person who was at fault and who you can sue for compensation Most states have a system of negligence that is comparative meaning that each party can be compensated depending on their contribution to the accident This can be good for drivers because it allows them to receive compensation for any injuries or losses There are some issues with the system This is the reason why you should employ a skilled car accident lawyer to advocate on your behalf to collect an amount of money for the damages These attorneys can ensure that you stand the best chances of getting a fair settlement from the driver who was at fault Youll be accountable for your medical bills along with other expenses in the event that the driver at fault has no insurance This can quickly add up especially if you suffer serious injuries There are a few states with an absolute comparative fault system This allows all parties to the collision to claim damages even if they were 99 percent at fault Thirteen states including California Florida and other states are using this kind of system But the downside is that youll only be not able to collect a substantial amount of damages This is because the courts determine the proportion of blame each party to the accident carries If you are found to be at least 80 percent responsible for an accident you can only claim 40 of the monetary damages This could be an issue if the crash caused you to suffer severe injuries or even lose a large amount of work time Fortunately there are different types of system of comparative negligence that allow everyone to claim their losses even if they were at fault There are three kinds of comparative negligence such as contributory negligence pure comparative blame and modified comparative liability Employ an attorney If youve been injured in a car accident there are plenty of reasons why you should hire an attorney A lawyer can help file an insurance claim with your own insurance company negotiate with the insurance company of the other driver on your behalf and even file a personal injury suit against the other driver Based on the severity of the injuries you sustained you could require compensation for pain and suffering medical expenses lost wages or other damages A good lawyer will know how you should ask for to ensure that you dont settle for less than what you deserve An attorney who handles car accidents can assist you in negotiating with insurance companies to ensure you receive a fair amount of compensation Your lawyer can take your case to the court if the insurance company refuses to accept your claim or offers a settlement that does not fully cover your losses A knowledgeable attorney can assist you in determining the law that applies to your case and how the local court system interprets them This knowledge will save you time in the form of paperwork and research while allowing you to focus on your recovery You can also utilize them to calculate damages including medical expenses loss of income and diminished earning potential This will help you get the cash you need to cover your losses and recover from injuries If your injuries are serious and severe you may need an extensive amount of compensation to pay for doctors visits surgeries and physical therapies as well as prescription medication eau claire car accident lawyer can also help you cope with the longterm implications of your injuries like mental or physical distress or chronic pain A lawyer will try to establish that the other driver was the one responsible for your injuries and financial losses This can be difficult due to the many variables that go into determining who is at fault As soon as possible you should contact an attorney This will enable them to investigate your case collect evidence and negotiate with the insurance company of the other party on your behalf The top car accident lawyers near me will have a strong history of fighting for rights of the victims Theyll know how to win big settlements and verdicts faces of insurance companies efforts to decrease the value of your claim