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Auto Accident Compensation Usually an accident victim seeks compensation to make them whole for the loss they suffered This includes medical treatment costs along with property damage and lost wages It is essential to document your injuries and property damage as quickly as possible This will make it easier to submit a demand letter and negotiate with insurance companies Damages There are a myriad of different types of damages that could be awarded in an auto accident case There are different types of damages Medical bills and lost wages are the most frequently cited economic damages Noneconomic damages include pain and suffering Typically the person at fault has to pay for both of these If a car accident happens it can be a devastating event to the life of the victim They may also have missed work because of their injuries This could leave them without an income which can be stressful and create financial hardships They might also have to pay for a car rental or to transport them to their doctors appointments If their injuries are permanent the person may not be capable of returning to their previous jobs or earn as much money as they did before the crash These losses are also compensable and a judge will decide the amount that is appropriate for compensation Property damage is another type of damage that can be filed This is the damage that has been caused to a persons vehicle as well as any other items that were inside at moment of the accident This can include things like laptops work equipment child car seats and other valuable items Insurance companies will assess the damage to a car and the value of its actual cash ACV at the time of the collision auto accident attorney tampa is based on information like repair estimates and Kelly Blue Book Medical bills Car accidents can be extremely stressful and often leave victims with lasting injuries that require medical treatment This treatment is not affordable and if it is combined with the loss of income a victim could soon face financial difficulties This is the reason why a claim for damages can be a great way to recover the costs If the victim is covered by medical insurance then the bills are likely to be paid through their plan If not there are a variety of other ways in which these bills may be paid through other sources Automobile insurance policies provide medical payment coverage This kind of insurance policy pays up to a specified amount for a medically needed procedure An injured victim should also be compensated for incidental expenses like transportation cleaning snow removal lawn mowing and mileage related to transportation to and from medical appointments It is crucial that these expenses be documented and saved as receipts to ensure the total amount are recovered An experienced car accident attorney will be able to help an injured victim through the process of recouping these and other costs that are associated with the crash The victim of the crash may be entitled to compensation for any future losses resulting from their inability to work due to the crash This is referred as lost wages and is a valid claim for compensation Loss of wages In addition to medical bills and other physical and property damage accidents in cars can leave victims with a large deal of financial stress The cost of credit card debt and the loss of income can quickly accumulate and cause people to be in a state of overwhelming amounts of debt and little hope for their future There are however ways to recover these losses and obtain the compensation youre entitled to for your accident Compensation for lost wages is among the most commonly used elements of an effective claim following a car accident This includes the money you would have made during your time away from work in addition to any tips or other earnings that you might not have earned In most cases your latest paychecks and other evidence of income are the easiest way to prove that you have suffered a loss If your injuries prevent you working at the same position or earning the same amount as before the accident you could be eligible for compensation for your loss of earning capacity An experienced lawyer will be able to determine the extent of your loss based on factors such as your age injury history and skill set In a number of states especially those with nofault insurance the auto insurance company will pay some of these lost earnings through a program known as personal injury protection The policy typically covers up to 80 of the amount you could have earned if you had not been injured Pain and suffering Pain and suffering are harder to quantify than medical bills or lost wages However the severity of your injuries and how they impact your life may warrant a significant settlement Pain and suffering refers to the physical and mental distress you experience after a car accident This includes the effect of your injuries on daily activities like a limited movement or range of motion as well as an inability to sleep or concentrate Also it includes your emotional trauma loss of enjoyment from life and the inability to take part in activities you enjoyed before the accident You must be able to prove your injury when seeking compensation for your suffering and pain Documentation like doctors reports imaging tests medical reports and written diagnoses in writing can be used to establish the severity of your injury Additionally you can include a diary of your injury and the impact it has on your life Insurance companies will often attempt to discount the value of your suffering and pain Because this award category is less tangible than xrays or repair bills they may try to lower the value of your claim It is important to consult with a lawyer An attorney can present evidence and negotiate with insurance adjusters to ensure that you receive the amount of money you deserve This can also save you from being bullied by insurance companies