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Car Accidents Lawyers Near Me Car accidents are one of the leading causes of injuries and deaths in the United States They can be devastating for the victims and their families both emotionally and physically When someone elses negligence causes a car accident the victim might be legally able to file a suit and recover compensation This is a complex process that requires an attorney to study the scene of the accident collect evidence and negotiate with insurance companies Insurance Coverage If you have suffered injuries or property damage in the course of a car crash it is crucial to know your rights to compensation Insurance is among the most important sources of financial recovery Your insurance policy can cover medical expenses repair or replacement of damaged vehicles as well as loss of income as you recover from your injuries Your insurance provider will only pay the limits of your policy If your injuries are serious or require a lot of ongoing medical treatment your insurance coverage may not be sufficient to cover the costs In these situations the possibility of a lawsuit can give you the chance to recover additional funds to cover your losses Hiring an experienced New York City auto accident attorney is the best option to get the financial compensation you deserve following an accident Our team at The Law Offices of Benjamin Disraeli will fight to defend your rights and maximize your compensation regardless of the kind of insurance you have You may also sue to recover damages for suffering and pain that is not covered by insurance These kinds of damages are very real and you deserve to be compensated for your suffering loss emotional suffering Most people dont know the fact that insurance companies have the legal duty to defend This is a requirement of your liability insurance policy It means that the insurer will provide you with a lawyer in the event that you are sued for damages resulting from an accident This is advantageous because it means that you wont need to pay for your own legal defense This is particularly useful in the event of hit and run accidents in which the other driver might not have coverage In such a case you can use your Personal Injury Protection PIP or uninsured motorists UM coverage can help to cover the costs of your medical bills and other expenses until the policy of the driver who is at fault will pay for the damages You must contact your insurance company within a specific period of time following an accident The timeframe may be as short as five or ten days subject to the terms of your policy If you do not comply the insurer can void your insurance and refuse to provide you with coverage or a lawyer in the event of a lawsuit Statute of limitations The statute of limitations is a law that outlines how long following certain events it is possible to pursue legal action against a person or a business The statute of limitation can determine the length and amount of time that you must bring a personal injury or wrongful death lawsuit Typically the statute of limitation is three years from the date of the accident in New York but there are exceptions to this rule It could be extended in cases of wrongful deaths so its important to contact an attorney for car accidents near me as soon as possible to ensure that all deadlines are met and your rights protected If you do not meet the deadline for filing and file a claim its almost guaranteed to be rejected and timebarred Unless theres some kind of rare exception the chances of winning a case are nearly zero The court will almost never be able to hear your case if do not bring a personal injury suit within three years from the date of your accident Thats the same for any car accidentrelated lawsuit regardless of whether its for injuries to you or your loved ones or the repair or replacement of your vehicle or other property damaged in the crash If you were a minor at the time your accident occurred there is another noteworthy exception to the Statute of Limitations Particularly under the law of tolling which is a legal term that means courts treat a minor as if they were an adult at the time of their accident the statute limitations is suspended until the victim is at the age of 18 in order to file a claim You Tube can be a huge issue if youre trying file a personal injury lawsuit against an insurance company The insurance adjuster will have a difficult time trying to negotiate on your behalf since they are aware that you cant sue after the statute of limitation has expired This could lead to you spending time money and resources on a case that might not have been needed initially Comparative Fault In the event of an auto accident one of the most important aspects you need to think about is who is responsible Based on the state you live in the attorney who handles car accidents can help you determine the person who was at fault and who you can sue for compensation The majority of states have a system of negligence that is comparative meaning that each party can receive damages depending on their contribution to the incident This can be good for drivers because it allows them to collect compensation for injuries or losses There are a few problems with the system This is the reason why you should hire an experienced car accident lawyer to represent you to obtain the compensation you deserve for your injuries They can help you get the best settlement possible from the driver at fault You will be accountable for medical bills along with other expenses if the driver at fault has no insurance This can quickly add up particularly if your injuries are serious There are a few states with the system of comparative fault that is pure This allows all parties to the collision to be compensated even if they were 99 percent at the fault Thirteen states which include California Florida and other states utilize this kind of system However the drawback is that youll be in a position to recover a tiny amount of damages This is because the courts will determine the amount of blame each party to the incident is responsible for This means that if you were determined to be the majority responsible for the accident and you were found to be at fault you can only claim 40 percent of the monetary damages This could be an issue if the crash caused you to suffer serious injuries or lose a lot of time at work There are also other systems of comparative negligence which allow drivers to claim damages even if their fault is just the smallest part There are three kinds of comparative negligence contributory negligence pure comparative blame and modified comparative liability Employ an attorney There are numerous reasons to hire an accident attorney after being injured in a car crash A lawyer can help you to file a claim with your insurance company deal with the insurance company of the other driver company on your behalf or pursue a personal injury lawsuit against the other driver Depending on your injuries compensation may be needed in order to treat suffering and pain You may also need compensation for medical expenses lost wages or other damages A skilled lawyer will know what amount to ask for and ensures that you dont pay less than what youre entitled to An attorney for car accidents can assist you in negotiating with insurance companies to ensure that you are compensated fairly If the insurance company denies your claim or offers you a settlement that does not fully cover your losses Your lawyer can appeal to the judge and fight for what youre entitled to An experienced lawyer can help you determine the laws that apply to your specific situation and how local courts interpret them This knowledge can save you time on paperwork and research while allowing you to concentrate on your recovery You can also use them to calculate the amount of damages including medical expenses loss of income and diminished earning potential This will allow you to get the funds you need to pay for your expenses and recover from your injuries If your injuries are severe then you might require the most extensive amount of compensation to pay for surgeries doctors appointments and physical therapy as well as prescription medications These damages can also help you cope with the longterm consequences of your injuries such as chronic pain and mental distress A lawyer will try to prove that the other motorist was responsible for your injuries and financial losses This can be a challenge due to a lot of elements that affect determining the fault It is recommended that you speak to a lawyer as soon as you can after the crash This will allow them to examine your case collect evidence and manage negotiations with the insurance company of the other party company on your behalf The best car accidents lawyers near me will have a strong history of fighting for rights of the victims They will know how to win big settlements and verdicts in opposition to insurance companies attempts to reduce the value of your claim