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Car Accidents Lawyers Near Me Car accidents are among the main causes of injury and deaths in the United States They can be extremely devastating physically emotionally and financially for the victims as well as their families When someone elses negligence results in a car crash the victim might be legally able to file a suit and claim compensation This process isnt easy and often requires a lawyer to examine the accident scene gather evidence and deal with insurance companies Insurance Coverage It is important to know your rights to compensation if youve been injured or have suffered property damage in an accident Insurance is one of the most important sources of financial recovery Your policy may cover your medical expenses repair or replacement of damaged vehicles and loss of income as you recover from your injuries Your insurance company will only cover the policy limits If your injuries are severe or require a lot of ongoing medical care Your insurance limits may not be sufficient to cover the expenses In these instances an action lawsuit may give you the chance of recovering more funds to cover your losses Employing an experienced New York City auto accident attorney is the best method to secure the financial compensation that you are entitled to following an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation no matter what kind of insurance coverage you have A lawsuit can also help you obtain damages for pain and suffering which are not covered by your insurance company These kinds of losses are usually very real and you are entitled to the full and fair amount of compensation for the pain loss of enjoyment and emotional stress Insurance companies have the duty to defend that is contractual This is a part of your liability insurance policy It implies that the insurance company will provide a lawyer in the event that you are sued for damages caused by a car accident This is a good thing because it helps make sure that you dont have to pay the costs of defending yourself in court This is especially useful in the event of hit and run accidents where the other driver might not have insurance In such instances the Personal Injury Protection or Uninsured Motorists UM coverage will pay your medical costs as well as other losses while the policy of the atfault driver is paid You must contact your insurance company within a specific time frame following an accident This period could be as short as 5 or 10 days based on the language of your policy If you dont comply the insurer could cancel your policy and refuse to cover you or provide an attorney if you are sued Statute of Limitations The statute of limitation is a law that specifies how long you can bring an action against a firm or a person following a specific event It can affect how long you are required to file a personal injury or wrongful death lawsuit and the amount of damages you are awarded In New York the statutes of limitations are generally three years from the date of the accident however there may be exceptions In wrongful death cases the statute of limitations may be longer It is essential to contact a car accident lawyer near me immediately to ensure all deadlines are met If you do not meet the statute of limitations your claim is likely to be rejected and timebarred Except for a exceptional circumstance the odds of winning a case are virtually none This is because the court is almost always unable to consider your case based on the law stating that you have to file your personal injury lawsuit within three years of the date of the initial accident This is the case in any lawsuit arising from a car accident whether youre suing to recover your personal injuries or the injuries of a loved ones or for the repair or replacement of your vehicle or property damaged in the crash If you were a minor when your accident occurred theres another notable exception to the Statute of Limitations Particularly under the law of tolling which is an official term that essentially means courts treat minors as when they were adults at the time of their accident the statute of limitations is paused until the person reaches the age of 18 to file their claim If youre trying to claim personal injury against an insurance company this could be a major issue Insurance adjusters is likely to find it difficult to negotiate for you since they are aware that you cannot sue after the statute of limitations has expired This could lead to wasting time money and resources on a lawsuit which may not have been necessary in the first place Comparative Fault When it comes to an automobile accident one of the most important things you should consider is who is responsible A car accident lawyer can help you determine who is responsible and who you should sue Most states have a system of negligence that is comparative meaning that each party can be compensated depending on their contribution to the incident This is beneficial for drivers as it allows them to collect compensation for any injuries or losses However there are also some issues with this system and thats why it is advised to employ a seasoned car accident lawyer to fight for your right to claim compensation for your losses These lawyers can assist you get the most money possible from the driver who was at fault If the atfault driver is not insured and you are not insured you must pay for your medical bills and other expenses out of pocket This can quickly become a burden especially if your injuries are severe Fortunately there are some states that have a pure comparative fault system This allows all parties in the collision to collect damages even if they are 100 percent accountable for the crash This type of system is followed by thirteen states including California and Florida The drawback is that the amount of damages you could receive will be small This is because the courts will determine the percentage of fault that each party in the accident carries If you are found to be 80 percent at fault in an accident you will only recover 40 of your financial damages This could be an issue if the crash caused you to suffer serious injuries or if you lost a significant amount of work hours There are other kinds of system of comparative negligence that allow all drivers to claim their damages even if they are partially at the fault They include contributory negligence pure comparative fault and modified comparative fault Hire an attorney If youre injured in a car crash there are a variety of reasons to hire an attorney An attorney can assist you in filing claims with your own insurance company and negotiate with the insurance company of the other driver on your behalf and even file a personal injury suit against the other party Based on the severity of your injuries depending on your injuries compensation may be required in order to treat the pain and suffering You could also require compensation for medical expenses loss of wages or other damages A skilled lawyer will know what you can expect so that you dont accept less than you should A car accident attorney can assist you in negotiating with insurance companies to ensure you get fair compensation If your insurance company denies your claim or offers a settlement that doesnt fully cover your damages your attorney can appeal to the court and fight for the compensation youre entitled to An experienced lawyer will help you establish which laws apply to your particular situation and how the local court system interprets them This will help you save time on paperwork and research while focusing on recovering from injuries They can also assist you to calculate damages like medical costs as well as lost income and diminished earning capacity This will help you obtain the funds you need to cover your expenses and recover from your injuries If your injuries are severe they may require an enormous amount of compensation to cover doctors visits surgery physical therapies and prescription medication These damages could also help you cope with the longterm effects of your injuries such as chronic pain or mental distress A lawyer will establish that the driver who caused the accident was accountable for your injuries and financial losses This can be a challenge since a lot of factors go into determining who is at fault As soon as you can you should get in touch with an attorney This will allow them to investigate your case collect evidence and negotiate with the insurance company of the other party on your behalf The top car accident lawyers near me will have a proven history of fighting for rights of the victims cedar rapids car accident lawyers know how to obtain huge verdicts and settlements in the faces of insurance companies efforts to lower the value of your claim