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Car Accidents Lawyers Near Me Car accidents are among the leading causes of injuries and death in the United States They can be extremely devastating emotionally physically as well as financially for victims and their families If the negligence of someone else results in a car accident the victim may be legally able to file a suit and recover compensation The process can be complex and often requires a lawyer to look into the accident scene gather evidence and bargain with insurance companies Insurance Coverage If youve suffered injury or property damage as a result of an automobile accident It is essential to know your rights to compensation Insurance is one of the most significant sources of financial recovery The policy you have with you could cover medical expenses repairs or replacement of damaged vehicles as well as lost income while recovering from your injuries Your insurance provider will only pay the policy limits If your injuries are severe or require a substantial amount of ongoing medical treatment and treatment the cost of these expenses can easily exceed your insurance coverage limits In these situations the possibility of suing could provide the chance to recover larger amounts of money for the losses you have suffered Employing a seasoned New York City auto accident attorney is the best way to receive the financial compensation you deserve after an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation irrespective of what type of insurance coverage you have You may also sue to recover damages for suffering and pain that is not covered by insurance These kinds of losses are often very real and you deserve to receive an adequate and fair settlement for your pain loss of enjoyment and emotional stress A lot of people dont realize that insurance companies have the legal duty to defend This is part of your liability insurance policy It means that the insurer will offer you an attorney in the event that you are sued for the consequences of an automobile accident This is a great option because it makes sure that you dont have to cover the expenses of defending yourself in court This can be especially beneficial in cases of hitandrun accidents in which the other driver might not have insurance In these instances the Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical costs and other expenses while the policy of the driver at fault is paid You must notify your insurance company within a certain period of time following an accident This period of time may be as short as five or ten days according to your policy If you do not do so the insurance company can void your insurance and refuse to provide you with a lawyer or coverage in case of a lawsuit Statute of limitations The statute of limitations is a statute that outlines how long after certain events it is possible to file legal action against a person or a business The statute of limitations may affect the amount and duration of time you have to file a personal injury lawsuit or wrongfuldeath lawsuit In New York the statutes of limitations usually run for three years after the date of the accident however there could be exceptions It may be longer in the case of wrongful death so its essential to contact an attorney for car accidents near me as soon as possible to ensure that all deadlines are met and your rights protected One of the most important aspects to know about the statute of limitations is that if you do not meet the deadline your claim will probably be timebarred and denied If theres no rare exception the chances of winning a case are nearly null This is because the courts will typically refuse to consider your case based on the law that states that you must make a personal injury claim within three years from the date of the underlying accident This is true for any lawsuit that is related to an accident that involves a vehicle whether youre seeking compensation for your own injuries or the injuries of a loved one You can also sue to seek repairs or replacements for your vehicle or other property damaged in the crash Another significant exception to the statute of limitations is if youre not a minor at the time of your accident The statute of limitations is extended until the victim is 18 years old redirected here is because of the tolling law that is a notion in the law that states courts treat minors as adults when they sustained their injury This could be a major problem if youre trying seek a personal injury claim against an insurance company Since the adjuster for insurance knows that youre not allowed to sue beyond the statute of limitations It will be a struggle to negotiate a fair settlement your behalf This could result in you having to waste time and resources as well as money on the case that might not have been needed in the first place Comparative Fault In the event of an auto accident one of the most important things you should consider is who is at fault In the case of your state an attorney for car accidents can help you determine who is at fault and who you should sue for compensation The majority of states have the concept of comparative negligence which means that each person involved in the incident can collect damages based on how much they contributed to the crash This is a great idea for drivers since it allows them to collect compensation for injuries and losses However there are also certain issues with this system which is why it is advised to employ a seasoned car accident lawyer to fight for your right to receive financial compensation for your injuries These attorneys can help you get the most money possible from the person who caused the accident Youll be responsible for paying your medical bills as well as other expenses when the driver who caused the accident has no insurance This can quickly add up especially if you suffer serious injuries There are a few states that have a system of comparative fault which is completely independent This allows all parties to the collision to claim damages even if they were 99 percent at the fault This type of system is used by thirteen states including California and Florida However the drawback is that youll only be able to collect a minimal amount of damages This is because the courts determine the percentage of fault that each party involved in the incident is responsible for This means that if you were found to be 80 percent at fault for the accident you may only recover 40 percent of your financial damages This could be problematic if the incident caused you to suffer serious injuries or even lose a large amount of time at work There are also other systems of comparative negligence which permit drivers to claim damages even if their fault is just a small part There are three kinds of comparative negligence which are contributory negligence pure comparative blame and modified comparative liability Hire an attorney If youre injured in a car crash there are a variety of reasons to hire an attorney An attorney can assist you in filing a claim with your insurance company and negotiate with the insurance company of the other driver on your behalf and file an injury lawsuit against the other party Depending on the extent of your injuries depending on your injuries compensation may be required for the pain and suffering There may also be compensation for expenses for medical bills lost wages or other damages A professional lawyer knows how much you can ask for to ensure that you do not settle for less than you deserve A lawyer who handles car accidents can negotiate with insurance companies and help you find fair compensation Your lawyer can bring your case to the court if your insurance company denies you or offers a settlement which does not fully cover your damages An experienced lawyer can assist you in determining which laws apply to your particular situation and how local courts interpret the laws This knowledge will save you time on paperwork and research while allowing you to concentrate on your recovery You can also use them to calculate damages including medical expenses lost income and diminished earning potential This will help you obtain the money you need to pay for your damages and recover from your injuries If your injuries are severe they may require an extensive amount of compensation to pay for consultations with a doctor surgery physical therapy prescription drugs These damages can also help you cope with the longterm consequences of your injuries such as mental and physical pain that is constant A lawyer will attempt to demonstrate that the other driver was the one responsible for your injuries and financial loss This can be a challenge because a variety of factors play into determining who is at fault You should consult a lawyer immediately following the accident This will enable them to examine your case gather evidence and bargain with the insurance company of the other party on your behalf The top car accident lawyers near me will have a solid track record of fighting for the rights of injured victims Theyll know how to obtain huge settlements and verdicts in face of insurance companies attempts to diminish the value of your claim