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How to File a Car Accident Lawsuit A car accident also known as a traffic collision occurs when one vehicle collides with another vehicle or with a stationary object like an animal or pedestrian If you or someone else is responsible you may file a lawsuit You could be responsible for medical expenses lost wages or property damage For more information about your insurance if injured in a car crash Contact them Uninsured motorist coverage It is important to know the rights you have under your policy should you be involved in a car crash caused by an uninsured driver Even in the event that the other driver is not at fault your policy still grants you rights This coverage will provide up to 20 of the damages caused by another driver When you are in a car crash with an uninsured driver it is important to contact the insurance company of the driver without insurance as soon as possible Youll need to provide them with the details of your accident and provide the details of the incident You can also call your insurance provider to get an explanation of your coverage limits The uninsured motorist policy will cover the hospital bill even if the driver isnt insured The minimum coverage is 50000 which is typically not enough to cover the expenses of an injury that is severe If you require extensive treatment that could result in financial ruin for your family and yourself In addition to your uninsured motorist coverage you should also have collision insurance coverage in case of an accident involving an uninsured driver Collision insurance coverage will aid you in fixing your car in the event that you are involved in an accident However uninsured motorist insurance will not be able to guarantee you anything But it will give you peace of mind after an accident Uninsured motorist coverage covers you for the cost of damages in the event that the other driver does not have insurance or has not enough coverage This coverage will cover medical expenses and damages should you be injured You will be paid according to your policys limits in the event that the driver who is driving is not insured Class action lawsuits for car accidents Car accident lawsuits usually last for several months or even years depending on the type of lawsuit and the parties ability to settle The process begins with a complaint that includes a list of claims and justifications Legal counsel then examines the entire documentation which includes medical records police reports and bills The process may also include interrogatories which are a set of questions the plaintiff must answer under an oath If you or a loved one has been injured in a crash it is essential to collect evidence Photographs of the scene police reports as well as medical records are important Be sure to obtain the contact details for witnesses Your case will be aided when you contact the police and share details with the other driver If the other driver involved in the accident was negligent or lacked insurance It may be possible to hold them accountable These types of claims have the potential to result in punitive damages These penalties are intended to spur car manufacturers to provide safer cars glendale car accident lawyers You Tube can also seek compensation in different circumstances even if they do not prove negligence The party who suffered the injury is entitled to damages according to a variety factors These include the severity of the injury and whether the injured person will require years of care If the injuries are severe enough to warrant surgery the damages will be greater Economic losses may include lost wages and reduced earning capacity and compensatory damages Incorrect road conditions can result in injuries in car accidents If these conditions arent rectified the person who was injured could be able to sue the government for compensation Damages resulting from car accidents It is necessary to determine the amount of damages you are entitled to if you have been in an accident with a vehicle There are many variables which can impact the amount you can claim The severity of your injuries must be considered The greater the severity of your injuries the greater the damage You can also seek damages for medical costs or property damage to your vehicle Punitive damages are also sought These damages are typically more severe than compensatory damages They are meant to punish the defendant and send a message that others will not make the same mistakes They are typically granted in cases involving serious injury or death You may be eligible to receive compensation for lost wages as well as your medical bills You can claim these expenses under the personal injury law which covers the majority of car accidents Economic damages include medical expenses and ambulance transport costs while noneconomic damages are not as common Personal property can also be claimed for repair or replacement Your car is likely to be the most obvious asset however your clothes or jewelry as well as other personal possessions may be admissible Apart from financial damages you may also claim damages for emotional pain and suffering These costs can quickly add up You may also be able to claim the costs you pay to let someone else mow your lawn if you cannot Noneconomic damages can include loss of companionship or consortium mental anguish pain and suffering If you were the victim of a car accident caused by negligence of another You may be entitled to compensation These damages could be used to pay for property damage medical bills and other losses that are not economic In some states you may also recover punitive damages Notifying your insurer after an auto accident Contacting your insurance company is the first step to do after an accident This is to be done as soon as possible especially when youre hospitalized or injured If you fail to notify your insurance company within a predetermined time frame your insurance could refuse coverage It is also recommended to follow up with your insurer to determine the next steps to follow Youll need to supply your insurance company with details of the car accident The insurance company should include your name contact details and any other pertinent details Its also important to exchange insurance information with other drivers involved in the collision You shouldnt discuss insurance limits or fault with other drivers until you have spoken with an attorney If youre involved in an auto accident you should report the accident to your insurance company within 24 hours This will ensure that you dont face delays in the processing of your claim If youre at the scene of the crash you can even report the accident at the scene Remember that notifying your insurance provider immediately after a crash will prevent your insurer from delaying your claim In some cases there are times when you dont need to contact your insurance provider This is especially true when you were not at fault in the incident It is still advisable to submit an MV104 to the Department of Motor Vehicles In some cases car accidents claims are filed with multiple insurance companies such as your nofault insurance as well as the liability insurance for the atfault driver Your insurer might ask for explanations This will help them determine whether its a fair time to file a claim If youve been involved in a minor accident and you want to reduce the amount of your premium by opting for an accident forgiveness plan However this option will require an impeccable driving record Capturing the scene of the accident Taking pictures at the scene of an accident can be helpful in a claim for insurance or legal Accident scenes are constantly changing and you dont want to miss a moment You may see a scene change or the lighting or road conditions might be different or there could be broken glass or skid marks There will be multiple photos to capture the complete scene of a car accident The pictures you snap should be general views as well as closeups of damaged vehicles You should also take photos of traffic light signs and traffic signals The photos should also include the license plates of the cars if possible You can also use outside cameras offered by nearby businesses and governmental offices to capture images of the scene of the accident Besides photos of the vehicles and the damage its important to also take pictures of witnesses It is also possible to take pictures of road conditions as well as fallen branches You can also capture all the crucial elements of an accident scene The photos of the scene of the crash is vital if you intend to submit an insurance claim These photographs can be used as evidence and can be used to provide details to your lawyer It could aid in winning your case If you are seriously injured you might not be able to take pictures at the scene Photographing the scene of the accident plays essential to prove your case and obtaining compensation This will not only aid in your insurance claims but youll also be in a position to use the photos as evidence The photos will help your attorney determine what evidence you need to show