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Car Accidents Lawyers Near Me Car accidents are one of the leading causes of injury and death in the United States They can be extremely devastating physically emotionally and financially for the victims as well as their families If negligence by someone else causes a car accident or other accident the victim may be capable of filing a lawsuit and recover compensation This process can be complicated and often requires a lawyer to investigate the crash scene collect evidence and discuss with insurance companies Insurance Coverage It is crucial to know your rights to compensation if youve been injured or have suffered property damage in an accident Insurance is one of the most important sources of financial recovery Your policy may cover your medical expenses repairs or replacement of damaged vehicles and lost income while recovering from your injuries However your insurance company will only cover up to the limits of your policy If your injuries are serious or require a significant amount of ongoing medical treatment The cost of these expenses can easily exceed insurance coverage limits In these situations a lawsuit might offer the opportunity to recover larger amounts of money for the losses you have suffered Engaging a knowledgeable New York City auto accident attorney is the best method to secure the financial compensation you are entitled to after an accident Our team at The Law Offices of Benjamin Disraeli will fight to protect your rights and maximize your compensation regardless of the type of insurance youve got A lawsuit can also help you get damages for pain and suffering that arent covered by your insurance company These kinds of losses are often very real and youre entitled to the full and fair amount of compensation for your pain and loss of enjoyment and emotional distress Insurance companies have the duty to defend which is a contract This is part of the liability insurance policy It implies that the insurance company will offer a lawyer if you are sued for damages caused by an auto accident This is a great thing as it allows you to make sure that you dont need to pay the costs of the legal defense you need to take This can be especially beneficial in cases of hitandrun accidents where the other driver might not have any coverage In these instances your Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical costs and other losses while the atfault motorists policy is paid You Tube must contact your insurance provider within a predetermined time frame following an accident This period of time could be as little as five or ten days subject to the terms of your policy If you do not comply the insurer may void your policy and deny to cover you or provide you with an attorney in the event that you are sued Statute of limitations The statute of limitations is a law that outlines how long after certain events it is possible to take legal action against a person or a company It can affect how long you have to start a personal injury or wrongful death lawsuit as well as the amount of damages you receive Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule It could be extended in the case of wrongful deaths so its important to reach out to a car accidents lawyer near me as soon as you can to ensure that all deadlines are followed and your rights are protected If you miss the statute of limitation your claim is almost certain to be denied and timebarred Except for rare exception your chances of winning a case are nearly none This is because a court is almost always unable to take your case on the basis on the law which states that you must make a personal injury claim within three years from the date of your underlying accident This is true in any lawsuit arising from an accident in the car whether youre seeking compensation for your personal injuries or those of a loved one You can also sue to get repairs or replacements done to your vehicle or other property damaged in the crash If you were a minor when your accident occurred theres another noteworthy exception to the Statute of Limitations The statute of limitations is suspended until the victim turns 18 years old This is due to the tolling law which is a term in the law which states that courts treat minors as adults at the time they suffered their injury If youre trying to file a claim for personal injury against an insurance company this could be a major problem Because the insurance adjuster is aware that youre not permitted to sue outside of the statute of limitations which is why its difficult to reach a fair settlement on your behalf This could result in you wasting time money and resources on a lawsuit which may not be necessary in the first in the first Comparative Fault In a car crash it is crucial to determine who is at fault A lawyer who is involved in car accidents can assist you in determining who is at fault and whom you should sue The majority of states have a comparative negligence system which means that every person involved in the incident may be awarded damages based on how much they contributed to the crash This is a good option for drivers since it allows them to collect compensation for losses and injuries However there are some problems with this system and it is advised to seek out an experienced car accident lawyer to defend your right to claim compensation for your damages They can help you get the best settlement possible from the driver at fault If the driver at fault does not have insurance then youll have to pay for medical bills and other expenses out of your own pocket This can quickly increase especially if your injuries are severe There are states that recognize a pure comparative fault system which allows all parties involved in the collision to recover damages even if theyre 100 percent responsible for the collision Thirteen states including California Florida and other states are using this kind of system But the downside is that youll be not able to collect a substantial amount of damages This is because the courts determine the amount of blame that each person involved in the incident is responsible for If you find yourself to be 80 at fault for an accident you can only claim 40 of the monetary damages This could be an issue if the crash caused you to suffer severe injuries or to lose a significant amount of time at work Luckily there are other types of comparative negligence systems that allow any driver to claim their damages even if they were at fault There are three types of comparative negligence which are contributory negligence pure comparative blame and modified comparative liability Hire an Attorney If youve been injured in a car crash there are plenty of reasons why you should hire an attorney A lawyer can assist you to file a claim with your insurance company deal with the other drivers insurance company on your behalf or file a personal injury suit against the other party Depending on the severity of the injuries you sustained you could require compensation for pain and suffering medical expenses lost wages or other damages A competent lawyer will know how much you can ask for to ensure that you do not settle for less than what you deserve A car accident attorney can help you negotiate with insurance companies to ensure that you get fair compensation Your lawyer can take your case to court if your insurance provider refuses to accept your claim or offers a settlement that does not fully cover your damages An experienced attorney can help you determine which laws apply to your particular situation and how the local courts interpret them This will save you time on paperwork and research while allowing you to focus on your recovery You can also make use of them to calculate damages such as medical costs or lost income as well as a diminished earning potential This will allow you to get the funds you require to cover your damages and recover from your injuries If your injuries are severe they may require a large amount of compensation to cover doctors visits surgery physical therapy as well as prescription medication These damages can help you cope with the longterm consequences of your injuries such as mental and physical pain that is constant A lawyer will attempt to establish that the other driver was responsible for your injuries and financial losses This can be a daunting task as there are a lot of aspects that determine the fault It is recommended that you speak to an attorney within the shortest time possible following the crash This will enable them to examine your case gather evidence and bargain with the insurance company of the other party on your behalf The top car accident lawyers near me must have a proven track record of fighting for the rights of injured victims They will be able to secure massive settlements and verdicts in opposition to insurance companies attempts to decrease the value of your claim