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Car Accidents Lawyers Near Me In the United States car accidents are the leading cause of injury and death They can be devastating for the families of victims both emotionally and physically If negligence by someone else causes a car crash the victim may be entitled to compensation This process isnt easy and often requires a lawyer to examine the accident scene gather evidence and discuss with insurance companies Insurance Coverage If you have suffered injuries or property damage from an accident in your car it is essential to know your rights to be compensated One of the primary sources of financial recovery is insurance Your policy may cover your medical expenses repair or replacement of damaged vehicles as well as lost income while you recover from your injuries Your insurance company will pay the limits of your policy If your injuries are serious or require a large amount of ongoing medical attention Your insurance limits may not be sufficient to cover the expenses In these instances a lawsuit might offer the chance to recover larger amounts of money for your losses The best method to ensure you receive the financial compensation you deserve after an accident is to hire an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli will fight for your rights and maximize your compensation regardless of the type of insurance youve got A lawsuit can also help you get damages for pain and suffering which are not covered by your insurance company These kinds of losses are usually very real and youre entitled to full and fair compensation for the pain as well as loss of enjoyment and emotional distress Most people dont know that insurance companies have a contractual duty to defend This is part of your liability insurance policy This means that the insurer will offer a lawyer if you are sued for damages from an auto accident This is a good thing because it helps make sure that you dont have to personally cover the cost of defending yourself in court This can be particularly helpful in cases of hitandrun accidents where the other driver may not have any coverage In such instances the Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical costs and other losses while the policy of the atfault driver is paid You must notify your insurance company within a specific period of time following an accident The timeframe may be as short as five or ten days depending on your policy If you fail to comply the insurer could cancel the policy and refuse to cover you or provide you with an attorney if you are sued Statute of limitations The statute of limitations is a law that says how long following certain events you are able to file legal action against an individual or company It may affect the length of time you are required to start a personal injury or wrongfuldeath lawsuit and the amount of damages that you can claim Typically the statute of limitations is three years from the date of the accident in New York but there are exceptions to this rule In cases of wrongful death the statute of limitations could be extended It is crucial to speak with a car accident lawyer near me right away to ensure all deadlines are adhered to One of the most important aspects to know about the statute of limitations is that if you fail to meet it the claim will almost certainly be timebarred and denied The chances of winning nearly zero unless you have an exceptional circumstance The court will likely not be able to hear your case if do not make a personal injury claim within three years of the date of the accident Thats the same for any car accidentrelated lawsuit regardless of whether its for injuries to you or a loved one or the repair or replacement of your vehicle or other property damaged by the collision Another noteworthy exception to the limitation period is if youre not a minor at the time of your accident In particular under the law of tolling which is a legal concept that means courts treat a minor as when they were adults at the time of their injury the statute limitations is suspended until the victim reaches age of 18 in order to file a claim This could be a huge issue if youre attempting to file a personal injury lawsuit against an insurance company Since the insurance adjuster knows that youre not able to sue outside of the time limit and therefore it can be a challenge to negotiate a fair settlement on your behalf This can result in you wasting valuable time and resources as well as money on cases that may not have been necessary in the first place Comparative Fault In the event of an automobile accident one of the most important aspects you should think about is who is responsible Based on the state you live in an attorney for car accidents can assist you in determining who is at fault and whom you should sue for compensation Most states employ the concept of comparative negligence which means that each participant in the accident can collect damages based on the amount they contributed to the crash This is a great thing for drivers as it allows them to collect compensation for injuries and losses There are a few problems with the system This is why you should employ a skilled lawyer for your car accident to advocate on your behalf to get monetary compensation for injuries They can make sure that you have the best chance of obtaining an appropriate settlement from the driver who was at fault If the driver at fault does not have insurance and you are not insured you must pay for your medical bills and other expenses out of your own pocket This can quickly add up particularly if your injuries are severe There are states that have a pure comparative fault system which allows all parties involved in the collision to recover damages even if theyre 100 responsible for the wreck Thirteen states which include California Florida and other states are using this kind of system However the drawback is that youll be able to collect a minimal amount of damages This is because the courts will determine the percentage of fault each party to the accident is accountable for This means that if you were found to be 80 at fault for the accident You can only recover 40 percent of your damages This can be a problem if the accident caused you to suffer serious injuries or if you lost a significant amount of work hours There are also other systems of comparative negligence which allow drivers to claim damages even if their fault is only an insignificant portion There are three types of comparative negligence that are contributory negligence pure comparative blame and modified comparative liability Hire an attorney There are a variety of reasons to employ an accident lawyer if youve been injured in a car crash An attorney can assist you in filing an insurance claim with your own insurance company negotiate with the insurance company of the other driver on your behalf and file an injury lawsuit against the other driver Depending on the extent of your injuries it is possible to seek compensation for pain and suffering It is also possible to get compensation for medical expenses or lost wages as well as other damages A good lawyer will know how much to ask for so that you dont pay for less than you deserve A lawyer for car accidents can assist you in negotiating with insurance companies to ensure you are compensated fairly Your lawyer can present your case in the court if the insurance company refuses you compensation or offers a settlement that does not fully cover your damages austin car accident lawsuits can help you establish the law that applies to your case and how the local court system interprets these laws This will help you save time on paperwork and research while allowing you to focus on your recovery You can also use them to calculate the amount of damages such as medical costs loss of income and diminished earning potential This will allow you to get the money you require to cover your expenses and recover from your injuries If your injuries are severe you may need an amount of compensation to pay for surgeries doctors appointments or physical therapy as well as prescription drugs These damages can help you cope with the longterm effects of your injuries like chronic pain and mental suffering A lawyer will attempt to establish that the other driver was the one responsible for your injuries and financial loss This can be a challenge since a lot of factors go into determining fault As soon as you can you should get in touch with an attorney as soon as you can This will allow them to examine your case gather evidence and discuss with the insurance company of the other party on your behalf The best car accidents lawyers near me will have a solid track record of fighting for rights of the victims They will know how to secure large settlements and verdicts when insurance companies try to reduce the value your claim