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What You Should Know About Car Accident Compensation You must be aware of your rights in the event that you are involved in a car accident As a victim you have certain rights including the right to seek compensation for economic and noneconomic damage as also medical expenses This article will provide information on how to pursue compensation as well as the timeframe Noneconomic damage You can also be awarded noneconomic damages for things such as pain and suffering emotional distress or loss of consortium These damages can have a major impact on your standard of living These losses could affect your ability to work or care for your family Your case will determine the amount of noneconomic damages to which you are entitled to Noneconomic damages are the intangible aspect of a personal injury claim and are often the hardest to quantify These damages concern your emotional and physical wellbeing as well as any changes to your life that were caused by the accident These may include physical discomfort and pain psychological pain and selfesteem loss scarring and loss of consortium Noneconomic damages are similar to economic damages however they are not calculated with the same accuracy They can include suffering and pain disability loss of earning capacity disfigurement and loss of enjoyment of life They could also include other types of losses like the inability to enjoy certain activities or deteriorating of a previous condition In addition to emotional and physical injuries noneconomic damages could include the loss of consortium of a spouse In addition to economic damages noneconomic damages are also crucial when filing a car crash compensation claim These types of damages are intended to compensate the intangible impacts of the accident Injuries can cause immense medical costs and suffering The emotional effects of an accident can be severe These damages can be compensated with a claim for noneconomic damages which will allow the victim to maintain a healthy normal life Noneconomic damages can be extremely difficult to calculate There is no limit to the amount of noneconomic damage that can be awarded However its dependent on the severity of your injuries and the amount of suffering and pain youre in The greater the severity of the suffering and pain the greater the compensation amount that you could expect to receive Economic damages Economic damages refer to personal injuries which can cause financial damage These damages typically require months or even years of work These damages include reduced earning capacity future and past medical care and damage to property They are determined using a multiplier ranging from 15 and five depending on the severity of the injury The greater the pain and suffering is the greater the value of economic damages There are a myriad of factors which affect the amount a person can recover from a car crash Economic damages include lost wages medical costs and the value of time of others Some of these costs are immediate whereas others arent Based on the severity of the injuries you might be required to consider the cost of repair or replacement of the property Other damages include pain suffering and other damages The plaintiff must be able show that the person was aware of the pain they endured Any subjectively perceived disabilities should be included in the damages Noneconomic damages include loss of consortium This is when the person is without affection or comfort or companionship Other types of economic loss include property damage lost earnings and other kinds These are the most common kinds of car accident compensation claims You may be entitled to compensation for your vehicles repair or replacement the loss of wages as well as transportation costs You may also be eligible for compensation if your car is damaged to the point of total loss The amount of economic damages is crucial because it covers the costs in the event of an accident It is important to remember that the cost of medical treatment and lost wages are not insignificant It is crucial to keep track of all expenses including medical bills and lost income Timeline to obtain compensation The process of obtaining compensation for an accident isnt easy but there are steps to follow to make the most of it One of the most important steps is to gather evidence to support your claim These documents could include medical records estimates of damage to property and verifications of wage loss The process can last between two and six months First it is essential that you hire a qualified attorney Your lawyer is the best person to help build your case and represent you before the insurance company Once you have hired an attorney they will start building your case Your lawyer will gather evidence and inform the insurance company about your intention to pursue They will have between 30 and 45 days to reply Your lawyer will gather all medical records including those from prior to the accident to help build your case After you have gathered the evidence and submitted a claim for compensation the next step is to write a demand letter to the insurance company The letter should include details about the accident the injuries and your expenses The letter will begin the auto accident settlement process The insurance company will make a claim In merced car accident lawsuit youtubecom of instances the insurance company will respond to your request within 10 business days It is important to seek medical attention when your injury is serious It can take weeks or months to fully recover from car accident A lawyer can assist you navigate the process and help determine the amount of youre entitled to Depending on the severity of your injuries the process could take months To determine the worth of your claim your lawyer might need to consult medical and financial experts Medical expenses If youre involved in a car accident medical bills can be quite expensive They can cost as much as 20000 or more depending on the type of injury you suffered The expenses could include ambulance service as well as chiropractic care surgeries rehabilitation services and much more These expenses can be covered by your health insurance but you might have to pay for them yourself In some instances you may receive reimbursement from your insurance company Medicare or Medicaid The majority of the time medical expenses are covered by the car accident compensation Some policies also cover mileage for medical appointments But be sure to keep all receipts so that you can show what you paid for in advance Otherwise your insurance provider will not pay for outofpocket expenses After youve filed a claim the negligent drivers insurance company might pay a percentage of your medical bills However its important to remember that lawsuits may take a long time to be resolved Its possible that you wont be capable of paying your bills during this time In many cases medical bills are paid by the party who was at fault however they wont be paid immediately The procedure for getting these expenses paid will depend on the nature of the accident and the insurance coverage Certain insurance policies allow injury claims to be submitted on a continual basis until the coverage limit is reached Lost wages You can claim car accident compensation for lost wages if you have been unable to work due to your injuries You are entitled to compensation for the loss of wages for up to 2 months after the accident In addition to the loss of wages you also have the right to compensation for psychological injuries that youve sustained due to the accident Most of the time the insurance company will pay your lost wages as it is proven that the other driver is responsible for the crash If the other driver is not insured or has insurance or has a limited coverage you can file an application through your personal injury protection insurance In certain cases it is mandatory to start a personal injury lawsuit to recover lost wages It is important to take time off from work following a crash to heal from your injuries If you dont take time off from work can result in severe injuries or death You must prove that your injuries prevented the loss of earnings before you can claim lost wage compensation If you were selfemployed you must be able to prove your regular earnings You can also claim tips or nonsalary benefits that you lost as a result of the accident It is crucial that you submit your claim for car accident compensation for lost wages with the insurance company as soon as you can following the incident Include all pertinent information about the accident Your lost wage claim must be received by the insurance company within 30 days of the accident If you do not receive your claim by the deadline then you must provide an official document