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How to File a Car Accident Claim A car accident can be stressful You should know the steps to follow when you are planning to file a claim regardless of whether the accident was your fault or not One of the first things you should do is call the police to report the accident A police report can help your insurer determine who was responsible 1 Contact the Police If youre involved in a car accident its crucial to call the police as quickly as you can This will let you gather crucial information including witness statements and insurance details that can be used in court Often its not immediately clear whos responsible for an accident This can create an uneasy situation However an investigation by a police officer can aid in determining the issue When the police arrive theyll take witness statements and collect evidence to help determine who is at fault in the accident This will help you determine what compensation you might be entitled to Police may also conduct roadside checks to determine if the driver is under the influence of alcohol or drugs This is a good idea if you suspect that the driver was under the influence at the moment of the accident You must immediately notify any injuries to the police This will give the authorities time to evaluate the damage and take photographs of the scene YouTube should also collect the name address telephone number and drivers license number of everyone involved in the incident This will allow authorities to locate them should they decide to investigate the case further in the future After youve gathered all relevant information contact your insurance company and file a claim to cover the damage that was caused by the accident This will ensure that you are protected from any damages and medical expenses that could have occurred Speak to witnesses on the scene as quickly as possible and collect their names and addresses so that you can provide authorities This is particularly important if you have to present evidence to prove your case in court Photograph the scene of the accident and any skid marks This will be important for proving how the accident happened and what kind of damage was done to your vehicle 2 Gather Information Its worth taking the time to gather as much information as possible before calling your insurance provider and the police to report a accident This will aid you and your lawyer better understand the causes of the accident and also the kind of damages that must be paid This could include photos and videos of the scene of the crash medical records photos and information about the cars involved You can also gather information about the weather and other relevant factors that could assist you in proving your case It is recommended to keep these documents in a secure location where they wont be lost or misplaced so you can refer to them in the future Its also beneficial to have the correct documents available to prove your claim in court should the need arise This information can also be used to make a thorough model of the cars damages which will be useful in determining the amount of compensation youll receive in court This is a great method to make sure your insurance policy will cover the damages that have been done To find out more about car accident and how to have your claim filed properly call KWFDM today to set up an appointment for a nocost consultation with one of our car accident lawyers in Atlanta Well guide you through the process stepbystep so that you know what to expect and also enjoy the peace of mind that comes from having an experienced legal advocate to assist you 3 Get in touch with your insurance company Contact your insurance company if injured or your vehicle is damaged by a car accident It is likely that your insurance policy will require you to notify them within a particular period of time While you wait for your insurance companys response take notes on the incident This will assist you in establishing your good faith accident report effort and can be useful in getting compensation for the other driver You might also wish to gather the other drivers license number as well as the vehicles make and model and insurance details This will help you determine who was at fault for the incident and how to proceed with your claim If the police arrive you should exchange information with them in addition This could include your address name phone number insurance companys policy number and drivers license or ID card Request a copy of the police report of the other driver Sometimes the version of events offered by the other driver could differ from yours This could lead to an unanswered claim Insurance companies can also deny claims if a person is unable to seek medical treatment following an accident This can be extremely damaging if the other partys insurer makes use of it to claim that your injury was not caused by the accident Always visit a doctor as soon as you can following an accident Make sure you provide any medical records that you have This will allow the insurance adjuster to know what caused your injuries and what youre going through It is also advisable to check your insurance policy to make sure that you have adequate coverage for uninsured or underinsured drivers These are crucial policies to have since they will protect you in the event that you are struck by a driver who doesnt have enough insurance or not have insurance at all After you have contacted your insurance company and been diligent in attempting to file a car accident claim its time to talk to an attorney about your options An experienced attorney can evaluate your case and ensure you have all the required legal documentation to support your claim 4 Contact an attorney Even even if its your fault a car crash could be frightening You could suffer serious injuries that require medical attention costly repairs and emotional stress New York law offers a method to recover compensation for these and other losses You can get compensation for your car accident But there are some things to consider before you start contacting an attorney The first step is to take care of your health and property If youve been injured in a car accident your first priority is to get you and your vehicle fixed To accomplish this youll need to contact your insurance company Theyll want to know the details of your accident Be prepared to provide them your police report and a detailed description Once they have received your information An adjuster will then contact you The adjuster will inspect your vehicle to determine the cost of repairs This could mean having your vehicle be examined by an auto body shop that is certified Insurance adjusters also ask whether you have an uninsured driver coverage This is important as it helps fill in the gap between your primary insurance and that of the other driver To safeguard yourself from increasing premiums and other issues in your insurance coverage you should inform your insurance company right away about the incident Your claim could be denied if you hold off too long Be Patient Throughout This Process The adjuster will look at the damage to your vehicle and determine how much you are entitled to from your insurance company Theyll need to collect the records and bills from your doctor as well as your own records of previous medical injuries and treatments Most likely your insurance adjuster will present you with a lowball settlement These offers are often made by adjusters for insurance in an attempt to reduce their liabilities and save money An experienced lawyer in car accidents can make sure you get all the compensation youre entitled to They can also help you get fair treatment from the people accountable for your injuries or the damages