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What Is Injury Compensation Injury compensation is a sum of money given to injured workers to cover their losses from workplace accidents These losses can include medical bills lost wages and future income in addition to loss of enjoyment of lifechanging injuries The money can be obtained in two ways through a settlement or by filing a lawsuit A lawyer can review the case and inform you which one is best for you Medical Treatment Medical treatment is a significant component of your injury claim The insurance company will pay for reasonable and essential medical treatment This includes medical bills from health providers and specialists Also you can get reimbursement for prescriptions and nonprescription medications as you travel to and from medical appointments Depending on the severity of your injuries you could require assistive aids like canes wheelchairs or other special clothes You may also be able to claim reimbursements for home improvements such as ramps and stairlifts Medical costs include diagnostic tests to diagnose your injuries as well as to monitor your recovery You may also claim the cost of any surgery needed to treat your injury The Workers Compensation Board establishes guidelines for medical treatment for doctors to follow These guidelines allow your healthcare provider to provide most of your treatment without contacting the insurer for authorization Be sure to follow the recommendations of your health professional can greatly help your case If the defendant or the insurer finds that youve been avoiding appointments and playing tennis at weekends despite your injuries they might argue that your injuries arent as serious as you claim If youre regularly visiting healthcare professionals and receiving extensive medical treatment it could be necessary to admit that your injuries were serious Lost Wages Injuries can be physically painful however they can also be financially devastating financially The expenses associated with treatment typically add up quickly and victims of injuries must also cope with lost wages while recovering from their injuries If youve missed work due to injury you may be entitled to compensation Proving that you lost wages is a tense procedure that requires specific evidence It is crucial to include copies of your pay stubs from the past along with income tax documentation Your attorney can use these to substantiate the total amount of income you have lost due to your injury Your lost wages could comprise your regular hourly or salaried income possible overtime bonus payments commissions and more You can also include any benefits you no longer receive such as free meals or car allowances You also have the right to a reimbursement for days youve had to take vacation or sick days to cover the time you missed due to your injuries Your lawyer can determine the fair value of these days and then demand payment from the responsible party If your injury is longlasting your lawyer can also pursue compensation for future earnings This is a more complicated procedure that requires you to hire an accountant or forensic accountant to demonstrate your loss of future earning potential Medical expense Depending on the extent of your injuries you could have to pay for medical bills that put a strain on your financial security Serious injuries may also prevent you from earning money and working for a considerable amount of time This can cause a financial strain on you and your loved ones You are entitled to compensation for all medical expenses including ambulance rides doctor visits and xrays hospital treatment medication supplies and orthopedic appliances Additionally you are entitled to reimbursement for transportation costs to and from medical appointments including therapy Keep receipts for any medical expenses You will be reimbursed on the basis of actual costs To help negotiate attorneys and insurance companies typically rely on your billed amounts as the base to calculate medical special damages They will then multiply this amount by a multiplier of 15 to 5 to calculate general damages In general minor injuries will fall at the lower portion of this spectrum and longlasting injuries are on the upper end The Kocian Law Group has the expertise to ensure that you receive the full amount of medical compensation you are entitled to We will fight for insurers to pay the full amount suggested by your medical professionals even if they do not agree with the need or reasonableness Suffering and Pain The victim of an injury has the right to be compensated for the physical and emotional suffering and pain caused by his or her injuries Physical suffering and pain damages could include past and future medical treatment Anxiety stress shame embarrassment and sadness may also be considered It is difficult to place an appropriate value on the hurt and suffering caused by an accident especially when permanent injuries are involved such as being in a wheelchair or being blinded It is important that accident victims receive the assistance of an attorney who can gather adequate evidence to prove their losses In certain cases the injured party may settle a claim to avoid going to trial In most cases the insurance company will be involved in an agreement to settle The insurance company could utilize a multiplier or per diem method to calculate pain and suffering damages The courts employ the multiplier method as well as the per diem method to determine compensation for emotional and physical pain suffered in accidents Both methods have pros and cons but the final amount will be decided by the jury An experienced personal injury attorney can assist injured victims of accidents find the right evidence to support a claim for fair compensation injury law firm st charles at Adam S Kutner Associates can assist you with the investigation and preparation of your case for court or a settlement