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Car Accident Compensation in New York If youve suffered an accident you may be qualified to file an accident compensation claim You can file a claim for economic losses that exceed the limits of your policy and also for noneconomic damages But there are a few elements that can affect the amount of your claim If youve been severely injured you may claim damages in New York lawrence car accident attorney You Tube for filing an injury claim in a car accident If you were injured in an auto accident and suffered injuries you could be entitled to compensation You must take action within the time limit in your state New York has a three year statute of limitations for claims If you do not submit your claim within that period your claim could be rejected by the court You must notify your insurance company as quickly as you can Your insurer will provide you with a an estimated time to make a claim The clock begins to run from the date of the accident It is also important to notify the police as soon as you can Some symptoms may take several days or even weeks to manifest before they appear Following a car crash It is essential to document everything you can Take note of any evidence you discover at the scene and record all contact information of everyone involved It is difficult to remember the details of the accident so its important to have everything in order prior If youre not sure of the facts dont rush to start an action To ensure that you have most accurate evidence and information it is best to consult with an attorney The deadline for filing a car crash compensation claim varies from state state Most states permit you to file a claim within two to three years A court may deny your claim if you wait more than three years after an accident If you have the correct documents you can still submit a claim Factors that could affect the value of your claim There are many factors that affect the amount of compensation you may receive following a car accident The amount you claim will depend on the severity of your injuries the type and severity of the collision as well as the insurance policies of the driver who caused the accident Many times the policy of the other driver is either not insured or under insured which can affect the amount of compensation you are entitled to In addition to the damages you could receive for your accident your medical expenses lost wages and future medical expenses can all affect the value of your claim It is essential to adhere to certain rules when making an insurance claim for damages following an accident in the car First you must seek proper medical attention Medical records are essential to prove that you were injured and that you followed the doctors instructions If you didnt the records your insurer could challenge the severity of your injuries and deny your claim Additionally you must be aware of the types of injuries you sustain For example if youve suffered a severe brain injury the value of your claim may drop This is because severe TBI is often a factor in all aspects of a persons life including work driving and housework as well as participation in daily activities Because TBI is the most common cause of death and disability due to motor vehicle accidents insurance companies consider this when determining the worth of the claim The degree of the other drivers blame in the collision is another important factor Your compensation claim will be more effective when you can establish the other drivers fault You may not be able to receive all of the compensation you are entitled to if the other driver is partially to the fault Economic damages If you are the victim of an injury in the course of your personal life the best way to prove economic damages is to keep records of all your medical bills and days off from work as well as other expenses associated with your injury To document how many hours you were unable to work due to your injury Keep timesheets Additionally you should keep a pain diary and any mental health records that you might have Your economic losses could include expenses out of pocket as well as lost wages or property damage They are usually determined using a multiplier that ranges from 15 to five based on the severity of your injury The economic damages are often more severe for those who suffer from severe injuries For example if you were severely injured and were unable to work for longer than six months you may be eligible for a claim for pain and suffering of up to five times your annual income In addition to financial damages you could also be entitled to other types of compensation If youve suffered serious injuries you may be eligible for pain and suffering and the costs for reconstruction of your body Your lawyer can assist you in determining the amount of these noneconomic damages Your lawyer can also guide you on the best legal course of action to resolve these claims Other kinds of damages are more difficult to quantify however they are nevertheless important Noneconomic damages include pain and suffering as well as loss of consortium and emotional distress For these types of damages youll have to file a claim with the insurance company of the negligent driver Information from thirdparty sources A claim for compensation from a car accident can be used to cover a variety of expenses incurred for the victim such as medical expenses treatment fees and pain and suffering The thirdparty insurance provider will typically make a lumpsum offer in most cases It is important that you be aware of the amount they offer and how it can meet your needs If the offer doesnt meet your expectations then you must reject it and refrain from signing any contract