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Car Accidents Lawyers Near Me Car accidents are among the leading causes of injury and death in the United States They can be extremely devastating physically emotionally and financially for victims and their families If someone elses negligence results in a car accident the victim could be entitled to compensation This process isnt easy and often requires a lawyer to examine the crash scene collect evidence and discuss with insurance companies Insurance Coverage If youve suffered injuries or property damage in the course of a car crash it is crucial to know your rights to be compensated One of the primary sources of financial recovery is insurance The policy you have with you could cover medical expenses repairs or replacement of damaged vehicles as well as the loss of income in the process of recovering from your injuries Your insurance provider will only pay the policy limits If your injuries are severe or require a lot of ongoing medical attention the coverage limits might not be enough to cover the costs In these instances an action lawsuit could offer the chance to recover greater amounts of money for your losses Employing a seasoned New York City auto accident attorney is the best option to get the financial compensation that you deserve after an accident Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation no matter the type of insurance coverage you have A lawsuit may also allow you to obtain damages for pain and suffering that arent covered by your insurance company These types of injuries can be real and you deserve to be compensated for your suffering loss and emotional suffering Insurance companies have an duty to defend which is a contractual obligation why not try this out is part of your liability insurance policy It implies that the insurance company will provide a lawyer when you are sued for damages caused by an accident in your car This is a good idea because it will make sure that you dont need to cover the expenses of representing yourself in court This is particularly useful in the event of hit and run accidents when the other driver might not have insurance In such cases your Personal Injury Protection PIP or uninsured motorists UM coverage can take over and cover the costs of your medical bills and other losses until the insurance of the driver who caused the accident reimburses you You must notify your insurance company within a specific amount of time following an accident The timeframe could be as little as five or ten days depending on your policy If you do not do so the insurer can cancel your insurance and deny you with coverage or a lawyer in the event of a lawsuit Statute of Limitations The statute of limitations is a law that defines the time frame that after certain events it is possible to file legal action against an individual or a business It may affect the length of time you are required to start a personal injury or wrongful death lawsuit and the amount of damages that you can claim In New York the statutes of limitations typically run three years from the date of the incident however there are exceptions In wrongful death cases the statute of limitations may be extended Its important to contact a car crash lawyer near me as soon as you can to ensure all deadlines are adhered to One of the most important aspects to know about the statute of limitations is that if you violate it your claim is almost certain to be deemed to be untimely and rejected The chances of winning nearly zero unless you have an exception The court will likely not consider your case if you do not bring a personal injury suit within three years of the date of the accident This is true in any lawsuit arising from a car accident whether youre suing to recover your personal injuries or those of a loved one You can also sue for repairs or replacements of your vehicle or property damaged in the crash If you were a minor at the time your accident occurred there is another noteworthy exception to the Statute of Limitations The statute of limitations is suspended until the victim reaches 18 years old This is due to the tolling law which is a concept in the law that says courts treat minors as adults when they suffered their injury If you are trying to claim personal injury against an insurance company this can be a significant issue Because the insurance adjuster is aware that youre not able to sue beyond the statute of limitations which is why its difficult to find a fair settlement your behalf This could result in spending time money and resources on the case that might not have been needed in the first place Comparative Fault In the event of an auto accident one of the most important factors to consider is who is responsible A lawyer for car accidents can help you determine who is responsible and who you should sue The majority of states use a comparative negligence system which means that each participant in the crash may be awarded damages based on how much they contributed to the crash This can be good for drivers as it makes it easier for them to collect compensation for losses or injuries However there are some issues with this system which is why it is suggested that you hire an experienced car accidents lawyer to defend your right to collect monetary compensation for your losses These lawyers can ensure that you have the highest chance of collecting a fair settlement from the atfault driver If the atfault driver does not have insurance and you are not insured you must pay for medical bills and other expenses out of your own pocket This can quickly add up especially if you suffer serious injuries Fortunately there are some states that are able to recognize a true comparative fault system This permits all parties involved in the collision to recover damages even if theyre 100 responsible for the wreck This type of system is in use by thirteen states including California and Florida However the drawback is that youll only be in a position to recover a tiny amount of damages This is because this system relies on the courts to determine which percentage of blame was attributable to each of the parties involved in the crash This means that if you are found to be at least 80 percent at fault for the accident You can only recover 40 percent of the monetary damages This can be a serious issue if you suffered severe injuries or suffered a lot of time at work because of the crash Luckily there are different types of comparative negligence that allow all drivers to claim their damages even if they were at fault They include contributory negligence pure comparative fault and modified comparative fault Hire an attorney If youre injured in a car crash there are plenty of reasons to retain an attorney A lawyer can help file a claim with your insurance company or negotiate with the insurance company of the other driver on your behalf or pursue a personal injury suit against the other driver Based on the severity of the injuries you sustained you could need compensation for pain and suffering or medical expenses loss of wages or other damages A knowledgeable lawyer will know you should ask for so you dont settle for less than you deserve An attorney who handles car accidents can assist you in negotiating with insurance companies to ensure you are compensated fairly Attorneys can take your case to the court if the insurance company refuses you compensation or offers a settlement which does not fully cover your losses An experienced attorney can help you determine the law that applies to your case and how the local courts interpret them This will save you time on paperwork and research while allowing you to focus on your recovery You can also use them to calculate the amount of damages like medical expenses loss of income and diminished earning potential This will help you obtain the money you need to pay for the costs of your injuries and repair your injuries If your injuries are serious they may require a high level of compensation to cover medical appointments surgery physical therapy and prescription drugs These damages can help you cope with the longterm consequences of your injuries such as mental and physical pain that is constant A lawyer will attempt to prove that the other motorist was at fault for your injuries and financial losses This is a challenging task due to many aspects that determine the fault It is recommended that you speak to an attorney as soon as you can after the accident This will allow them to examine your case collect evidence and conduct negotiations with the insurance company on your behalf The best car accident lawyers in my area should have a track record of fighting for injured victims rights They be able to obtain large settlements and verdicts in face of insurance companies efforts to decrease the value of your claim