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What You Should Know About Car Accident Compensation If you have been involved in a car accident and you are aware of your rights when it comes to car accident compensation You have certain rights as a victim including the right to claim economic and noneconomic damages as well as medical costs This article will explain the process of seeking compensation and the time period to pursue it Noneconomic damages In addition to monetary damages as well as noneconomic damages such as suffering and pain emotional distress and loss of consortium These losses can have a profound impact on your quality of living These losses can affect your ability to work or take care of your family Your case will determine the amount of noneconomic damages you are entitled to Noneconomic damages are the noneconomic aspect of a personal injury case and are usually the most difficult to quantify These damages can be attributed to your emotional and physical well being as well any changes in your life that are caused by the accident These damages may include psychological suffering physical pain and discomfort along with scarring diminished selfesteem loss the consortium and psychological distress Noneconomic damages are similar to economic damages however they are not analyzed with the same certitude These damages may include the suffering of others disability loss of earning capacity disfigurement and loss of enjoyment of life They could also include other types of losses such as the inability to take part in certain activities or the deteriorating of a previous condition In addition to emotional and physical injuries noneconomic damages could include the loss of consortium of a spouse Noneconomic damages are as important as are economic damages when making a claim for car accident compensation These types of damages are meant to compensate the intangible impacts of the collision Injuries can be a source of immense medical costs and pain In addition the emotional repercussions of the accident could be devastating A noneconomic damages claim may be compensated for these losses and also help the victim return to an active healthy lifestyle Noneconomic damages can be very difficult to quantify There is no limit to the amount in noneconomic damage that can be granted However its contingent upon how severe your injuries are as well as how much suffering and pain youre in The higher the severity of the suffering and pain the higher the compensation amount that you can expect to receive Economic damage Economic damages refer to personal injuries that may cause financial damages These damages typically require months or even years of work These damages include loss of earning capacity past and current medical care and property damage They are determined using a multiplier ranging from 15 and five based on the severity of the injuries The economic damages are proportional to the severity of the injuries There are many variables which affect the amount a person is able to recover from a car crash The cost of medical bills lost wages and the value of other peoples time are all essential aspects of economic damages Certain of these costs could be immediate while others might require a long time to recover Based on the nature of injuries suffered it is also possible to take into account the cost of replacing or repairing property Other damages include suffering and pain The plaintiff must be able show that the person was aware of the pain they endured The damages must also cover any subjectively perceived disabilities Noneconomic damages include loss of consortium This is the result of being deprived of the persons love or comfort and companionship Other types of economic damage include property damage lost earnings and various other types These are the most popular types of car accident claims You may be entitled to reimbursement for your cars repair or replacement as well as lost wages and transportation costs You could also be eligible to receive compensation if your vehicle is totaled Since it covers the expenses incurred by the accident the amount of economic damages is crucial It is vital to understand that the expense of medical treatment and lost wages is not small This is why it is crucial to keep track of all costs associated with the accident such as medical bills to replace income Timeline to obtain compensation While the process of seeking damages for a car accident can seem long there are steps you can take to make it easier Gathering evidence is an essential step in proving your claim This could include medical records property damage estimates wage loss verifications and outofpocket expenses This process could take anywhere from two to six months First it is critical that you choose a reputable attorney Your lawyer is the best person to help build your case and represent you in front of the insurance company After you hire an attorney and the lawyer begins making your case In addition to collecting evidence your lawyer will inform the insurance company of your intention to sue and they have between 30 and 45 days to reply Your lawyer will compile all of your medical records including those from prior to the accident to help build your case After you have collected evidence and made a claim for compensation The next step is to send a demand letter to your insurance company The letter should outline the details of the incident as well as your injuries and your expenses The letter should begin the settlement process for auto accidents The insurance company will then file an insurance claim In the majority of instances the insurance company will respond to the letter within 10 business days It is important to seek medical attention in the event of a serious injury It could take weeks or months to fully recover from a car accident Your lawyer will help navigate this process and help you determine the amount of compensation you are entitled to This process can take up to a couple of months based on the severity and extent of your injuries To determine the value of your claim your lawyer might have to consult with medical and financial experts Medical expenses Medical expenses can be incredibly expensive if youve been in a car accident They can cost as much as 20000 or more depending on the kind of injury you suffered These costs could include ambulance service or chiropractic treatment surgeries rehabilitation services and more These expenses might be covered by your health insurance but you may need to pay for them yourself In some instances you can receive reimbursement from your own insurance company Medicare or Medicaid The majority of the time medical expenses are covered by car accident compensation Some insurance policies also cover medical appointments and mileage Keep all receipts to prove you paid in advance Otherwise your insurance company will not reimburse you for outofpocket expenses After you file your claim your negligent drivers insurer may pay a portion of your medical bills It is important to remember that lawsuits can take a long time to be settled In this period you might not be able to pay your bills In the majority of cases the person responsible will be held accountable for medical bills but not right away The process for getting these expenses reimbursed will vary according to the type of accident and the kind of insurance coverage Some insurance policies allow injuries to continue rolling until the limit for coverage is reached LOST Local Workers You can seek compensation for lost wages if you have been unable to work due to your injuries You are entitled to a specific amount of lost wages during the time that you are unable to work which can range from one to two months Read the Full Piece of writing are entitled to compensation for any psychological injuries you suffered as a result Often car insurance will usually cover the loss of your wages as long as you prove that the other driver is at fault for the collision If the other driver has no insurance or has a limited coverage you can file an claim through your own personal injury protection insurance To recover lost wages it could be necessary to file a personal injury lawsuit It is also important to take time off from work following a crash to recover from your injuries If you dont take time off from work can lead to more serious injuries or death In order to be eligible for lost wages compensation you must prove that your injuries have prevented you from earning the same amount of money as you earned prior to your accident If you were selfemployed you have to prove your usual earnings You can also claim tips or other benefits that you have lost due to the accident It is crucial that you make your claim for caraccident compensation for lost wages with the insurance company immediately after your accident Make sure you include all relevant details about the incident Your claim for lost wages must be received by the insurance company within 30 days of the accident If you are late make sure to submit the evidence in writing that you missed the deadline