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How to File a Truck Accident Claim The majority of truck accidents are caused by carelessness on the part of a trucker or trucking company The injured victims usually have to file a lawsuit in order to get full compensation for any incidentrelated costs Medical bills are an expense that truck accident victims often must pay The insurance company for the liable party may require an independent medical exam to determine the extent of your injuries and how they impact your daily life Medical Care If youre involved injured in a collision with a truck you need immediate medical care to ensure your safety and health Also seeking medical help as soon as you can makes it easier to record your injuries in your claim This will also assist you to create stronger evidence that your injuries occurred by the accident Medical expenses are a foundational element of any personal injury claim They show the severity of your injury and how it has affected your life Without a solid record of your injuries you could not be able claim the full amount of your losses In certain situations medical care might be so extensive that it stops you from working or going back to your normal activities In this case you could be entitled to compensation for the loss of income Additionally you might be entitled to reimbursement for the costs of any assistive devices you need in order to be able to live your life as normal as you can In any accident there are a variety of parties that could be held accountable for an accident involving a truck They include Truck drivers Truck drivers can be employees of companies who are bound by a contract to work for a particular employer or independent owneroperators that operate their vehicles on behalf of themselves or a shipping company they contract with If truck drivers are careless or reckless or engaging in dangerous actions on the road they may be held responsible for causing the crash Other drivers If another drivers negligence contributed to an accident the driver might be held liable Other drivers are frequently held responsible for truck accidents especially when the other driver was driving in a reckless manner or distracted The parties responsible may try to minimize your claim by denying responsibility and recording your statement against you or even tricking you into admitting guilt You must hire an experienced attorney for truck accidents Your lawyer will fight for your rights and will ensure that the responsible party pays you what you are owed Lost Wages While fenderbenders parking lot scrapes are commonplace in passenger cars however the same cant be said of truck accidents These crashes are more serious and are more likely to result in longterm injuries and permanent disabilities They also carry larger loads which can put occupants in more danger There are a variety of truck drivers Owneroperators who own their trucks and contract with shippers for a cost to transport goods or company drivers who drive vehicles that are owned by their employer Both parties could be held liable for collisions that involve commercial vehicles based on the circumstances A person who suffers an injury in a truck accident that hinders the person from working could be entitled to compensation for the loss of wages The amount they could have made during the time that they were unable to work because of their injuries will be used to calculate the compensation This is not just regular wages but also benefits like paid time off and overtime A judge typically reviews the doctors note prior to granting damages to the person who was injured for the loss of wages The letter should explain their treatment plan as well as the reasons they were unable work A letter from their employer confirming their hourly wage salary and the number of days that they were unable go to work due to their injury is also required Once all the evidence is taken into consideration your lawyer will prepare an offer letter that outlines the amount youve suffered as a result of the truck accident This is then sent to insurance company of the other driver with clearly stating the facts of the case as well as the way you were injured and the amount youre asking for Negotiations may include backand forth communication If a settlement cannot be reached the lawyer will file a suit on your behalf In most cases a claimant can claim back wages lost due to the bodily injury liability coverage of the driver at fault If this coverage is not available for a person injured by an uninsured or underinsured driver can make a claim through their car insurance company to the extent of their personal injury protection PIP coverage limit Pain and Suffering Accidents involving trucks can cause physical pain and emotional distress as well as financial loss These noneconomic damages are difficult to quantify but they require compensation in the form of money A New York truck accident attorney can review your case to determine the value of your noneconomic damages A great example of noneconomic losses is the inability to pursue hobbies or engage in your favorite pastimes due injuries It is also possible to miss out on vacations or other activities that can make life more enjoyable and you are entitled to compensation for this loss Other examples of noneconomic losses include loss of consortium and enjoyment of life If youre injured in an accident with a large truck its important to seek medical attention promptly This will not only aid in ensuring your health and safety but it could also serve as a crucial document for any future personal injury claim Even if the incident appears minor its essential to conduct a thorough examination As time passes medical professionals can determine the severity of your injury and provide the right treatment The next step is to have your attorney review all the evidence and compile a demand letter that sets out your compensation requirements Your lawyer will then forward the demand letter to the atfault parties and their insurance companies If they dont agree to your demands your lawyer will be ready to take them to the court This lets them know that you are not going to relent and they must be treated with respect if they wish for you to get fair compensation Lastly be prepared for loveland truck accident lawyer fault partys insurance provider to contact you regarding the accident and the injuries They are often wolves dressed as sheep and theyll attempt to obtain information from you that they may alter out of context and use against you in court in order to reduce the amount you receive in settlement By making your lawyer the sole handler of all communications with insurance companies and others youll be able to stay clear of making statements that could be used against you Damages The most important part of a truck accident claim involves damages The damages can be either economic medical expenses loss of wages or noneconomic pain and suffering All injuries are the result of negligence In order to be compensated the victim must prove that the responsible party failed to exercise reasonable care while operating or maintaining their car or acted in reckless manner while on the road Due to the huge weight and size of these vehicles victims can suffer devastating injuries in even the most minor accidents It is vital to seek medical attention immediately even if your injuries appear to be minimal This will not only protect your health and wellbeing but also provide critical documentation for your potential injury claim This will help the insurance company know the full extent of your injuries and may prevent them from arguing that you are not as seriously injured as you claim to be It is also essential to keep track of all expenses that you incur as a result of your accident This includes any travel expenses you incur in order in order to get to doctors appointments or other treatments in addition to any property damage sustained in the accident This includes your vehicle that could be destroyed in a serious crash and personal belongings such as watches and other jewelry Insurance companies often contact you to offer a settlement within a few days after the crash But you should stay clear of speaking with them or entering into a settlement without consulting a knowledgeable truck accident lawyer These people often try to lure you into accepting low offers that do not enough cover the costs associated with your accident A lawyer who is knowledgeable will be able review your documents and provide you with a fair estimate of your case In addition your lawyer will be able to determine if additional damages are available such as punitive damages These are damages intended to punish the wrongdoer and discourage others from engaging in similar conduct