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If you are in the market for top five auto insurance companies it is a good idea to first understand that companies have a good reputation To help you with this we will discuss some of the most important factors to consider before choosing an auto insurance provider One of the best places to start in choosing a company is by looking for companies that offer discounts to safe drivers The most reputable auto insurance providers are those that have been in business for quite some time and also like to reward their good drivers with lower monthly premiums and other special packages Here are some of the top five auto insurance companies that have kept a high percentage of satisfied customer satisfaction to show for it One of the best parts about these Great Companies is that they offer affordable packages Their low monthly premiums especially for drivers who own older vehicles help keep the cost of these packages low There is also the safety package that is designed to ensure that you and your passengers are protected against car accidents and other mishaps Another great reason to choose them over their competitors is that they also provide the services required for uninsured and underinsured motorist coverage This means that if someone in your car damages another vehicle without insurance on you the policy will help you pay the balance amount that is owed Another good reason to use these companies is that they offer the best customer service possible When you need to make changes to your coverage or decide to add a new driver to your policy you can contact their customer service representatives right away These representatives will be able to answer any questions or concerns that you may have and will make it easy for you to get the best deal possible Since these companies provide excellent customer service they do not take advantage of people in this manner They truly care about helping people find the best deals These customer service representatives are available twentyfour hours per day and seven days per week so if you are in a jam because of an accident that was not your fault you can call them in and ask any questions you may have without having to worry about whether or not your questions were taken care of You can also get information on how to protect yourself from auto insurance fraud when it comes to accidents that happen on the road By speaking with a representative you can get all of this information and more Most people do not realize that many of the Great Companies have a no claims bonus program available to drivers who have never had to file a claim in their entire driving history This helps keep the rates down as the company pays a percentage of the claim so this makes it easier to pay off the claim and helps prevent overpaying Finding auto insurance quotes is not the only thing to consider when choosing a company You must consider the quality of the service that they provide as well Many people will do business with a company based on price alone but the amount of service that a provider provides is just as important Make sure that you are getting good customer service and quality service but that does not mean that the provider should always make your life easier In order to get the very best value for your money you should take a close look at what they have to offer and then consider how their service will fit into your personal lifestyle