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How to File a Car Accident Claim Getting in a car accident can be a stressful time You must know the steps to follow should you wish to file a claim regardless of whether the accident was your fault or not The first step is to contact the police to report the incident A police report can help your insurance company determine who was at fault 1 Contact the Police It is essential to notify the police immediately after you have been involved in a car crash This will allow you to collect crucial information including witnesses statements and insurance details which could be used later in court Its often difficult to determine who is accountable for an accident This can result in a confusing situation however a police report can help clarify the situation in the long run The police will collect evidence and witness statements to determine who is at fault for the accident This will allow you to determine what compensation you might be entitled to In addition the police may conduct roadside tests to test for alcohol or drugs in the driver This is useful in the event that you suspect someone may have been driving under the under the influence at the incident You should immediately notify any injuries to the police This will enable the authorities to assess the damage and take pictures of the scene It is also important to collect the name address telephone number and drivers licence number of each person who was involved in the incident This can help the authorities locate them should they decide to investigate the incident further in the future Once you have all the details you need you can contact your insurance company to file a claim to claim damages This will ensure that youre compensated for the costs of repairs and any medical expenses that may have been incurred in the aftermath When youre ableto speak with witnesses to the scene and gather their names and addresses so that they can provide their information to authorities This is particularly important if you ever bring the case before a judge and have to prove the validity of your claim While youre at the site of the accident take pictures of the area and any skid marks left from the accident This will help you establish the cause of the accident and also show the extent of damage your car was able to sustain 2 Gather Information It is worth taking the time to gather as much information as possible before you call your insurance company as well as the police to report a car accident This will enable you and your lawyer to better understand the circumstances that led to the accident as well as the amount of damages that need to be compensated This could cover a broad range of things such as photos and videos of the scene of the crash medical records to details on the cars involved You can also gather details regarding the weather as well as other relevant information that can aid you in proving your case It is recommended to keep these records in a safe place where they wont get lost or misplaced so you can reference them in the future Its also worth having the appropriate documents to prove your claims in court should the need arise You could also use this information to create a detailed estimate of the damage to your car which can be extremely useful in assessing the compensation youll receive in the court of law In addition this is the best way to ensure that your insurance policy will be sufficient to cover the damage that was caused To learn more about a car accident and how to get your claim handled properly Contact KWFDM today to set up an appointment for a nocost consultation with one of our car accident lawyers in Atlanta Well walk you through the process step by step so that you know what to expect and get the peace of mind that comes from having an experienced lawyer to assist you 3 Contact try what he says If youve been injured or your car is damaged in a collision the next thing to do is contact your insurance company It is possible that your insurance policy requires you to notify them within a specified time frame While you wait for your insurance companys response make notes about the incident This will aid you in establishing your good faith accident report effort and could be helpful in getting compensation for the other driver You might also wish to get the drivers license number of the other driver along with the make and model of the vehicle as well as their insurance information This will aid you in determining who was at fault for the accident and how you can proceed with your claim You should also share information with the police upon their arrival This can include your name address telephone number insurance company policy number and drivers licence or ID card Ask for a copy the police report of the other driver Sometimes the version of events offered by the other driver can differ from yours This can lead to a denied claim Another reason that insurance companies deny claims is because a person failed to seek medical treatment for their injuries following an accident This could be extremely damaging if your insurer uses it against the other party to claim that your injury wasnt caused by the accident Always visit a doctor as soon as you can following an accident Make sure to provide any medical records that you have This will allow the insurance adjuster to understand the extent of your injuries as well as the symptoms you are experiencing You should also check your insurance policy to ensure you are covered for drivers who arent insured or uninsured These are important policies to keep in mind as they can protect you if you are struck by a driver who doesnt have enough insurance or not have insurance at all After you have spoken to your insurance provider and put in the effort to file a car crash claim its the time to talk to an attorney about your options An experienced attorney will be able to assess your situation and make sure you have all the necessary legal documentation to support your claim 4 Contact an attorney Even even if its your fault a crash can be a nightmare It can leave you with injuries that require a lot of medical treatment a cost of repairs that are costly and emotional distress New York law offers a option to claim compensation for these and other loss A fair settlement for the car accident you were involved in can help you bring your life back to order Before you speak with an attorney here are a few points to remember The First Step Take Care of Your Health and Property Your first priority should be to fix your car as well as yourself if youve been involved in an accident In order to do this youll have to call your insurance company Theyll need the details of your incident Be prepared to give them your police report as well as an exact description Once they have received your information an adjuster will get in touch with you The adjuster will inspect your vehicle to determine the cost of repairs This could include asking you to have your vehicle examined by a certified auto body shop The insurance adjuster may also need to know if have uninsured motorist insurance This is important because it helps to fill the gap between your primary insurance and the policy of the other driver To protect yourself against increasing premiums or other issues with your coverage It is important to notify your insurance company as soon as you can about the incident Your claim will be denied if you wait too long Be Patient Throughout This Process The adjuster will be reviewing the damage to your vehicle and trying to determine how much you can claim from your insurance company Theyll require the medical records and bills of your doctor and your own records of your past medical injuries and treatments Most likely your insurance adjuster is likely to offer you an offer of a lowcost settlement These offers are often made in a desperate attempt to cut down on their liabilities and save money A skilled lawyer can help you receive the compensation to which you are entitled They can also help you get fair treatment by the parties responsible for your injuries or damage