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How Much Is Your Auto Accident Compensation Worth Damages resulting from car accidents are designed to compensate victims for their losses Some of these include costs of property damage and medical bills whereas others arent economic such as pain and suffering In New York you have three years following an accident to start a lawsuit However waiting too long could hurt your case Over time evidence can be lost or destroyed witnesses may forget crucial details Damages In the event of a car crash victims can receive compensation for their economic losses such as medical bills or lost wages Additionally they may receive compensation for damages that are not economic such as pain and discomfort The amount of compensation you can receive depends on the severity of your injuries and the impact they have on your life A skilled auto accident lawyer will help you determine the value of your injuries and damages to property and then negotiate an acceptable settlement with the insurance company Insurance companies are in business to make money They will do all they can to resolve your claim as cheaply as they can So you need an attorney who understands how to fight for the highest amount of money you deserve In addition to the expense of repairing your vehicle you may also be eligible to claim compensation for personal items that were damaged during the crash Clothing shoes and jewelry are all included You may also receive compensation for the costs of housekeeping gardening or childcare if are unable to do these tasks because of injuries Your deductible can also be a part of the equation when determining how the value of your claim is Youll have to pay your deductible prior to the insurance company starts to cover your losses You can then bring a lawsuit against the driver at fault to recover any remaining amount of your losses Medical bills The medical bills that result from a car crash can quickly grow The cost of an ambulance ride hospital stay or inpatient treatment can reach tens of thousands of dollars or more Additionally the cost of prescription drugs physical therapy and other care can continue to rise as the injured person continues to recover The atfault driver is responsible to pay for the losses of a victim including medical expenses in the event that they are found to be responsible in an action However the law does not usually require an atfault party to pay a victims medical bills on a regular basis If you do not live in a state that is a nofault state your first step in getting reimbursement for medical expenses is to apply for PIP coverage personal injury protection Depending on your policy limits the coverage may be sufficient to cover all or a portion of your medical expenses You should also make a claim with the atfault drivers car insurance for any liability coverage they have in addition to the uninsured motorist coverage on your own car policy These policies can reimburse you for your medical costs but they often contain deductibles and other terms An experienced lawyer can assist you in the process of obtaining reimbursement for medical expenses This will let you reduce the amount you spend on medical bills and instead concentrate on recovering Lost wages Car accidents can result in you missing work This can leave you without a paycheck and unable to pay your bills You may have to borrow money from family or friends Settlements can take a long time In that time you must continue to pay the bills out of your pocket and then wait for your settlement A claim for lost wages could help you recover the money you could have earned not for your car accident injury This could include hourly wage and salary but it could also include other financial benefits like bonuses and raises auto accident law firm thornton can help determine the amount of lost earnings You can file a claim for lost wages through a nofault insurance company or file a lawsuit against the atfault party The claim will usually include your medical expenses proof of missed work due your injuries and documentation of your lost earnings capacity This is often known as demand packages Youll be required to provide a letter from your employer confirming the details of your job including the days that you were absent because of your injury as well as the hours you typically work Youll also have to submit your pay slips and tax documents Your attorney can assist in gathering these documents as well as creating a compelling demand that you can present to the insurer or judge in your case Pain and suffering While some costs associated with an accident can be calculated to the penny such as medical bills emergency services surgery costs medications and lost wagesothers cannot These losses that are not quantifiable are referred to as suffering and pain and they form an essential part of a victims compensation claim Both the emotional and physical consequences of an accident are associated with pain and suffering The injuries of a victim may have a lasting impact on their life and cause permanent disabilities or even death A person who suffers a severe head injury like may never be capable of working or functioning normally These types of injuries usually merit an enormous settlement In most cases how much pain and suffering an injured victim suffers is determined by the severity of the injury and the impact it had on their lives A seasoned attorney will research the specifics of your case to determine an appropriate settlement They will use previous settlement amounts for similar injuries as a guide to help you get an idea of what your case may be worth in terms of suffering and pain Insurance companies try to discredit the claims of victims for suffering and pain in the belief that their injuries are not severe enough An experienced lawyer can fight back against such tactics and negotiate on behalf of you with the insurer to ensure you receive an appropriate settlement