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How to Document a Motor Vehicle Claim The process of submitting an insurance claim following an accident is known as a motor vehicle claim This report lets them examine your coverage and decide the amount they will pay out for damages You will want to make your claim as quickly as possible after the accident You will need to have the police report along with your insurance card or declarations pages ready What to Do Following an Accident Take pictures and videos from various angles following an accident to record the accident The scene may change rapidly witnesses could leave and evidence could vanish Then collect all the drivers names address numbers and insurance details and insurance policy numbers If possible Note the year model year and make of each vehicle in addition to any other vital information such as damaged or license plate number Asking each driver if they wore seatbelts if they had passengers along with them and noting their age and gender is also useful In many cases injuries from motor vehicle accidents do not show up until a few days after the accident This is why it is vital to seek medical attention immediately even if believe you have any injuries If youre able remove vehicles from traffic to prevent additional injury or damage Set up flares and reflective emergency triangles to stop other drivers from hitting you It is important to inform the police if you can It is crucial to report the incident even if you think it was minor since the other driver might later claim that the accident was not their fault and their insurance company may decline to pay for your claim Getting Started A claim is the procedure by that you inform your insurer of a loss and ask them to pay it This can include paying for damages to a vehicle or medical expenses from an accident Before filing your claim ensure that you have all the necessary information including contact information for everyone involved any receipts for damaged personal property and any medical bills Also you should have an original copy of the accident report and photographs of any damages motor vehicle accident attorneys west virginia will assign an adjuster for your case who will act as the quarterback of your claim They will examine the information you submitted as soon as they have learned of the accident and conduct their own investigation This will enable them to determine what caused the accident as well as determine who was at fault Your adjuster will inspect your vehicle once theyve understood the complete extent of the damage You are welcome to attend the inspection or submit a list of repair quotes from local auto repair shops or contractors If the insurance company believes that the damage to your car is too costly to fix the damage they will mail you an invoice for the value of your car You can use the money to purchase a new vehicle or to pay off your loan or lease Filing a claim can result in your insurance rates to rise so it is crucial to do all you can to ensure that the incident wasnt your blame Documenting the Incident If youre involved in a collision documenting the accident is essential Insurance companies are looking for documents to back up claims made by you or others Evidence that is gathered and documented can determine the majority of cases It doesnt matter if its photos of the scene of the accident witness statements or medical records showing consistent treatment its crucial to have all the information Note down the license number and vehicle details of the driver at the time of the collision Also keep track of the names and contact details of any witnesses If possible try to take pictures or create an outline of the accident scene This will help you to know what transpired on the scene and also what caused the accident Documentation also provides information about the accident including the location at which it occurred and the direction of travel as well as any other landmarks or areas Include the details of the injuries sustained It is also important to note the severity of any damage that was sustained and how it was caused Documenting the accident is essential because over time memories fade and stories can change Its the best way to tell the truth Even if its your fault having the facts outlined will aid in determining the amount of responsibility if any should be attributable to you Need Help Once the police investigation has been filed you must contact your insurance company as quickly as possible A lot of insurers let you submit a claim via an app for your smartphone or tablet It is recommended to get a check from your insurance provider for the value of your vehicle This will help you should your vehicle be deemed totaled and you plan to buy a new one If youre still carrying a loan on your current vehicle it will be able to pay off the balance or reduce your monthly payment Your representative will ask a series of questions before sending you a document to fill out It is crucial to be honest and exact when you provide information If you are found to not have given precise information it can be detrimental to your case If you are hurt in the accident schedule an appointment with your physician right away to make sure that the bones are set correctly and that any other injuries are documented to aid in the claim process By seeing your doctor as soon as you can you can also be sure that your medical costs are covered by accidentrelated benefits that are no fault Youll have to file a suit in the event that your insurance provider denies your nofault claim or if you want to pursue damages for pain and suffering or any other damages It is best to have an experienced attorney by your side if you choose to file a lawsuit