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Car Accidents Lawyers Near Me Car accidents are one of the leading causes of injury and death in the United States They can be devastating emotionally physically as well as financially for the victims as well as their families If someone elses negligence results in a car accident the victim could be entitled to compensation The process can be complex and often requires a lawyer who will investigate the crash scene collect evidence and bargain with insurance companies Insurance Coverage If youve suffered injury or property damage from a car accident it is important to know your rights to compensation Insurance is one of the most significant sources of financial recovery Insurance policies can provide for medical costs repairs or replacements of damaged vehicles as well as loss of income during recovery However your insurance provider will only cover the limits set by your policy If your injuries are serious or require a significant amount of ongoing medical attention your coverage limits may not be sufficient to cover the expenses In these cases a lawsuit might offer the possibility of recovering larger amounts of money to compensate for your losses Employing an experienced New York City auto accident attorney is the best way to receive the financial compensation that you deserve after an accident Our team at The Law Offices of Benjamin Disraeli will fight for your rights and maximize your compensation regardless of the type of insurance you have A lawsuit can also help you get damages for pain and suffering that arent covered by your insurance company These kinds of losses are very real and you are entitled to be compensated for the pain and loss as well as emotional trauma Insurance companies have an duty to defend which is a contractual obligation This is part of your liability insurance policy It means that the insurer will provide a lawyer when you are sued for damages from an automobile accident This is a good thing since it means you dont have to pay for your own legal defense This can be particularly beneficial when there is a hitand run accident where the other driver may not have insurance In these instances the Personal Injury Protection or Uninsured Motorists UM coverage will cover your medical expenses and other losses while the policy of the driver at fault is paid You must notify your insurance company within a specified time period after an accident The time frame can be as short as 5 or 10 days depending on the language of your policy If you do not comply the insurer may void your policy and refuse to cover you or provide a lawyer if you are sued Statute of Limitations The statute of limitations is a statute that outlines how long after certain events you are able to take legal action against someone or a company It could affect the time you have to bring a personal injury or wrongfuldeath lawsuit and the amount of damages you receive In New York the statutes of limitations are usually three years after the date of the accident however there are exceptions In cases involving wrongful deaths the statute of limitations may be extended It is important to speak with a car accident lawyer near me as soon as you can to ensure all deadlines are adhered to If you do not meet the statute of limitations your claim is likely to be rejected and timebarred The odds of winning are practically nonexistent unless theres a rare exception The court will almost never be able to hear your case if dont submit your personal injury lawsuit within three years from the date of the accident This is the same for any car accidentrelated lawsuit whether its for injuries to yourself or a loved ones or the repair or replacement of your vehicle or any other property damaged by the crash If you were a minor when your accident occurred theres another significant exception to the Statute of Limitations Specifically under the law of tolling which is an legal term that implies courts treat a minor as being an adult at the time of their accident the statute limitations is suspended until the victim reaches age of 18 to file their claim If you are trying to file a claim for personal injury against an insurance company this could be a huge issue The adjuster for insurance will have a difficult time trying to negotiate on your behalf since they are aware that you cant sue after the statute of limitations has expired This could lead to you spending time money and resources on a case that might not have been needed in the first place Comparative Fault In the event of a car accident it is essential to determine who is at fault Based on your state a car accident attorney can help you determine who is responsible and who you should sue for compensation The majority of states use the concept of comparative negligence which means that every participant in the accident may be awarded damages based on the amount they contributed to the accident This is a great thing for drivers as it helps them collect damages for injuries and losses There are a few problems with the system This is the reason why you should hire an experienced car accident lawyer to represent you to get an amount of money for the injuries These lawyers will ensure that you have the best chance of collecting a fair settlement from the driver who was at fault If the atfault driver has no insurance and you are not insured you must pay for your medical bills and other expenses out of pocket This can add up quickly especially if you sustain serious injuries There are a few states with a pure comparativefault system This allows all parties to the collision to claim damages even if they were 99 percent at the fault This kind of system is used by thirteen states including California and Florida The drawback is that the amount of damages that you can receive will be small This is because this system relies on the courts to decide which percentage of blame was attributable to each of the parties involved in the crash This means that if determined to be the majority at fault for the accident you may only recover 40 percent of the monetary damages This could be an issue if the crash caused you to suffer severe injuries or to lose a significant amount of time at work There are also other comparative negligence systems which permit drivers to claim damages even if their fault is only an insignificant portion They include contributory negligence or pure comparative fault modified comparative fault Hire an Attorney There are numerous reasons to hire an accident lawyer if youve been injured in a car accident A lawyer can help file claims with your own insurance company and negotiate with the insurance company of the other driver on your behalf or pursue a personal injury lawsuit against the other party Depending on your injuries depending on the severity of your injuries compensation could be required in order to treat pain and suffering You may also need compensation for medical expenses lost wages or other damages A reputable lawyer knows what you can expect to ensure that you dont pay less than what youre entitled to A lawyer for car accidents can negotiate with insurance companies and help you obtain fair compensation Your attorney can present your case in the court if your insurance company refuses to accept your claim or offers a settlement which does not fully compensate you for your losses An experienced attorney can help you establish the law that applies to your case and how the local court system interprets them edmond car accident lawsuits youtubecom will help you reduce time spent on paperwork and research while focusing on your recovery from injuries They can also assist you to calculate damages like medical expenses as well as lost income and diminished earning capacity This will enable you to obtain the funds you need to pay for your losses and recover from your injuries If your injuries are severe then you might require the most extensive amount of compensation to cover doctors appointments surgery physical therapy prescription drugs These damages could assist you with the longterm implications of your injuries like chronic pain or mental stress A lawyer will attempt to demonstrate that the other driver is responsible for your injuries and financial losses This can be a daunting task as there are many factors that go into determining the cause of fault You should consult a lawyer within the shortest time possible following the accident This will enable them to investigate your case collect evidence and negotiate with the insurance company of the other party on your behalf The top car accident lawyers near me will have a proven track record of fighting for injured victims rights They know how to secure large settlements and verdicts when insurance companies try to deny the value of your claim