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What You Should Know About Car Accident Compensation If youve been in a car accident you should be aware of your rights in pursuing car accident compensation You have certain rights as a victim including the ability to recover economic and noneconomic damages in addition to medical expenses This article will explain the process of seeking compensation and the time period for pursuing it Noneconomic damages You can also be awarded noneconomic damages such as pain and suffering emotional distress or loss of consortium These losses can have a profound impact on your way of living These losses could affect your ability to work or take care of your family Your case will determine the amount of noneconomic damages you are entitled to Noneconomic damages are the intangible aspect of a personal injury claim and are often the hardest to quantify These damages concern your emotional and physical wellbeing as well as any changes to your lifestyle caused by the accident These damages can include psychological suffering physical discomfort and pain as well as scarring diminished self worth loss of consortium and psychological pain Noneconomic damages are similar to economic damages but they are not analyzed with the same certitude They can include pain and suffering disability loss of earning capacity disfigurement and loss of enjoyment life These damages may also include other losses for example the inability to enjoy certain activities or deteriorating of a previous condition In addition to emotional and physical injuries noneconomic damages could include the loss of consortium for a spouse In addition to the economic damages noneconomic damages are also crucial when filing a car accident compensation claim These types of damages are meant to compensate for the intangible impact of the accident Injuries can be a source of severe medical expenses and discomfort The emotional consequences of an accident could be devastating A noneconomic damages claim could be compensated for these losses and also help the victim live an active healthy lifestyle It can be difficult to determine noneconomic damages While there is no limit on the amount of noneconomic damages awarded the amount that you can expect to receive will depend on how severe the injuries are and what the severity of your pain and suffering The amount you can expect to receive will be contingent upon the severity of your pain and suffering was Economic damages Economic damages refer to personal injuries that may cause financial damages These damages often require months or even years of work These damages include diminished earning capacity future and past medical treatment and damage to property They are calculated using a multiplier of 15 to five based on the severity of the injuries The greater the suffering and suffering the higher the amount of economic damages There are a myriad of factors that determine how much an individual can recover from an automobile accident The cost of medical treatment lost wages and the value of others time are all important elements of economic damages Certain of these costs are immediate whereas others arent In the case of injuries suffered and the severity of the injuries you may need to take into account the cost of repairing or replacing the property Other damages include pain suffering and other damages The plaintiff must be able to prove that the person was conscious of the pain she endured The damages must also include any subjectively perceived disabilities Noneconomic damages include loss of the consortium This is the result of being deprived of the persons affection and comfort as well as companionship Other types of economic damage include loss of earnings property damage and other kinds These are the most frequent types of car accident compensation claims You could be entitled to reimbursement for your vehicles repair or replacement lost wages and transportation expenses You may also be eligible to receive compensation if your vehicle is totaled The amount of economic damage is important as it covers the costs incurred as a result of the accident It is essential to note that the cost of medical expenses and lost wages is not insignificant This is why it is vital to document all of the costs associated with the accident including your medical bills for lost income Timeline for obtaining compensation While the process of seeking compensation for the damages incurred in a car accident can seem daunting there are steps you can do to speed up the process Gathering evidence is an important part of proving your case livonia car accident lawyer You Tube can include medical records estimates of damage to property and verifications of wage loss The process can last between two and six months It is crucial that you choose a reputable attorney Your lawyer is the ideal person to help you create the case and represent your interests in front of the insurance company When you hire an attorney and the lawyer begins building your case In addition to gathering evidence your lawyer will inform the insurance company of your intent to sue They have between 30 and 45 days to reply To build your case your lawyer will collect all medical records including those from before the accident Once you have gathered evidence and submitted an appeal for compensation The next step is to write an official demand letter to the insurance company The letter should contain details regarding the accident your injuries and expenses This letter begins the process of settling an auto accident The insurance company will then file the claim In most instances the insurance company will respond to your request within ten business days If you have suffered a serious injury you should seek medical treatment It could take weeks or months to fully recover following a car accident Your lawyer can help you to navigate the process and help you determine how much compensation you can claim This process could take up to a few months depending on the severity and extent of your injuries Your lawyer may need to consult medical and financial experts to determine your claims value Medical expenses If you are involved in a car accident medical expenses can be quite expensive Based on the severity of your injuries they could be as high as 20000 to pay for These costs may include chiropractic care hospitalization as well as rehabilitation surgeries and many more services These expenses may be covered by your health insurance company but you may need to pay them yourself In some cases you may receive reimbursement from your insurance company Medicare or Medicaid Most often medical expenses are covered by car accident compensation Some insurance policies include medical treatment expenses in the form of mileage However make sure you keep all receipts in order that you can prove what you paid for in advance If you dont the insurance company will not pay for expenses out of pocket After youve filed the claim the negligent drivers insurance company could pay a portion of your medical expenses Its crucial to remember that lawsuits could take an extended time to settle In this time you might not be able to pay your bills In most cases the person responsible will be held accountable medical bills however not immediately The process for getting the expenses paid will be contingent on the type of accident and the insurance coverage Certain insurance policies allow injury claims to roll on until the limit of coverage is reached Lost wages If you are unable to work because of your injuries you may be entitled to compensation for the damages caused by a car accident You can claim compensation for lost wages for up to 2 months after the accident You are entitled to compensation for any psychological injuries that you sustained due to Usually the insurance company will pay your loss of wages as it is proven that the other driver is at fault for the accident If the other driver has no insurance or only limited coverage you can file a claim through your own personal injury protection insurance In certain cases it is essential to file a personal injury lawsuit in order to recover wages lost You should also take some time off from work following a car crash to heal from your injuries If you dont take time off work could lead to more serious injuries or death To be eligible for lost wage compensation you must prove that your injuries have prevented you from earning the same amount you had prior to the accident If you were selfemployed you must prove your usual earnings You may also be eligible for tips or nonsalary benefits if youre injured in an accident It is essential to submit your claim for car accident compensation for lost wages to the insurance company right away following your accident Be sure to include all pertinent details of the incident The insurance company must receive your lost wage claim within 30 days from the date of the car accident If you miss the deadline you must submit an official document