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Car Accidents Lawyers Near Me In the United States car accidents are a leading cause of death and injury They can be devastating for the families of victims both emotionally and physically If the negligence of someone else causes a car accident or other accident the victim may be in a position to file a lawsuit and claim compensation This is a complex process that requires an attorney to look into the accident scene collect evidence and deal with insurance companies Insurance Coverage It is crucial to know your rights to compensation if you have been injured or suffered property damage in an accident One of the most important sources of financial recovery is insurance Your insurance policy can pay for medical expenses repairs or replacements of damaged vehicles and lost income during recovery However your insurance company will only cover up to the limits set by your policy If your injuries are severe or require a substantial amount of ongoing medical treatment The cost of these expenses can easily exceed insurance limits In these situations a lawsuit could give you the chance to recover additional compensation for your losses The best way to make sure you get the financial compensation youre entitled to after an accident is to hire an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli will fight to defend your rights and maximize your compensation regardless of the kind of insurance you have You may also sue to recover damages for suffering and pain that are not covered by insurance These kinds of damages can be very real and you are entitled to be compensated for the pain and loss as well as emotional suffering Insurance companies have a duty to defend that is a legal obligation This is a part of the policy of liability and it means the insurer will provide an attorney in the event that you are sued for the damages caused by an auto accident This is beneficial because it means you dont have to pay for your own legal defense This is particularly useful in the event of hit and run accidents in which the other driver might not have insurance In these situations your Personal Injury Protection PIP or uninsured motorists UM coverage could take over and cover the cost of medical bills and other losses until the policy of the driver at fault covers the cost It is your responsibility to contact your insurance company within a certain amount of time after an accident The timeframe may be as short as five or ten days subject to the terms of your policy If you do not the insurer could revoke your policy and not cover you or provide you with legal counsel if youre sued Statute of Limitations The statute of limitations is a statute that outlines how long after certain events it is possible to file legal action against a person or a company The statute of limitations can determine the length and amount of time that you must bring a personal injury or wrongful death lawsuit In New York the statutes of limitations usually run for three years from the date of the accident although there may be exceptions It may be longer in the event of wrongful death which is why its important to reach out to a lawyer who handles car accidents near me as soon as you can to ensure that deadlines are adhered to and your rights are protected If you fail to meet the statute of limitations your claim is almost certain to be denied and timebarred The odds of winning are almost zero unless theres a rare exception The court will almost never hear your case if you dont submit your personal injury lawsuit within three years from the date of your accident This is the same for any other lawsuit related to car accidents regardless of whether its to claim injuries to you or a loved ones or the repair or replacement of your vehicle or any other property damaged during the collision If you were a minor at the time your accident occurred there is another noteworthy exception to the Statute of Limitations In particular under the law of tolling which is an official term that essentially means courts treat a minor as being an adult at the time of their accident the statute of limitations is paused until the victim reaches the age of 18 to file their claim If youre trying to claim personal injury against an insurance company this could be a huge issue Since the adjuster for insurance knows that youre not permitted to sue outside of the statute of limitations and therefore it can be a challenge to negotiate a fair settlement your behalf This could result in having to waste time and resources as well as money on cases that may not have been needed initially Comparative Fault In a car crash it is essential to determine who is responsible Based on the state you live in an attorney for car accidents can help you determine who is at fault and who you can sue for compensation The majority of states have a system of relative negligence which means each party can be compensated depending on their contribution to the accident This is a good idea for drivers since it makes it easier to claim compensation for losses and injuries However there are also certain issues with this system and thats why it is suggested that you seek out an experienced car accident lawyer to defend your right to get compensation for your injuries They can help you receive the highest settlement possible from the person who caused the accident If the driver at fault has no insurance the victim will be required to pay for medical bills and other expenses out of pocket This can quickly add up particularly if your injuries are severe There are a few states with a system of comparative fault which is completely independent This allows all parties in the collision to recover damages regardless of whether they were 99 percent at the fault Thirteen states which include California Florida and other states use this type of system But the downside is that youll only be not able to collect a substantial amount of damages This is because this system relies on the courts to determine the percentage of blame given to the various parties involved in the crash If you find yourself to be 80 percent responsible for an accident you can only recover 40 of your monetary damages This can be a serious issue if the victim suffered serious injuries or were unable to work for a significant amount of time at work as a result of the crash There are other comparative negligence systems which allow drivers to claim damages even when their fault is just the smallest part They include contributory negligence as well as pure comparative fault modified comparative fault Hire an Attorney If youve been injured in a car crash there are a myriad of reasons to hire an attorney A lawyer can assist in filing a claim with your insurance company and negotiate with the insurance company of the other driver on your behalf and even file a personal injury claim against the other party Based on the severity of your injuries depending on your injuries compensation may be required in order to treat suffering and pain You could also require compensation for expenses for medical bills or lost wages as well as other damages A good lawyer will know how much you can request to ensure that you do not settle for less than youre entitled to A car accident lawyer can negotiate with insurance companies and help you secure fair compensation Attorneys can bring your case to the court if the insurance company refuses to accept your claim or offers a settlement which does not fully cover your losses An experienced lawyer will assist you in determining which laws apply to your situation and how the local court system interprets the laws This can save you time on paperwork and research while allowing you to concentrate on your recovery You can also use them to calculate the amount of damages such as medical expenses loss of income and diminished earning potential This will enable you to obtain the money you need to cover your losses and recover from your injuries If your injuries are serious you may require an enormous amount of compensation to cover medical visits surgeries physical therapies and prescription medication These damages can also assist you with the longterm consequences of your injuries including mental and physical pain that is constant des moines car accident attorney will try to show that the other driver was responsible for your injuries and financial losses This can be difficult due to the many variables that go into determining who is at fault You should speak with an attorney as soon as possible after the accident This will give them a chance to investigate your case gather evidence and conduct negotiations with the other partys insurance company on your behalf The top car accident lawyers near me should have a proven track record of fighting for injured victims rights They will be able to secure massive settlements and verdicts opposition to insurance companies efforts to lower the value of your claim