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How to File an Auto Accident Claim In states with nofault insurance the insurer will cover medical expenses and lost wages regardless of whos at fault for the accident Theyll also require you to review documents and gather evidence photos witness testimony medical records and expense reports The amount of compensation you receive will depend on the severity of injuries and expenses This article will walk you through the steps for filing an auto accident claim Report the Accident If youre involved in a car crash it is crucial to report the crash right away In many states this is handled by local police county sheriffs state police or Department of Motor Vehicles Take pictures of the scene of the accident if you are able to This can help you recall the details of what happened and can be helpful for your insurance claim Photos can be used to show details such as skid marks damage to your vehicle weather conditions skid marks and other vital details You should also get the information of the other driver like their name insurance provider and even their address You should also request their drivers licence and car registration if it is possible It is also important to record what you saw and what transpired If you dont record the incident you could be held liable for injuries or damage that later becomes apparent In addition if you do not report the incident and your insurance company is not aware of it they may not cover any damages that result from it Review your policy or call your agent to find out if you need to file an accident report Seek medical attention One of the first things you should do following a car collision is to seek medical attention so that you can be examined for injuries You can avoid any future problems by visiting an expert as soon as you can It could also help your case when you negotiate with the insurance company If possible its best to visit a emergency room of a hospital following a car crash This is because hospitals have access to most highly skilled surgeons doctors and medical supplies It is often difficult for insurance companies and defense attorneys to deny injuries sustained at hospitals Injuries from car accidents can range from bruising and tearing to severe internal injuries like paralysis and brain trauma Even if symptoms such as pain and stiffness dont appear immediately its crucial to visit a doctor These records are crucial in proving youve suffered injuries related to the crash Our Denver car accident lawyers will use these medical records in order to build an argument that proves the atfault drivers actions caused your injuries and that you deserve an equitable amount of compensation for your injuries Take Photos Take photos of the site of the accident as fast as you can and ideally before police arrive If you are able capture photos of the damage to each vehicle from different angles If you are able take photos of the vehicle in closeups as well as other evidence such broken glasses or airbags deployed If you cant get closeups of the vehicles place an object like an old penny in the picture to give it scale You can also take photographs without or with a flash to reveal hidden details Also you should take photographs of any injuries you have suffered from the accident Scrapes bruises and cuts will fade with time so your photos will be a great proof of your injuries later Its also a good idea for you to snap pictures of other items that relate to the incident such as traffic signals road signs weather conditions road debris because they can help paint a clearer picture of what happened Contact Your Insurance Company Contacting your insurance provider is crucial regardless of whether or not plan to file a claim in the event of an accident in your car You might be required to file a claim under your policy but even if not the case your lawyer will need records of your losses to support your claim such as repair and medical bills Luna advises that you gather all relevant information about the scene This includes details about your vehicle as well as any other drivers involved You should ask for the insurance card of the other driver and ensure that you have their name address number and address and car insurance information company or policy number If there are any witnesses you should try to get their names and contact numbers too The most unintentional thing youll ever do following a car crash is to argue with insurance companies it is essential to remain calm The statements you make when youre emotional can be used against you later on It is recommended to let an attorney manage the negotiations auto accident lawyer temecula will be able to make sure that you dont say something that could later be used against you Contact an Attorney A seasoned attorney can assist you in negotiating with the insurance company in order to get a fair settlement They will look over all medical records and bills and consult with doctors to determine the totality and extent of your injuries If you fail to provide them with complete and accurate documentation they will not provide you with a fair amount You may be entitled to noneconomic damages such as suffering and pain in addition to the economic loss If the other driver was found to have acted with gross negligence or recklessness the court can award additional compensation which is known as punitive damages If the driver who was at fault escaped the scene you will need to report that to the police You can also get an original copy of the crash report at the police precinct or online You will need this to submit a nofault claim or a liability lawsuit New York has specific laws that govern auto accidents A knowledgeable attorney can explain these rules