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Car Accidents Lawyers Near Me Car accidents are one of the most frequent causes of injury and death in the United States They can be devastating to the families of victims both physically and emotionally If negligence by someone else causes a car accident the victim could be entitled to compensation This is a complex process that requires an attorney to look into the scene of the accident and collect evidence and deal with insurance companies Insurance Coverage If youve been injured or property damage as a result of an accident in your car it is crucial to know your rights to be compensated Insurance is among the most important sources of financial recovery Your insurance policy could be used to pay for medical expenses repairs or replacements of damaged vehicles and loss of income during the process of recovery However your insurance company will only cover up to the limits of your policy If your injuries are severe or require a significant amount of ongoing medical treatment Your insurance limits may not be sufficient to cover the costs In these circumstances an action lawsuit may give you the chance to recover additional compensation for your losses The best method to ensure you get the financial compensation youre entitled to after an accident is by hiring an experienced New York City car accident attorney Our team at The Law Offices of Benjamin Disraeli will fight to protect your rights and maximize your compensation regardless of the type of insurance you have A lawsuit can also help you obtain damages for pain and suffering that arent covered by your insurance company These kinds of damages are usually very real and youre entitled to fair and full compensation for your pain and loss of enjoyment and emotional stress Insurance companies have an duty to defend that is a legal obligation This is a part of the policy of liability and it means the insurer will provide you with an attorney in the event that you are sued over damages from an automobile accident This is good because it means that you wont need to pay for your own legal defense This is especially beneficial when there are hit and run accidents where the other driver may not have coverage In such a case your Personal Injury Protection PIP or uninsured motorists UM coverage can assist and pay the costs of your medical bills and other expenses until the policy of the driver at fault reimburses you You must contact your insurer within a certain amount of time following an accident This period of time may be as short as five or ten days depending on the policy you have If you do not comply the insurer can cancel your insurance and deny you with coverage or a lawyer in case of a lawsuit Statute of limitations The statute of limitations is a law that defines the time frame that after certain events it is possible to file legal action against someone or company It may affect the length of time you must make a personal injury claim or wrongfuldeath lawsuit and the amount of damages you receive Typically the statute of limitation is three years from the date of the accident in New York but there are exceptions to this rule It may be longer in cases of wrongful death so its crucial to reach out to a lawyer for car accidents near me as soon as possible to ensure that all deadlines are met and your rights protected One of the most important things to know about the statute of limitations is that if you do not meet the deadline the claim will most likely be barred and denied The chances of winning nearly zero unless you have an exception This is because a court will almost always refuse to take your case on the basis on the law which states that you have to file your personal injury lawsuit within three years of the date of your underlying accident This is true for any lawsuit related to a car accident whether youre suing for your own injuries or those of a loved ones or to get repairs or replacements done to your vehicle or property damaged in the crash Another noteworthy exception to the statute of limitations applies if youre an underage person at the time of your accident The statute of limitations is extended until the victim is 18 years old This is because of the tolling law that is a notion in the law that stipulates courts treat minors as adults when they suffered their injury If youre trying to claim personal injury against an insurance company this can be a major issue The insurance adjuster will find it difficult to negotiate for you since they are aware that you cannot sue after the statute of limitations has expired This could lead to you losing time and resources as well as money on cases that may not have been necessary initially Comparative Fault In a car crash it is essential to determine who is responsible Based on the state you live in a lawyer for car accidents can help you determine who is at fault and whom you should sue for compensation Most states employ a system of comparative negligence which means that each participant in the accident can collect damages based on the amount they contributed to the crash This can be good for drivers as it makes it easier for them to claim compensation for any injuries or losses There are some problems with the system This is why it is recommended to hire a professional car accident lawyer to represent you to obtain monetary compensation for injuries These attorneys can ensure that you have the best chance of receiving an appropriate settlement from the driver at fault If the driver who caused the accident does not have insurance the victim will be required to pay for medical bills and other expenses out of pocket This can quickly become a burden particularly if your injuries are serious There are states that support a pure comparative fault system It allows all parties involved in the collision to recover damages even if theyre 100 percent responsible for the wreck This kind of system is followed by thirteen states including California and Florida However the drawback is that youll only be only able to claim a small amount of damages This is because the courts determine the amount of blame that each person involved in the accident carries If you are found to be at least 80 percent at fault in an accident youll only claim 40 of the monetary damages This could be a major issue if you suffered severe injuries or were unable to work for a significant amount of time at work because of the crash Luckily there are different types of comparative negligence that allow all drivers to claim their losses even if they were at fault There are three kinds of comparative negligence that are contributory negligence pure comparative blame and modified comparative liability Employ an attorney If youre injured in a car crash there are plenty of reasons why you should hire an attorney A lawyer can assist in filing a claim with your insurance company negotiate with the insurance company of the other driver on your behalf and even file a personal injury suit against the other driver Based on the severity of your injury depending on the severity of your injuries compensation could be required for the pain and suffering There may also be compensation for expenses for medical bills and lost wages as well as other damages A good lawyer will know how you should ask for to ensure that you dont settle for less than youre entitled to An attorney for car accidents can assist you in negotiating with insurance companies to ensure you receive fair compensation If the insurance company denies your claim or offers a settlement that does not fully cover your losses the lawyer may appeal to the court and fight for what youre entitled to albuquerque can assist you in determining the law that applies to your case and how the local court system interprets the laws This knowledge will save you time in the form of paperwork and research while allowing you to focus on your recovery You can also use them to calculate damages including medical expenses as well as lost income and a decrease in earning potential This will allow you to get the money that you require to cover the costs of damages and recover from injuries If your injuries are severe you may require an enormous amount of compensation to cover doctors visits surgery physical therapy as well as prescription medication These damages can help you cope with the longterm effects of your injuries like chronic pain and mental stress A lawyer will try to demonstrate that the other driver was at fault for your injuries and financial losses This can be a difficult task due to a lot of factors that go into determining the degree of fault You should speak with an attorney immediately following the crash This will enable them to investigate your case collect evidence and bargain with the insurance company of the other party on your behalf The top car accident lawyers near me will have a solid track record of fighting for the rights of injured victims They know how to secure large settlements and verdicts when insurance companies attempt to lower the value of your claim