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How to File a Car Accident Claim A car accident can be stressful It is important to be aware of the steps to take when you are planning to file a claim regardless of whether or not it was your responsibility One of the first things you should do is call the police to report the accident A police report can help your insurance company determine who was responsible 1 Contact the Police If youre involved in a car accident It is essential to contact the police as quickly as you can This will help you gather vital information including witnesses statements and insurance informationthat could be used later in court Its often not always clear whos responsible for an accident This can lead to confusion and a police report can help clarify the situation in the end The police will gather evidence and witness statements to determine who was responsible for the incident This can help you determine the amount of compensation you could be entitled to In addition police could conduct roadside checks to check for drugs or alcohol in the driver If you suspect that someone was driving under the influence at time of accident this can be very useful You must immediately notify any injuries to the police This will allow authorities to evaluate the damage and take pictures of the scene You should also get the name address telephone number and drivers license number of everyone involved in the incident If authorities decide to investigate further this information can be used to locate them Once you have all the details you require call your insurance company to file a claim to claim damages This will ensure that youre covered for cost of repairs as well as any medical expenses that may have been incurred in the aftermath Speak to witnesses on the scene as quickly as possible and collect their names and addresses to give to authorities This is particularly important if youre required to present evidence to support your claim in court While youre at the scene of the accident make sure to capture the scene and any skid marks left by the collision This will help to prove the crash and demonstrate the extent of damage your car was able to sustain 2 Gather Information Before calling the police or your insurance company to report a crash its worth taking the time to gather the most important information This will assist you and your attorney determine the reason for the accident as well as the type of damages that have to be compensated This may include pictures and videos of the scene of an accident medical records as well as information about the cars involved It is also possible to gather information about the weather and other relevant factors that can aid you in proving your case Its best to store these records in a secure place that they dont get lost or stolen so that you can return to them in the future Its also worth having the appropriate documents to prove your claim in court should the need arise You can also use this data to create a thorough car damage estimation model which can be extremely useful in assessing the amount youll be awarded in a court of law This is a great way to ensure your insurance policy covers the damages that have been done To find out more about car accident and how to get your claim handled properly Call KWFDM today to set up a free consultation with one of our car accident lawyers in Atlanta Well walk you through the process stepbystep so that you know what to expect and get the peace of mind that comes with having a knowledgeable legal advocate at your side 3 Get in touch with your insurance company If youre injured or your vehicle is damaged as a result of a car accident the next thing to do is contact your insurance company In accordance with your policy its possible that you have to inform them of the incident within a certain amount of time While you wait for your insurance companys phone call and take notes about the incident This will aid in establishing your trustworthiness in your accident reporting effort and may be useful in obtaining compensation for the other driver You may also want to collect the other drivers license number along with the make and model of the vehicle and insurance details This will aid you in determining who was at fault for the accident and how to proceed with your claim It is also advisable to exchange information with the police at the time they arrive This could include your address name phone number insurance companys policy number and drivers license or ID card Dont forget to request an official copy of the police report of the other driver as well Sometimes the version of events offered by the other driver could be different from yours This could result in an unresolved claim Insurance companies can also deny claims if an individual fails to seek medical treatment following an accident This can be very damaging when your insurer is able to use it against the other party to argue that your injury wasnt caused by the accident You should always see a medical professional soon after an accident and be prepared to give any medical records you get This will allow the insurance adjuster to better understand the extent of your injuries as well as the symptoms you are experiencing It is also advisable to check your insurance policy to ensure you have sufficient coverage for drivers who arent insured or uninsured These policies are vital as they can protect you in case of an accident involving a driver without insurance or that isnt insured at all Once you have contacted your insurance company and have been diligent in attempting to file a car crash claim it is time to speak with an attorney about your options An experienced lawyer can assess your situation and ensure you have all the legal documentation needed to support your claim 4 Get in touch with an attorney A car crash can be a scary experience even if its not your fault It can leave you with injuries that require medical care a costintensive repair and emotional stress New York law offers a method to recover compensation for these and other expenses merced car accident attorney may be able to get compensation for your car accident Before you reach out to an attorney here are a few things to consider The first step Take care of your health and property Your first priority should be to fix your car as well as yourself if youve been involved in an accident The insurance company you have partnered with will need to be contacted to get this done They will need to know all details regarding your accident Be prepared to give them your police report as well as an exact description of the incident After they have received your details the adjuster will call you The adjuster will need to examine your car and determine the cost of repairs This could involve asking for your vehicle to be inspected by an auto body shop that is certified The insurance adjuster will also be looking to find out if you have uninsured motorist coverage This is important since it can help fill in the gap between your primary policy and the policy of the other driver To protect yourself against rising premiums and other issues in your insurance coverage you should inform your insurance company right away about the incident If you delay too long your claim could be denied Be Patient During This Process The adjuster will be assessing your vehicles damage and trying to determine the amount you can claim from your insurance company Theyll require the doctors notes and bills and also your documentation of injuries from the past or medical treatments Most likely your insurance adjuster will present you with a lowball settlement These kinds of offers are usually offered by adjusters for insurance in an attempt to reduce their liability and save money An experienced car accident lawyer will ensure that you receive the full amount of compensation you deserve They will also fight for the fair treatment you deserve from those responsible for your injuries and damages