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What You Should Know About Car Accident Compensation If youve been in a car accident and you are aware of your rights when it comes to car accident compensation As a victim you have certain rights including the right to seek compensation for both economic and noneconomic damages as well as medical expenses This article will outline the process for pursuing compensation as well as the timeframe for pursuing it Noneconomic damages You may also be awarded noneconomic damages like emotional distress or loss of consortium These damages can have a major impact on your quality of living They could affect your ability to work and possibly take care of your family The amount of noneconomic damages you could receive is contingent on your particular case Noneconomic damages are those that are not economic in the context of a personal injuries case They are often the most difficult to quantify They include your physical and mental health as well as any changes in your lifestyle that result from the accident These damages may include physical pain and discomfort psychological pain and selfesteem loss scarring and loss of consortium Noneconomic damages are similar in the nature of economic damages however they are not analyzed with the same accuracy They can include the suffering of others disability loss of earning capacity disfigurement and loss of enjoyment of life They could also include other kinds of losses like the inability to engage in certain activities or deterioration of a prior condition In addition to emotional and physical injuries noneconomic damages could include the loss of consortium of a spouse In addition to the economic damages noneconomic damages are also essential when filing a car crash compensation claim These types of damages are meant to compensate the intangible impacts of the accident Injuries can lead to significant medical expenses and discomfort Additionally the emotional effects of an accident can be devastating A noneconomic damages claim can compensate these losses and help the victim live the normal healthy life Noneconomic damages can be difficult to quantify There is no limit to the amount of damage that can be granted However its dependent on the severity of your injuries as well as how much suffering and pain youre suffering from The greater the severity of the pain and suffering the higher the compensation amount that you can expect to receive Economic damage Economic damages are those that result from personal injuries which often take months or even years of work These damages can include a loss of earning capacity future and past medical care and damages to property They are calculated using a multiplier that ranges between 15 and five based on the severity of the injuries The more suffering and pain the more severe the injury the greater the amount of economic damages There are a variety of factors that determine how much someone can be compensated for an accident in the car The cost of medical expenses as well as lost wages and the value of someone elses time are all important elements of economic damages Some of these expenses are immediate while some arent Based on the type of injuries sustained it is also possible to take into account the cost of repairing or replacing property Other damages include suffering pain and other damages The plaintiff must to prove that the plaintiff was aware of the pain they felt The damages must also cover any perceived disability that is subjectively felt Noneconomic damages include loss of consortium This happens when a person is without affection comfort or companionship Other kinds of economic damages include property damage and lost earnings These are the most popular types for car accident compensation claims You could be entitled to compensation for your vehicles repair or replacement as well as lost wages and transportation costs You could also be eligible to receive compensation if your vehicle is destroyed Because it covers the costs of the accident the amount of economic damage is important It is vital to understand that the cost of medical care and lost wages is not insignificant It is important to keep track of all expenses including medical expenses as well as lost income Timeline for obtaining compensation The process of obtaining compensation from a car crash may be long There are steps to follow to get the most benefit of it One of the most crucial steps is to collect evidence for your claim This may include medical records property damage estimates wage loss verifications and outofpocket expenses The process can last between two and six months First it is essential to choose a competent lawyer Your lawyer is the ideal person to build your case and represent you in front of the insurance company Once youve hired an attorney they will begin building your case Your lawyer will collect evidence and inform the insurance company of the intention to sue They have between 30 and 45 days to respond Your lawyer will compile all of your medical records including those from prior to the accident to create your case After you have collected evidence and submitted a claim for compensation The next step is to send a demand letter to your insurance company The letter should outline the details of the incident including your injuries as well as your expenses This letter starts the settlement process for auto accidents The insurance company is then able to file an insurance claim In the majority of cases insurance companies will have ten business days to respond to your request If your injury is serious you should seek medical attention It can take weeks or months to fully recover following a car accident A lawyer can help navigate the process and help determine how much compensation you are entitled to Depending on the severity of your injuries the process could take months Your lawyer may have to consult medical and experts in finance to determine your claims value Medical expenses If you are involved in a car accident medical expenses can be very costly Based on the severity of your injuries they could cost up to 20000 to pay for These costs could include chiropractic care hospitalization surgery rehabilitation and a variety of other services If you are not covered by health insurance you may have to pay for the expenses yourself In some cases you may receive reimbursement from your insurance company Medicare or Medicaid The majority of the time medical expenses are covered by car accident compensation Certain policies also cover mileage for medical appointments However you must keep all receipts to ensure you can show what you paid for in advance In the event that you dont your insurance company will not pay for outofpocket expenses When you file your claim the insurer of your negligent driver could cover a portion of your medical expenses It is important to remember that lawsuits take time to be settled Its possible that you wont be in a position to pay your bills during this time In the majority of cases the person at fault will be responsible for medical expenses but not right away The process to get these expenses paid will depend on the nature of the accident and the insurance coverage Certain insurance policies will allow injury claims to be filed on a regular basis until the coverage limit is reached boise city car accident lawyers can claim car accident compensation for lost wages if been unable to work due to your injuries You are entitled to a certain amount of lost wages for the time that you are unable to work which can range from one to two months In addition to lost wages you also have the right to compensation for psychological injuries youve suffered as a result of the accident Car insurance may cover lost wages assuming that you can prove the other driver was the one responsible for the accident If the other driver is not insured or has insurance or has limited coverage you may be able to make a claim through your own personal injury protection insurance To recover lost wages it is possible to file a personal injuries lawsuit To fully recover from injuries sustained in a car crash you should be off work for a while Inability to take time off from work could result in more serious injuries or death You must prove that your injuries didnt cause loss of wages you earned before you can claim lost wage compensation If you were selfemployed you must show proof of your normal earnings You may also be eligible to claim tips or nonsalary benefit if you suffer injuries in an accident It is vital to file your claim for caraccident compensation for lost wages to the insurance company right away following the incident Make sure you include all pertinent information regarding the incident The claim for lost wages must be received by the insurance company within 30 days after the incident If you are late then you must provide the evidence in writing