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How to File a Car Accident Lawsuit A car accident also known as a traffic accident occurs when a vehicle collides with another vehicle or with a stationary object like an animal or a pedestrian You can file a lawsuit if you or someone else are responsible Your damages may include medical expenses or lost wages and even property damage If you have been injured in an accident contact your insurer for more information Uninsured motorist coverage If you are in a car accident caused by an uninsured driver you must be aware of what rights you have under your policy Even if the other driver is not to blame your policy still gives you rights The coverage can provide up to 20 of the damages caused by another driver It is crucial to contact the insurance company of an uninsured driver if you are involved in an accident Youll need to provide them with the details of your accident and provide details of the incident You can also call your insurer to request a statement outlining the coverage limits If the driver who is uninsured is uninsured and you have uninsured motorist coverage it will cover the hospital costs The minimum coverage is 50000 which is often not enough to cover the expenses of a serious injury This can leave your family and you in financial ruin if you have to undergo extensive treatment You should also have collision insurance coverage in the event of an accident involving uninsured drivers Collision insurance can pay for the repair of your car in the event that you are involved in an accident Uninsured motorist coverage will not be able to guarantee you any money It will provide you with assurance following a car accident Uninsured motorist coverage can help you recover the cost of damage if the driver isnt insured or doesnt have enough coverage This coverage will cover medical expenses and damages should you be injured You will be paid up to the limit of your policy in the event that the other driver is not insured Class action lawsuits for car accidents Car accident lawsuits can span from months to years depending on the nature of the case and the parties desire or inability to settle The process begins with a complaint which contains a list of claims and justifications The legal team examines all documentation including medical records police reports and bills The process could also comprise interrogatories which are a set of questions which the plaintiff is required to answer under the oath It is important to gather evidence for anyone who have been hurt in a car accident Take photos of the accident scene police reports and medical records Make sure you have contact information of any witnesses Making contact with the police and exchanging information with the other driver can also help your case If the other driver in the crash was negligent or lacked insurance It could be possible to hold them accountable These types of claims can lead to punitive damages These penalties are intended in order to help manufacturers create safer vehicles Drivers may also claim compensation in other circumstances even if they arent proving negligence Damages awarded to the injured party are based on a number of factors The factors that determine this include the severity of the injury and whether the person who is injured will require years of treatment If the injuries are serious enough to warrant surgery the damages will be more In addition to compensatory damages economic losses could also include lost wages and diminished earning capacity Road conditions that are unsafe can cause injuries in car accidents If these conditions cannot be remedied the person who suffered the injury could sue the government to receive compensation Damages in a car accident If youve been in a car crash you must be aware of the amount of damage you are entitled to There are many factors which can impact the amount you can recover In the first place the severity of your injuries needs to be taken into consideration You Tube the more damages The damage can be medical expenses and property damage to your vehicle Punitive damages may also be sought These damages are typically greater than compensatory damages The aim of these awards is to penalize the defendant and give others a reminder not to commit the same mistake They are typically awarded in cases involving fatal injury or death You may be eligible to receive compensation for lost wages as well as medical expenses You can claim these expenses under the personal injury law which regulates the majority of accidents in the automobile The most common damages are noneconomic and include ambulance transport fees and medical costs You can also claim personal property for repair and replacement While your car is most obvious example clothing or jewelry as well as other personal belongings could qualify Besides monetary damages you could also claim damages for your emotional suffering and pain These costs can quickly mount up If youre not able to cut your lawn yourself You can claim the costs of hiring someone else to do the job Noneconomic damages include loss of companionship and consortium mental distress pain and suffering You could be qualified for compensation if were involved in a car accident caused by negligence These damages can cover property damage medical bills and other losses that are not economic You may also be eligible for punitive damages in certain states After a car crash Inform your insurance company The first step after an accident in a car is to contact your insurer This is to be done as soon as you can particularly if youre injured or hospitalized Your insurer may decline coverage if it is not possible to notify them within a set time frame It is important to follow up with your insurer to find out the next steps to take Youll have to provide your insurance company with the details of the car accident You should give the company your name contact number and any other relevant information It is also crucial to provide insurance information to other drivers involved However you shouldnt discuss insurance limits or fault with them until youve consulted an attorney If youre involved with a car accident you should inform your insurance company within 24 hours This will ensure that there are no delays in processing your claim If youre at the site of the accident its possible to even notify the scene Notifying your insurance provider immediately after a crash will protect you from the possibility of your insurer denial your claim In some cases you dont have to contact your insurer This is particularly true if the accident was not your fault It is still advisable to submit an MV104 form to the Department of Motor Vehicles Sometimes car accident claims may require multiple insurance companies This includes your nofault insurance and the liability insurance of the atfault driver Your insurer could request an explanation for the delay This can help them determine whether its a fair time to make an insurance claim An accident forgiveness plan could help you avoid an increase in your premium if you have had a minor accident However it is a requirement to have an impeccable driving record Capturing the scene of the accident Photographing the scene of the car accident can aid in legal and insurance claims Accident scenes change constantly and you dont want to be caught off guard The scene could change or the lighting or road conditions might alter or there might be broken glass or skid marks To capture all the evidence of an accident you need to get several photographs of the scene You must take both general views as well as closeups and detail shots of the vehicles damaged In addition you should take photos of traffic signals and lights If you can collect the license plates of the cars in the photographs To capture the scene of a car accident you can also utilize the cameras of nearby offices of government or businesses It is essential to take photos of the cars and damage Also you must take photographs of witnesses It is also possible to take pictures of road conditions and fallen branches You can capture all the essential elements of the accident scene If you are going to make an insurance claim it is important to have photographs of the scene of the accident These photos can be used as evidence and can be used to describe what happened to your lawyer It could help you win your case If youre seriously injured you may not be able to take pictures at the scene Photographing the scene of the accident is crucial to prove your case and obtaining compensation Not only will this help in your insurance claims but youll also be capable of using the photos as evidence Your lawyer can help you determine the kind of evidence you require