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How to File a Car Accident Claim A car accident can be stressful You need to be aware of the steps to follow should you wish to file a claim regardless of whether the accident was your responsibility One of the first things you should do is contact the police to report the incident A police report will help your insurance company identify who was at fault 1 Contact the Police It is imperative to contact the police as soon as you are involved in a crash This will assist you in obtaining important information such as witnesses statements as well as insurance information which may be used in court later Its often not easy to determine who is responsible for an accident This can create confusion however a police report can help to clarify things in the long run When the police arrive they will take witness statements and collect evidence to determine who was at fault in the accident This can help in determining the amount of compensation you might be entitled to Police can conduct roadside inspections to determine if the driver is under the influence of drugs or alcohol This can be useful should you suspect that someone may have been driving under the impaired at the time of the accident It is important to immediately notify any injuries to the police This will allow authorities the chance to evaluate the damage and also take photos of the scene It is also crucial to get the names addresses phone numbers and drivers license numbers of everyone involved in the collision This can help the authorities find them should they decide to investigate this case further in the future After youve collected all the relevant information contact your insurance company and file a claim for the damages that resulted from the accident This will ensure that youre compensated for the cost of repairs as well as any medical expenses that might have occurred in the aftermath When youre able talk to witnesses to the scene and take their names and addresses so that they can give their details to the authorities This is especially crucial if you ever bring the case before a judge and have to prove the validity of your claim While youre at the site of the accident make sure to capture the scene as well as any skid marks that may have been left from the collision This will help you verify the accident and reveal the amount of damage your vehicle suffered 2 Gather Information Before calling the police or your insurance company to report a car accident its worthwhile to take just a few minutes to collect the most crucial details This will help you and your lawyer to understand the specifics of the incident and the amount of damages that need to be paid This could comprise a wide variety of things such as photos and videos of the scene of the crash to medical records to details on the vehicles involved You can also gather details regarding the weather the time of day and other relevant factors that could assist you in filing a claim Its best to keep these documents in a safe place where they wont get lost or stolen so that you can refer back to them in the future Its also important to have the right documents ready to support your claims in court should the need arise This information can be used to create a detailed model of the cars damage which will be useful in calculating the amount of compensation you will be awarded in court Furthermore this is the best method to ensure that your insurance coverage will be able to cover the damage that has been done Call KWFDM today to schedule a nocost consultation with a Atlanta car accident lawyer Well guide you through the process step by step so that you know what to expect and get the peace of assurance that comes from having an experienced legal advocate at your side 3 Contact Your Insurance Company Contact your insurance company if hurt or your car is damaged due to a car accident Depending on your policy it is possible that you must inform them of the accident within a specified period of time While you are waiting for your insurance company to contact you make a note of the incident This will prove your sincerity in your report of the accident and may be helpful in obtaining compensation from the other drivers insurance company You may also want to collect the license number vehicle model and make as well as the insurance information of the driver who was driving This will help you determine who was at fault for the incident and how to proceed with your claim You should also exchange information with the police upon their arrival This could include your address name and phone number as well the policy number and drivers licence or ID card Dont forget to ask for the police report of the other driver as well Sometimes the other drivers version of what happened could be different from yours This can result in the denial of a claim Insurance companies can also deny claims if an individual fails to seek medical treatment after an accident This could be extremely damaging when your insurer is able to use it against the other party to argue that your injury wasnt caused by the accident You should always see a medical professional soon after an accident and be prepared with any medical information you receive This will assist the insurance adjuster know what caused your injuries and the issues you are going through Finally you should review your insurance policy to see whether you have uninsured driver or underinsured motorist coverage These are important policies to keep in mind as they can protect you if you are struck by a motorist who does not have enough insurance or does not have insurance at all After you have contacted your insurance provider and put in the effort to file a car crash claim its time to talk to an attorney about your options harlingen car accident attorney You Tube will be able to assess your case and ensure you have all the legal documentation to back up your claim 4 Get in touch with an attorney A car accident can be a scary experience even when its not your fault It can cause injuries that require medical treatment a costintensive repair and emotional trauma New York law offers a option to claim compensation for these and other expenses Getting compensated for the damage you sustained in your car can help you get your life back on track Before you contact an attorney here are a few things to keep in mind The First Step Take Care Of Your Health and Property Your first priority should be to fix your car and yourself if youve been in an accident Your insurance company needs to be contacted in order to accomplish this Theyll require all details regarding your accident Prepare to give them your police report and a detailed description Once they have your details An insurance adjuster will be in touch with you The adjuster will look over your vehicle and determine the cost of repair This could include asking you to have your vehicle checked by an auto body shop certified by the government The insurance adjuster may also need to know if have uninsured motorist coverage This is important because it helps to fill the gap between your primary insurance and the policy of the other driver To safeguard yourself from increasing premiums and other issues with your coverage to protect yourself from rising premiums you must notify your insurance company promptly about the accident Your claim will be denied if you delay too long Be Patient Throughout This Process The adjuster will look at the damage to your vehicle and calculate how youre entitled to from your insurance company They will need to obtain your doctors prescriptions and records as well your evidence of any injuries you have suffered or medical treatments Most likely your insurance adjuster will present you with a lowball settlement These types of offers are typically offered by adjusters for insurance in an attempt to reduce their liabilities and save money An experienced lawyer can help you obtain the compensation youre entitled to They can also help you get fair treatment from the people accountable for your injuries or the damages