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What Is Injury Compensation Injury compensation is money paid to help injured persons pay for losses stemming from their workplacerelated accidents These losses include medical expenses lost wages future income and loss of enjoyment of life There are two methods to receive this type of cash a settlement or a lawsuit A lawyer can analyze your case and tell you the best option for you Medical Treatment Your injury claim will include the cost of medical treatment The insurance company will cover reasonable and necessary medical treatment This includes medical bills for health professionals and specialists You can also receive reimbursement for prescriptions and nonprescription medication when you travel to and from medical appointments Depending on the nature of your injury you may require assistive equipment such as canes wheelchairs or other special equipment You can also claim reimbursement for home modifications such as ramps and stair lifts Medical expenses include diagnostic tests that are required to determine the severity of your injuries and to monitor your recovery You may also claim reimbursement for any procedure required to treat your injury The workers compensation board establishes guidelines for medical treatment for doctors to follow These guidelines allow your medical professional to perform the majority of your medical procedures without first asking the insurer for permission Following the advice of your doctor can be very beneficial in your case If the insurance company or the defendant finds that youve been avoiding appointments or playing tennis on weekends despite your claims of injuries they will claim that your injuries arent so serious as youd like to think If youre constantly seeing health care professionals and receiving intensive medical treatment in the meantime they might need to admit that your injuries were serious Lost Wages Injuries can be painful physically however they can also be financially devastating The costs of treatment can quickly add up and injured victims may also need to consider losing wages as they recover from their injuries If youve missed work due to injury you could be entitled to compensation The process of proving lost wages is a tense process that requires specific documentation In addition to medical narratives its important to leverage copies of your pay stubs and income tax documents These documents can be utilized by your lawyer to demonstrate the total amount of lost earnings due to your injury Your lost wages could include your regular hourly or salaried earnings possible overtime bonus payments commissions and more You can also include benefits you no longer get such as free meals or allowances for cars You also have the right to a reimbursement for days youve had to use vacation or sick leave to make up for the hours you missed due to your injuries Your lawyer can determine the fair value of these days and demand reimbursement from the responsible party If your injury is permanent your lawyer can also claim compensation for the loss of future earning capacity This is a more complex procedure that requires you to hire an expert actuary or forensic accountant who can demonstrate your loss of future earning potential Medical Expenses Depending on the extent of your injuries you may have to pay for medical bills that put a strain on your financial security A serious injury could also stop you from earning income and working for a long amount of time This could result in an financial burden on you and your loved ones You are entitled to reimbursement for all medical expenses including ambulance rides doctor visits and xrays hospital treatment medication supplies and orthopedic equipment Additionally you are entitled to reimbursement for transportation costs to and from medical appointments including therapy Keep receipts of any medical expenses You will be reimbursed on the basis of actual costs For the purpose of negotiating attorneys and insurance companies typically use your bill amounts as the base for calculating medical special damages They will then multiply that number by a number of 15 to 5 to calculate your general damages Typically minor injuries will be at the lower portion of this spectrum while longlasting or serious injuries will be on the higher end injury lawyer yakima is skilled at ensuring that you receive all the medicalrelated benefits to which you are entitled We will advocate for insurers to pay the full amount suggested by your health care professionals even if they do not agree with the need or reasonableness Suffering and Pain The injured party has a right to be compensated for the emotional and physical pain and suffering caused by his or her injuries Physical damage to suffer and pain could be a result of past and future medical treatment Anxiety stress or embarrassment shock or sadness could also be considered It is difficult to place a value on the pain and suffering caused by an accident particularly when permanent injuries are involved such as being in a wheelchair or being blinded It is important that victims of accidents have the assistance of an attorney in order to collect sufficient evidence to prove their losses In some instances the party who was injured may negotiate a settlement to avoid going to trial In the majority of cases an insurance company will be involved in the settlement agreement The insurance company may employ either the multiplier method or per diem to calculate pain and suffer damages Both the multiplier as well as per dia methods are used by courts to calculate compensation for the emotional and physical trauma suffered by victims of accidents Both methods have pros and cons to them however the final amount is determined by the jury in the case A skilled personal injury lawyer can assist injured victims collect the evidence needed to present a convincing case for fair compensation Adam S Kutner Associates Attorneys can assist you with the investigation of your case and help you prepare it for court or a settlement