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Car Accident Compensation in New York You could be eligible to make a claim on car accident compensation if been involved in an accident You can sue for both economic and noneconomic losses that exceed your policy limits There are several factors that could affect the value of your claim In New York you can claim compensation if you were seriously injured There is decatur to make an claim for car accident settlement You could be entitled to compensation if are injured in a car accident You must file a claim within the allowed time limits in your state New York has a three year statute of limitations for claims If you do not file your claim within this timeframe your claim will be denied by the court Notify your insurance company immediately Your insurer will give you an exact date for filing your claim The clock starts running from the time of the accident Notifying your accident as quickly as possible is vital This is due to the fact that some symptoms may take a few days or even weeks to manifest It is important to document every detail after an accident Take note of any evidence you can see at the scene and record all contact information of everyone involved It isnt easy to remember the details of the incident which is why its vital to get everything in order prior to If youre unsure of the facts dont rush to start an insurance claim To make sure you have the most accurate evidence and details its best to consult an attorney Each state has a different time frame for filing claims for car crash compensation In the majority of states you have between two to three years to file an application If you are waiting longer than three years after the incident the court may decide to dismiss your claim But that doesnt mean that you cannot file a claim if you possess the necessary documents Factors that may affect the value of your claim The amount you might receive from an accident in the car is contingent on various factors The amount of your claim will depend on the severity of your injuries the type and severity of the accident as well as the insurance policies of the other driver In many cases the other drivers policy is either not adequately insured or not insured which can impact the amount of compensation youre entitled to Your claim could be worth more than the damages you are entitled to in the crash Future medical costs and medical expenses in the future and medical bills may also have an impact on the value of your claim It is essential to adhere to certain guidelines when filing claims for damages following an auto accident The first step is to get medical treatment The medical records of your doctor will show that you were treated properly and that you followed the instructions of your doctor If you didnt the records your insurer could challenge the severity of your injuries and reject your claim In addition you should be aware of the types of injuries you sustain For example if youve suffered an extreme brain injury that is a major one the value of your claim may diminish Because severe TBI affects all aspects of a persons life including work driving and participation in everyday activities it may result in a reduction in the value of your claim TBI is the most common reason for death and disability in motor vehicle accidents Insurance companies take this into consideration when determining the value of the claim Another aspect to be considered is the level of the other drivers of responsibility in the collision Your compensation claim will be more effective when you can prove your the other drivers fault It is possible that you will not receive the full amount of your compensation if the other driver is partially to the fault Economic damage You can establish economic damages when you suffer personal injuries by keeping the track of all medical bills missed time off from work and other expenses You should also keep timesheets that detail the hours you were in a position of no work due to your injury In addition you should keep a pain diary and any mental health records you may have Your economic losses could include outofpocket expenses lost wages and property damage These damages are often calculated using a multiplier of 15 to five depending on the severity of your injury The economic damages are often higher for those with severe injuries For example if you were severely injured and were unable to work for longer than six months you could be able to claim compensation for pain and suffering that is up to five times your annual earnings In addition to financial damages you could be entitled to other compensation If you have suffered serious injuries you may be entitled to compensation for suffering and pain and the costs related to rebuilding your body Your lawyer can assist you to determine the right amount for these damages that are not economic Your lawyer will also be able to provide you with the appropriate legal action to pursue these claims There are various kinds of damages that are harder to quantify but can be equally important Noneconomic damages include suffering pain and loss or consortium and emotional distress You will be required to file a lawsuit with the insurance firm for the negligent driver to get these kinds of damages Information from thirdparty sources A car accident compensation claim can cover a range of expenses incurred for the injured party including medical expenses treatment costs and suffering and pain The thirdparty insurance company will usually make a lumpsum offer in most cases It is essential to know whether the amount offered is appropriate for your requirements If the offer does not meet your expectations then you should decline it and avoid signing any contract