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How to File a Car Accident Claim A car crash can be stressful Whether it was your fault or not there are important steps to follow if are planning to make a claim The first step is to contact the police to file a police report A police report can help your insurer determine who was responsible 1 Contact the Police It is crucial to call the police right away after you have been involved in a car accident This will assist you in obtaining crucial information including witnesses statements as well as insurance information which may be used later in court Often its not always clear whos at fault in an accident This can create a confusing situation however a police report can help you understand the situation in the end When the police arrive theyll interview witnesses and gather evidence to help determine who was at fault in the accident This can assist in determining the amount of you could be entitled to Police can conduct roadside inspections to determine whether the driver is under the influence of alcohol or drugs If you suspect someone was driving under the influence at time of accident this could prove useful If you suffer any injuries it is recommended to be sure to report the accident to the police as soon as you can This will allow the authorities an opportunity to assess the extent of the damage and take pictures of the scene It is also essential to get the names addresses phone numbers and drivers license numbers of all the people involved in the incident If the authorities decide to investigate further this information may be used to assist them in trying to find them Once youve gathered all the relevant information contact your insurance company and make a claim for the damages that were caused by the accident This will ensure that youre covered for the costs of repairs as well as any medical expenses that might have been incurred in the aftermath When youre able talk to witnesses to the scene and collect their names and addresses so that they can give their details to the authorities This is particularly important if youre required to present evidence to prove your case in court Photograph the scene of the accident as well as any skid marks This will help prove the accident and show how much damage your car was able to sustain 2 Gather Information Its worth your time to gather as much information as you can before you call your insurance company as well as the police to report a accident This will help you and your attorney better understand the causes of the accident and also the kind of damages that must be paid This could include photos and videos of the accident scene medical records photos and information about the vehicles involved You can also collect details regarding the weather timing of the day and other pertinent information that can help you in your claim Its best to keep these records in a secure place that they dont get lost or misplaced so you can refer back to them in the future Its also important to have the proper documents in order to prove your case in court if needed You can also utilize this information to create a detailed car damage estimation model which can be extremely useful in assessing the amount of compensation youll receive in a court of law This is the best method to ensure that your insurance policy will be able to cover the damage that has been done To find out more about car accident and the steps to get your claim filed in a timely manner contact KWFDM today to set up a free consultation with one of our car accident lawyers in Atlanta We will walk you through each step of the process to ensure you are completely informed and have the assistance of an experienced lawyer 3 Contact Your Insurance Company If you are injured or your car is damaged in a collision the next thing you need to do is contact your insurance company It is likely that your insurance policy will require you to inform them within a specific period of time While you wait for your insurance companys call take notes on the incident This will aid you in establishing your good faith accident report effort and may be useful in obtaining compensation for the other driver You may also want to collect the license number the vehicle model and make along with the insurance information of the driver who was driving This can help you determine who was at fault for the accident and the best way to begin your own claim If police arrive be sure to provide them with information as well This could include your name address and phone number as well the policy number drivers licence or ID card Dont forget to request an official copy of the police report for the other driver as well Sometimes the version of events given by the other driver may be contradictory to yours This could lead to a claim being denied Another common reason that insurance companies refuse to pay claims is that the insured did not seek medical attention for their injuries after an accident This can be very detrimental if your insurer uses it against the other party to argue that your injury wasnt caused by the accident Always visit a doctor as soon as you can after an accident Make sure to provide any medical records you have This will assist the insurance adjuster determine what caused your injuries and what youre experiencing Finally you should review your insurance policy to see whether you are covered by uninsured or underinsured motorist coverage These are important policies to have because they protect you in the event you are hit by a motorist who does not carry enough insurance or does not have insurance at all After youve contacted your insurance company and made an honest effort to submit a claim for car accident damage its time to talk to an attorney about your options An experienced lawyer can assess your situation and ensure you have all the legal documents necessary to support your claim 4 Contact an Attorney A car accident can be a scary experience even when it isnt your fault It can leave you with injuries that require extensive medical care a financial burden of expensive repairs and the pain of emotional trauma Fortunately New York law provides the opportunity to claim compensation for these expenses and more You can get compensation for your car accident Before you contact an attorney here are some things to think about The first step Take care of your health and property The first thing you should do is to fix your car and yourself if you have been in an accident view site needs to be contacted in order to do this Theyll want to know the specifics of your accident so be prepared to provide them with your police report and detailed description of what happened Once they have received your information An adjuster will then contact you The adjuster will need to inspect your vehicle and determine the cost of repair This might include the request to have your vehicle examined by an auto body shop that is certified The insurance adjuster will also be looking to find out if you have coverage for uninsured drivers This is crucial since it will help cover the gap between your primary policy and the other drivers policy To safeguard yourself from increasing premiums or other issues in your insurance coverage It is important to notify your insurance company promptly about the incident If you wait too long your claim could be denied Be Patient During This Process The adjuster will evaluate the damage to your vehicle and decide how youre entitled to from your insurance company They will require your doctors bills and records as well as your evidence of any injuries you have suffered or medical treatments Your insurance adjuster is likely to offer you a lowcost settlement These offers are typically made in a desperate effort to limit their liabilities and save money An experienced lawyer can assist you obtain the compensation youre entitled to They can also advocate for fair treatment by the parties responsible for your injuries or damage